Underwriter (Life) III reviews medical, occupational, financial, and legal information to select or reject individual or group life insurance applications. Calculates rates and premiums from approved decrement tables. Being an Underwriter (Life) III approves or denies applications on own discretion. Typically requires a bachelor's degree. Additionally, Underwriter (Life) III typically reports to a manager. The Underwriter (Life) III contributes to moderately complex aspects of a project. Work is generally independent and collaborative in nature. To be an Underwriter (Life) III typically requires 4 to 7 years of related experience.