Underwriter (P/C) II analyzes and reviews inspection reports, location, risk, credit reports, etc. to accept or reject renewal/new property and casualty policy applications. Decides on appropriate premium rates and issues coverage. Being an Underwriter (P/C) II provides customer services regarding underwriting processes and decisions. May contact with the field to gather information on which to base and defend underwriting decisions. Additionally, Underwriter (P/C) II typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Underwriter (P/C) II gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be an Underwriter (P/C) II typically requires 2 to 4 years of related experience.