Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
AGNE68291-Credit Analyst-Holdrege NE area
Our client is a community bank that is seeking to add a Credit Analyst to their staff in the Holdrege, Nebraska area. This individual will get a chance to work with 4 loan officers and the bank President to assist in their credit analysis. The ideal candidate will have 2 plus years of credit analysis experience. They will train a recent college graduate or add a seasoned credit person to their staff. The purpose of the hire will be for them to become a loan officer as they do have retirements coming. The credits are typically from $1 to $3 million in size. They do ag credits as well as small commercial loans. Ideal situation to come into a seasoned, well-performing, respected team to sharpen your credit skills. For additional information, please contact Susan Larsen at 402-934-3337 or email: slarsen@adams-inc.com.
0 Commercial Credit Analyst jobs found in Alda, NE area