Commercial Credit Analyst jobs in Fort Shaw, MT
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst
- Citizens Alliance
-
Great Falls, MT
FULL_TIME
-
Job Details
Description
Position Summary:
The Credit Analyst’s primary function will be to provide credit analysis assistance to the lenders. This position will monitor incoming financial statements for covenant requirements. The Credit Analyst will perform collateral audits, accounts receivable analysis, and borrowing base certificate reviews. This position is responsible for developing and maintaining knowledge of all loan-related regulations and internal compliance procedures. The Credit Analyst must perform all job responsibilities according to compliance requirements.
The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set.
Essential Functions
To perform this job successfully, an individual must be able to perform each Essential Function and Skill satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.- Spread financial statements as requested; while maintaining a working knowledge of lending software, to provide overall support and assistance to Lending staff in the financial analysis process.
- Conduct industry research and locate resource material for peer comparison.
- Review incoming financial statements. Update and/or complete financial spreads and covenant monitoring spreadsheets to be forwarded to the appropriate Lending staff.
- Review and assist in negotiating loan agreements and ancillary documents related to transaction closing.
- Complete an analysis of accounts receivable aging and borrowing base certificates received from borrowers.
- Update the customer information system with current availability information.
- Understand the clients’ needs and identify potential cross-selling opportunities for other Bank products and services.
- Perform collateral audits, as requested.
- Provide written financial statement analysis for credit presentations, file comments and annual reviews. Maintain the report of review due and work with lenders to keep comments current.
- Monitor and report on specialized portfolios.
- Perform an annual review of loan portfolios and report findings to appropriate lenders. Provide management report of outstanding issues.
- Complete periodic reviews of file quality for participation portfolio.
- Communicate security valuations deficiencies with lenders and perform any follow up action requested. Provide a summary of actions to supervisor.
- Perform duties in accordance with company policies and procedures, as well as Federal and State Regulations and Laws.
- Excellent written and verbal communication skills.
- Ability to multitask.
- Ability to prioritize workload.
- Assist co-workers as needed.
- All employees are expected to exemplify and follow our core values.
- Regular attendance and punctuality when reporting to work.
- Travel for trade and industry schools and seminars as needed.
- This position may require installation of a Multi-Factor Authentication (MFA) app on an employee’s personal mobile device. THE MFA apps are used to authenticate a user’s identity to the system for security purposes.
- Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank’s policies and procedures.
- Perform other duties as assigned and requested.
Humility - We are “blue-collar bankers”. We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest.
Respectful, Genuine Care for Others - We care about each other, we care about our customers, and we care about our communities.
Finds A Way - This simply put, is nothing more than attitude. It’s a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference.
Effort - We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day.
Owning-It - Owning-It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it’s about ownership. When an employee says they will do something, they follow through and get it done.
Education And Experience
Required - High School diploma or GED.
Required - Continuing Education to maintain job knowledge.
Preferred – One To Three Years Of Banking Experience.
Preferred - One to three years of Financial or Credit Analyst experience.
Preferred - Proficiency In Microsoft Suites.
Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes. - 5 Days Ago
Credit Analyst
- Glacier Bancorp, Inc.
-
Kalispell, MT
FULL_TIME
- Come join a company that celebrates its employees and deeply cares about the community of Kalispell. Voted Best Employer and Best Place to Work in the Flathead! The Credit Analyst is responsible for p...
- 6 Days Ago
Credit Analyst
- Glacier Bank
-
Kalispell, MT
FULL_TIME
- About The RoleCome join a company that celebrates its employees and deeply cares about the community of Kalispell. Voted Best Employer and Best Place to Work in the Flathead! The Credit Analyst is res...
- 6 Days Ago
Corporate Model Risk Analyst II - Credit
- Glacier Bancorp, Inc.
-
Kalispell, MT
FULL_TIME
- About The Role Summary Under the supervision of the Model Risk Manager, the Model Risk Analyst II - Credit will use quantitative expertise, critical thinking, problem solving, and analytical skills in...
- 15 Days Ago
Parts Store Keeper
- BT Commercial Malta
-
Malta, MT
FULL_TIME
- BT Commercial Ltd, leaders in the air-conditioning, Heating and Ventilation and Photo Voltaic sector is recruiting a Parts Store Keeper on a full-time basis. The company is experiencing growth and BT ...
- 14 Days Ago
Receptionist/Administration Clerk
- BT Commercial Malta
-
Malta, MT
FULL_TIME
- BT Commercial Ltd, leaders in the air-conditioning, Heating and Ventilation and Photo Voltaic sector is recruiting a Receptionist/Administrator Clerk on a full-time basis. The company is experiencing ...
- 14 Days Ago
Filters
- Current Active Filter
- Fort Shaw, MT
Clear All
- Filter Jobs By posted time
- Within 1 Day
- Within 2-7
- Within 1 Month
- Within 3 Months
0 Commercial Credit Analyst jobs found in Fort Shaw, MT area
EMERGENCY MANAGEMENT SPECIALIST
- Air Force Global Strike Command
-
Malmstrom A F B, MT
- Summary Click on "Learn more about this agency" button below to view Eligibilities being considered and other IMPORTANT ...
- 6/15/2024 12:00:00 AM
UNIT PROGRAM COORDINATOR
- Air Force Global Strike Command
-
Malmstrom A F B, MT
- Summary Click on "Learn more about this agency" button below to view Eligibilities being considered and other IMPORTANT ...
- 6/15/2024 12:00:00 AM
Business Loan Officer
- Clearwater Credit Union
-
Great Falls, MT
- Job Description Job Description If you’re passionate about helping local businesses buy, build, or expand their operatio...
- 6/15/2024 12:00:00 AM
Utility Billing Clerk
- City of Great Falls Montana
-
Great Falls, MT
- Responsibility for performing technical aspects of cashiering, customer service, and billing for utilities. Work is perf...
- 6/14/2024 12:00:00 AM
Bookkeeper/Payroll Clerk
- Pasta Montana LLC
-
Great Falls, MT
- ARE YOU SEEKING STABILITY?? ARE YOU LOOKING FOR MONDAY-FRIDAY 8:00AM-5:00PM??? ARE YOU RELIABLE, TRAINABLE, WILLING TO L...
- 6/13/2024 12:00:00 AM
Staff Accountant
- Sletten Companies
-
Great Falls, MT
- Sletten Construction is looking for a Staff Accountant to support the entire organization. The Staff Accountant will rep...
- 6/13/2024 12:00:00 AM
Aviation Safety Inspector (General Aviation - Operations)
- US Department of Transportation
-
Helena, MT
- Summary Incumbent will serve as a Principal Operations Inspector at the Helena FSDO. This is not a 100% telework positio...
- 6/12/2024 12:00:00 AM
Bookkeeper/Payroll Clerk
- Pasta Montana
-
Great Falls, MT
- Job Description Job Description ARE YOU SEEKING STABILITY?? ARE YOU LOOKING FOR MONDAY-FRIDAY 8:00AM-5:00PM??? ARE YOU R...
- 6/12/2024 12:00:00 AM
About Fort Shaw, Montana
Fort Shaw is a census-designated place (CDP) in Cascade County, Montana, United States. The population was 280 at the 2010 census. Named for a former United States military outpost, it is part of the Great Falls, Montana Metropolitan Statistical Area.
Fort Shaw is located at 47°30′16″N 111°48′41″W / 47.50444°N 111.81139°W / 47.50444; -111.81139 (47.504313, -111.811348).
According to the United States Census Bureau, the CDP has a total area of 5.6 square miles (15 km2), all of it land....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$46,603 to $61,022
Fort Shaw, Montana area prices
were up 3.1% from a year ago
were up 3.1% from a year ago
What does a Commercial Credit Analyst do?
Commercial Credit Analyst in Moline, IL
This section, however, is not just a list of your previous commercial credit analyst responsibilities.
December 30, 2019
Commercial Credit Analyst in Galveston, TX
We ranked the top skills based on the percentage of Commercial Credit Analyst resumes they appeared on.
February 21, 2020
Commercial Credit Analyst in Fargo, ND
The Commercial Credit Analyst role within Hewlett Packard Enterprise Financial Services (HPEFS) supports the rapidly growing and Channel segment.
January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020