Community Development Loan Officer oversees the bank's CRA Programs and policies to ensure compliance with federal Community Reinvestment Act banking regulations to meet the credit needs of the area's low to moderate-income populations. Serves as the subject matter expert of CRA laws, rules, and regulations by maintaining a deep and up-to-date knowledge of regulatory requirements, proposed legislation, and announcements. Being a Community Development Loan Officer reviews and analyzes lending activity data and practices to ensure compliance with CRA policies. Develops, implements, and administers the overall corporate CRA plan and localized or remedial plans with guidelines and standards to assist with compliance. Additionally, Community Development Loan Officer advises management and coordinates with legal staff on the potential impact of actions. Coordinates and delivers reports to bank leadership and regulatory agencies. Ensures the bank has a positive and visible role in community economic development activities, events, and initiatives. Requires a bachelor's degree or equivalent. Typically reports to a director. The Community Development Loan Officer work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. To be a Community Development Loan Officer typically requires 4 -7 years of related experience. (Copyright 2024 Salary.com)
The Mortgage Loan Officer will work closely with all team members of the mortgage department. General duties will be to interview and council members about first mortgage loans and to take mortgage loan applications. The loan officer will be originating new mortgage loans, interviewing, and closing loans. The officer will establish and maintain personal relationships with members and guide their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about ACCU’s mortgage loan products; clarify complexities of the mortgage loan process; and evaluate, personalize, and recommend financing alternatives. Additional duties and responsibilities are to execute a high level of communication, educate, advise, and guide potential borrowers through the mortgage loan process. Have a passion to help people and possess the ability to understand and navigate complex financial documents. To build and maintain referral relationships with realtors, builders, and other centers of influence.
This position requires a flexible work schedule and strong communication skills. Ideal candidate will have a record of exceptional sales and service, production of quality past work and demonstrate effective communication skills toward others with the ability to promote the ACCU brand of mortgage products in a manner that is complementary to ACCU’s Vision.
A successful candidate will be detail-oriented, able to multitask and maintain accurate closing schedules. 2-year minimum experience and knowledge of loan and deposit accounts preferred.
Clear All
0 Community Development Loan Officer jobs found in Amarillo, TX area