Compliance Analyst (Banking) jobs in Boulder, CO

Job Title: Business Banking/Private Banking Officer
Department: Private Bank
Reports To: Branch President
Status: Exempt
Salary: $58,500 - $150,000

Who We Are
At Timberline Bank, our people are our most valuable asset. We seek qualified employees who enjoy people, are innovative, and who are eager to learn. We, in return, provide opportunities for personal advancement and professional growth. The driving force behind our dedication to providing a "Better, Faster, Easier. -Always." experience is the Timberline Team. From the moment you enter the building, we greet you as a person, not an account number-our belief in the value of exceeding customers' high expectations is what makes Timberline Bank a bank here for our community. Our commitment has been and always will be to provide high-quality personalized customer service. With the Timberline personal touch, the level of customer support is unparalleled. We want to support you and your financial well-being, whether through your personal or commercial needs. Each customer contributes to the success of our small business. TO US, IT IS PERSONAL.

What We Value
At Timberline Bank, the core of our culture is in the following values. We believe heavily in fulfilling each one of these to the highest degree. Our culture is the foundation of who we are as a team, and as a business.

1. Exceeding Customers' High Expectations
2. Empowering a Dedicated Team
3. Having Fun While Winning
4. Passionate About our Communities
5. Value Added Resource for our Customers (Trusted Advisor)

Position Summary
This is a full-time, exempt position that requires excellent customer service, verbal and written communication skills, self-motivation, confidentiality, and sales energy. The job duties will focus on actively soliciting and servicing prospective customers, managing a portfolio of business and consumer relationships, including commercial and consumer loans, Timberline Bank deposit accounts and ICS/CDARS through the Promontory Network.

Essential Duties and Responsibilities

• Generate and service a variety of secured and unsecured business loans or lines of credit.
• Seek new loan and deposit accounts through business development calling efforts, referrals, and active involvement in the community.
• Cultivate banking relationships with the Bank's established customers and develop total banking relationships with prospective customers.
• Provide lending information to prospects, take loan applications, and use analytical and decision- making skills to offer loan Solutions that best serve the customers' financial needs.
• Treat all similarly situated applicants fairly and equitably through all aspects of the credit process.
• Review business organizational and financial documents to clearly understand each credit request.
• Review consumer financial statements and documents such as trust agreements, to recommend appropriate financial solutions.
• Prepare credit approval presentations for loan committee approval.
• Work cooperatively with the Funding Operations Team and loan assistants to ensure effectiveness and efficiency throughout the loan process.
• Work with Banking Specialists to offer deposit account Solutions and develop banking relationships.
• Assist customers through the lending process and maintain periodic contact to assess their financial needs throughout the banking relationship.
• Ensure all applicable appraisal, title and insurance requirements are met for each loan request.
• Review loan documentation for accuracy and manage technical exceptions.
• Facilitate loan closings and perform credit administration throughout the term of the loan, as required per policy.
• Develop objectives and be accountable for profitability and soundness of his/her portfolio.
• Follow established audit, security, compliance guidelines and Bank policies and procedures.
• Ensure compliance with federal and state regulations as well as internal policies.
• Remain current on local events and industry trends as it relates to safe and sound lending.
• Refer prospective clients to investment advisors, as appropriate.
• Represent the Bank at community events and participate on community boards and committees.
• Provide quality customer service promptly and courteously at all times.

Knowledge, Skills and Abilities

• 5 A Bachelor's degree; MBA or CFA is preferred.
• 5 years of experience in commercial and/or consumer lending and loan portfolio administration.
• Understanding extremely complicated financial statements and loan terms.
• Strong relationship builder with business development skills that can grow a portfolio while managing existing customer base.
• Relationship management skills for high net-worth customers' commercial, small business and personal financial needs.
• Highly developed analytical and underwriting expertise with a credit quality focus.
• Customer-oriented with excellent verbal and written communication skills.
• Strict adherence to confidentiality requirements.
• General working knowledge of the compliance laws/regulations regarding loan accounts.
• Proven people, communication, prioritization, and organizational skills.
• Strong team-focused attitude.

Key Competencies

• Be Thorough: Ensure that work is completed thoroughly and correctly; prepare carefully for meetings and presentations; and follow up with others to ensure that agreements and commitments have been fulfilled.
• Achieve Results: Complete tasks on a timely basis and based on an understanding of the priorities.
• Establish and Maintain Personal Credibility: Consistently model behavior for management that is perceived as responsible, reliable, and ethical.
• Communicate Effectively: Express oneself clearly in interactions with others, both verbally and in writing. Notice, interpret, and anticipate needs and concerns. Ensure that critical information is shared with those who should be kept informed.
• Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
• Act with Confidence: Understand the importance of rules and requirements and be poised and self-assured.
• Ability to work independently AND in a fast-paced team environment.
• Exemplary relationship building skills.

**Pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules, the salary range above represents the low and high end of the salary range for this position. Actual salaries will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. The range listed is just one component of the total compensation package for employees. Incentives based on Timberline Team goals may also be offered. In addition, Timberline Bank provides a variety of benefits to full time employees, including health insurance coverage, vision insurance, dental insurance, life and disability coverage, 401K plan, paid holidays and paid time off.

Equal Employer Opportunity Statement
Timberline Bank prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

All job requirements in the job description provided indicate the minimum level of knowledge, skills, and/or abilities deemed necessary to perform the job competently. Job descriptions are an overview of the duties, responsibilities, and requirements of the position. Employees may be required to perform other job-related assignments as requested.

OUR COMPANY ADHERES TO A POLICY OF EMPLOYMENT-AT-WILL, WHICH ALLOWS EITHER PARTY TO TERMINATE THE EMPLOYMENT RELATIONSHIP AT ANY TIME, FOR ANY REASON, WITH OR WITHOUT CAUSE OR NOTICE.