Consumer Credit Analyst jobs in York, PA

OVERVIEW:

In this role, you are responsible for performing administrative duties to support the credit analysis function including receiving financial data on prospective and active borrowing accounts; spreading and analyzing data and evaluating short- and long-run prospects of the individual or company.

KEY RESPONSIBILITIES:

• Providing thorough documentation of all financial analysis work, including ratios and other related information;
• Contacting Commercial Loan Officers to verify information, obtaining additional credit information, and discussing financial statements;
• Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy; and,
• Maintaining awareness of current industry standards relating to credit analysis, regulatory changes and compliance processes. 

QUALIFICATIONS:

Required:

• A B.S. or B.A. degree in a related field of study and a minimum of three (3) years of experience in a related position normally required;
• Proficient reading, writing, grammar, and mathematics skills;
• Moderate interpersonal relations and communicative skills; attention to detail;
• Proficient PC skills, including a thorough knowledge of Microsoft Word, Excel and Outlook; and,
• Proficient organizational skills; proficient ability to analyze and interpret financial statements; and, visual and auditory skills. 

Preferred:

Benefits:

• Benefits package including Health, Dental and Vision Insurance;
• Free/low cost supplemental health insurance programs for orthopedic/imaging services and high cost prescriptions;
• 401K with up to 4% employer match;
• Generous PTO package plus eleven (11) Bank paid holidays;
• Career growth and ongoing training and development opportunities;
• Discounted personal loan and other Bank products;
• Family-like work environment with wellness programs, including discounted multi-phasic screenings and free flu shots; and
• Employee recognition & service awards.

ACNB Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, age, disability, protected veteran status, genetic information, or any other characteristic protected by law.