Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)
Essential Duties and Responsibilities:
May be assigned other tasks by appropriate line supervision.
Other Skills:
Demonstrated ability to learn quickly and analyze complex information.
Understanding of lien attachment and perfection rules for various collateral types.
Understanding of consumer lending regulations.
Demonstrated excellent verbal and written communication skills.
Must be a team-oriented person and possess the ability to work effectively under pressure and competing priorities.
Must be adaptable to change.
Computer Skills:
To perform this job successfully, an individual should have knowledge of Microsoft Office software, including Windows, Word, Excel, and Outlook Email/ Calendar. Experience with Symitar and Meridian Link or equivalent consumer loan software is preferred.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Regularly required to stand; used both hands or fingers, touch or feel and reach with hands and arms; frequently required to walk, stand, stoop, kneel, crouch, or crawl. Occasionally required to sit, climb, and balance. Frequently required to lift and/or move up to ten pounds and occasionally lift/or move up to twenty -five pounds. Regularly required to listen and interpret information received through spoken words and sentences in person and by phone and accessed via the computer. Regularly required to communicate information and ideas so others will understand both in person, on the phone, and via the computer. Vision requirements include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
0 Consumer Credit Manager jobs found in Aiken, SC area