Consumer Credit Manager jobs in Rhode Island

Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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Vice President of Consumer & Mortgage Lending
  • Westerly Community Credit Union
  • Wakefield, RI OTHER
  • $1,000 Sign-on Bonus 

    *Paid out after 90 days with a satisfactory review*

     

    ESSENTIAL FUNCTIONS AND BASIC DUTIES
    1.Branch Strategy.

    Provide vision, leadership, and direction in the planning and implementation of organizational goals and priorities, effective processes and technology that support the branch operations and contributes to improved overall operational excellence and business development.

    •Collaborate with CMO, COO, Branch Manager and other any stakeholders to develop a long-term branch expansion and transformation strategy including Pod based lobbies, technology (CoreIQ & ITMs), building designs and staffing models.

    •Stay involved in the branch expansion process during all phases of development and construction. This includes scheduling regular meetings or updates with the CMO, and other key project stakeholders as needed.

     

    2.Branch Performance.

    •Initiate, coach and guide the implementation of projects and activities to achieve a high level of results, and in support of WCCU's strategic plan.

    •Participate with the CMO in the development and execution of deposit and loan growth strategies to meet or exceed established goals and budget objectives. Works with CMO and Operations to track relevant metrics, deposit/loan growth, credit union-wide promotions, etc. to measure effectiveness.

    •Identify key areas of focus where product development and/or process improvement is needed in support of a positive member experience.

    •Instill, support and maintain a positive member experience and member engagement environment through activities such as member journey mapping, process improvement, and proactive offering of additional products and services that benefit the member.

    •Develop and maintain an effective organizational structure that supports the needs of the business and ensures resources are allocated in alignment with the strategic focus of the credit union.

    •Participate in and hold branch leadership accountable for community outreach to increase the credit union's visibility and enhance new and existing business opportunities.

    •Provide leadership, oversight and support of all aspects of the retail operations, member service, retail delivery, leader and staff development, and compliance with credit union policies and procedures as well as state and federal regulations.

    •Responsible for maintaining and updating WCCU policies and procedures as related to the branch operations.

    3.Team Development and Leadership.

    •Provide effective leadership, mentoring and coaching to team members in order to assist them in reaching their career goals, increase their competency and promote team depth and unity.

    •Communicate and interact regularly with branch leadership and employees through branch visits, calls, and in-person meetings and training.

    •Oversee the identification and development of high potential leader candidates throughout the branch system to ensure a robust leader pipeline is available to support internal promotion into leader positions.

    •Provides leadership to Branch Managers and personnel through effective objective setting, delegation, and communication.

     

    PERFORMANCE MEASUREMENTS
    • Weekly stat reports show all branch goals being met or exceeded. If not met- plans are in place to focus on
    achieving goals.
    • Staff Training deadlines are being met if not completed earlier than scheduled.
    • CoreIQ insights showing staff participation and outreach call results.

    •Branch services are efficiently and effectively delivered in accordance with established Credit Union policies and procedures and applicable laws and regulations. Adequate, updated policies, procedures, and internal controls are in place.

    •5 star experiences exist with members and their needs are properly anticipated and satisfied.

    •Branch Managers and personnel are well trained, and effective, and their activities are well coordinated. Assistance and support are provided as needed.

    •Required reports and records are accurate and timely.

    •Senior Management is appropriately informed of Branch activities and of any significant problems. Suggestions for improved efficiency or effectiveness are provided and integrated into planning processes.

  • 23 Days Ago

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Branch Manager
  • COASTAL1 CREDIT UNION
  • Pawtucket, RI FULL_TIME
  • Coastal1 Credit Union is seeking to hire a Branch Manager for our Smithfield Avenue location in Pawtucket! The ideal candidate will have strong leadership skills and prior banking experience. The Bran...
  • 27 Days Ago

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VP, Relationship Manager
  • Navigant Credit Union
  • Smithfield, RI FULL_TIME
  • ABOUT: People helping people. That's what a credit union, and in particular Navigant Credit Union, is all about. Our mission is to improve the financial well-being of the families, businesses, and com...
  • 19 Days Ago

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Assistant Branch Manager
  • Navigant Credit Union
  • North, RI FULL_TIME
  • ABOUT: People helping people. That's what a credit union, and in particular Navigant Credit Union, is all about. Our mission is to improve the financial well-being of the families, businesses, and com...
  • 10 Days Ago

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VP, Commerical Relationship Manager
  • Navigant Credit Union
  • Smithfield, RI FULL_TIME
  • ABOUT: People helping people. That's what a credit union, and in particular Navigant Credit Union, is all about. Our mission is to improve the financial well-being of the families, businesses, and com...
  • 15 Days Ago

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AVP/Branch Manager
  • Navigant Credit Union
  • North, RI FULL_TIME
  • ABOUT: People helping people. That's what a credit union, and in particular Navigant Credit Union, is all about. Our mission is to improve the financial well-being of the families, businesses, and com...
  • 26 Days Ago

Rhode Island (/ˌroʊd -/ (listen)), officially the State of Rhode Island and Providence Plantations, is a state in the New England region of the United States. It is the smallest state in area, the seventh least populous, the second most densely populated, and it has the longest official name of any state. Rhode Island is bordered by Connecticut to the west, Massachusetts to the north and east, and the Atlantic Ocean to the south via Rhode Island Sound and Block Island Sound. It also shares a small maritime border with New York. Providence is the state capital and most populous city in Rhode Is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Manager jobs
$112,011 to $165,122

Consumer Credit Manager in Anchorage, AK
The whole point of consumer credit is to consume something today that you otherwise wouldn’t be able to afford until later.
January 07, 2020
Consumer Credit Manager in Allentown, PA
Most companies involved in lending to consumers have departments dedicated to the measurement, prediction and control of losses due to credit risk.
February 16, 2020
Consumer Credit Manager in Newark, NJ
Consumer credit risk (also retail credit risk) is the risk of loss due to a consumer's failure or inability to repay (default) on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, overdraft etc.
December 15, 2019