Consumer Loan Collector jobs in Alaska

FUNCTIONS

• Responsible for member marketing of the Credit Union and a knowledge of all services offered to a degree that will enable answering questions, or referring a member for specific services.
• Responsible for contributing to and supporting the attainment of total Credit Union loan volume and membership growth objectives through the delivery of competitive, member-friendly loan products with a positive, upbeat demeanor.
• Responsible for counseling loan applicants, with goal of loan approval, on collateral, procedure, policies and alternatives. Responsible for work up of loan applications.
• Responsible for loan application assessment and approval. Approves loans within prescribed lending limit. Makes recommendations for actions on loans above limit and/or for denial.
• Responsible for scheduling and coordinating loan closings.
• Responsible for the promotion of loans through cross selling, initiating follow-up calls, and correspondence.
• Provide support to MVFCU’s indirect lending program.
• Maintain familiarity with credit union policies and procedures contained in all manuals pertinent to job duties to ensure compliance with state and federal laws and regulations relating to lending, licensing and other job duties. Participates in ongoing job related training offered by the Credit Union and other sources.
• Perform other duties as assigned.

PREREQUISITES FOR THIS POSITION

• Minimum Education: High school graduate or equivalent.
• Minimum Experience: Two years in a progressively responsible position in consumer lending and demonstrated competence in all aspects of the position. Two years’ experience as a loan officer is required. Experience in dealer relationships highly desirable.
• Personal Characteristics and Skills: Must be of the highest integrity, in good health and with personal habits above reproach. Must be a mature person with sound judgment, and work effectively with people of varying levels of education and experience, and be able to communicate both written and orally, with same. Must have a high degree of self-motivation, accuracy and organizational skills. Must be able to take direction and seek counsel of a supervisor as necessary. Occasional lifting of up to 20 pounds. Occasional bending, squatting or kneeling to reach supplies on different levels. Continuous use of hands in repetitive tasks such as simple grasping twisting, turning of wrist, finger dexterity to perform various tasks such as typing, entering documents into scanner, and data into computer system. Must have the ability to practice confidentiality and work well interacting with the Credit Union’s internal members. Technical skills must included prior training or performance of operating a computer terminal and various general office equipment.

Job Type: Full-time

Pay: From $26.83 per hour

Expected hours: 40 per week

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Compensation package:

• Bonus opportunities

Payment frequency:

• Paid biweekly

Schedule:

• 8 hour shift
• Weekends as needed

Work setting:

• In-person
• Office

Experience:

• consumer lending: 2 years (Preferred)
• loan officer: 2 years (Preferred)

Ability to Relocate:

• Palmer, AK 99645: Relocate before starting work (Required)

Work Location: In person