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Consumer Loan Officer jobs in Texas

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

Recently Added Consumer Loan Officer jobs

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Consumer Loan Officer
  • Houston Federal Credit Union
  • Sugar, TX FULL_TIME
  • Houston Federal Credit Union
    Consumer Loan Officer
    Full-Time
    Position is located in Sugar Land, Texas with potential for remote/telework.
    Role:
    To assist current and potential members with their Credit Union financial needs; explains services, interviews applicants for loan application, processes loan request for decision. Funds and closes loan with loan applicants, collects underwriting stipulations, gathers complete and accurate title work for lien perfection. This role does not have lending authority. Position is hourly plus commission; commissions paid monthly.
    Essential Functions & Responsibilities:
    • Interviews loan applicants to develop information concerning their loan needs, earnings, and financial condition.
    • Explains loan options to members, evaluates their needs, recommends loan options and presents ancillary products available for that specific loan type.
    • Processes and prepares all loan documents for decision. Answers questions about products and services, and resolves problems that are within their authority to resolve.
    • Refers problems that are beyond their authority to their supervisor, along with their recommendations.
    • Presents and explains features and benefits to loan ancillary products and services.
    • Complete accurate title work document procurement for the purpose of lien perfection.
    • Funds approved loan and closes explaining the terms and conditions to the member.
    • Meet or exceeds loan dollar, referral / cross-selling, and ancillary product goals each month.
    • Other duties as assigned.
    • Must have availability Monday-Friday, some weeknights until 7:00pm, and alternating Saturdays 8:00am - 2:00pm.
      Performance Measurements
    • To provide prompt, accurate, courteous, friendly, timely and professional service to all members.
    • To troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner.
    • To ensure all documentation is completed accurately within the required time allotment.
    • To meet the referral and loan dollar goal each month.
    • To meet or exceed ancillary product goals monthly.
    • To maintain a professional, courteous, and friendly atmosphere for members and co-workers.
    • To maintain a dependable record of attendance and timeliness.
    • Is responsible for compliance with all required regulations and policies, especially with all Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) policies, procedures and regulations.
      Knowledge and Skills
      Experience - Two or more years of similar or related experience.
      Education - At least a high school education or GED
      Interpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Bilingual Preferred but not required.
    • Must have qualities that are consistent with our CORE Values:
      • Integrity, Honesty, & Respect
      • Passion, Commitment & Enthusiasm
      • Seek Excellence in All We Do
      • Work Hard and Have Fun
      • Friendly Service and Superior Value
  • 21 Days Ago
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Consumer Direct Mortgage Loan Officer
  • Guardian Mortgage Company, Inc
  • Plano, TX FULL_TIME
  • Company DescriptionGuardian Mortgage Company, Satisfying Customers Since 1965Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas ...
  • 1 Month Ago
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G
Consumer Direct Mortgage Loan Officer
  • Guardian Mortgage Company, Inc
  • El Paso, TX FULL_TIME
  • Company DescriptionGuardian Mortgage Company, Satisfying Customers Since 1965Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas ...
  • 1 Month Ago
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S
Bilingual Customer Service / Consumer Loan Specialist
  • Sun Loan Company
  • Wichita Falls, TX FULL_TIME
  • As a bilingual (Spanish/English) Customer Service Loan Specialist, you will work with customers to explain our offerings, as well as conduct outreach to customers who are overdue on loan payments, wor...
  • 9 Days Ago
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Financial Service Specialist and Consumer Loan Officer (onsite, downtown Temple)
  • Texell Credit Union
  • Temple, TX FULL_TIME
  • Texell, named one of the Best Credit Unions to Work for in the nation by the Credit Union Journal, is seeking a Financial Service Specialist and Consumer Loan Officer with STRONG sales skills to work ...
  • 25 Days Ago
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Consumer Loan Specialist
  • CURO Financial Technologies Corp
  • Dallas, TX FULL_TIME
  • Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
  • 17 Days Ago
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Consumer Loan Officer jobs at Popular Companies

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Associate, Application Support
  • Interra Credit Union
  • Goshen, IN
  • Working Model: Hybrid We have a balanced hybrid working model to ensure you have the flexibility you need. The successfu...
  • 4/25/2024 12:00:00 AM
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Consumer/Debt Relief Attorney - Economic Stability Workgroup
  • Legal Aid Foundation of Los Angeles
  • Los Angeles, CA
  • POSITION: Consumer/Debt Relief Attorney - Economic Stability Workgroup LOCATION: East Los Angeles Community Office SALAR...
  • 4/25/2024 12:00:00 AM
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Senior Loan Officer
  • New American Funding
  • Overview: WE NEED HELP WITH OUR LEADS! More inbound leads than we have qualified LOs. New to the industry and/or want so...
  • 4/25/2024 12:00:00 AM
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Attorney
  • United States Marine Corps
  • Boston, MA
  • The Marine Corps is currently hiring lawyers interested in earning their commission as an officer in the United States M...
  • 4/25/2024 12:00:00 AM
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Regional Sales Manager
  • Consumer Portfolio Services
  • San Jose, CA
  • About the Company: Consumer Portfolio Services, Inc. is a leader in the sub-prime auto finance industry, is a fast-paced...
  • 4/25/2024 12:00:00 AM
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Regional Sales Manager
  • Consumer Portfolio Services
  • Fresno, CA
  • About the Company: Consumer Portfolio Services, Inc. is a leader in the sub-prime auto finance industry, is a fast-paced...
  • 4/25/2024 12:00:00 AM
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Member Service Representative
  • AgGeorgia Farm Credit
  • Chatsworth, GA
  • Job Description Spring into your new career with us! Apply for our Member Service Representative opening today! At AgGeo...
  • 4/24/2024 12:00:00 AM
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eMember Service Specialist
  • Sun Federal Credit Union
  • Maumee, OH
  • Job Description Job Description The eMember Service Specialist serves as the primary account opener for the eBranch and ...
  • 4/21/2024 12:00:00 AM
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About Texas

Texas (/ˈtɛksəs/, locally /ˈtɛksɪz/; Spanish: Texas or Tejas Spanish pronunciation: [ˈtexas] (listen)) is the second largest state in the United States by both area and population. Geographically located in the South Central region of the country, Texas shares borders with the U.S. states of Louisiana to the east, Arkansas to the northeast, Oklahoma to the north, New Mexico to the west, and the Mexican states of Chihuahua, Coahuila, Nuevo León, and Tamaulipas to the southwest, while the Gulf of Mexico is to the southeast. Houston is the most populous city in Texas and the fourth largest in the...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$47,281 to $60,652

Most Popular Cities in Texas for Consumer Loan Officer Jobs

What does a Consumer Loan Officer do?

Consumer Loan Officer in Appleton, WI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
January 19, 2020
Consumer Loan Officer in Phoenix, AZ
This is a fully experienced Consumer Lender able to analyze more complex loans.
February 24, 2020
Consumer Loan Officer in Richmond, VA
However, the loan officer is still needed to guide applicants through the process and to handle cases with unusual circumstances.
December 04, 2019