Credit Analyst jobs in Auburn, AL
Recently Added Credit Analyst jobs
Credit Analyst
- Farm Credit Network
-
Opelika, AL
FULL_TIME
-
The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.
Responsibilities/Duties
- Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
- Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
- Analyzes financial statements, tax returns, and profit and loss statements for any individual or business associated with the loan request.
- Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
- Maintains and makes recommendations on loan underwriting standards and procedures.
- Studies and researches the economic lending environment and the industries financed by the Association.
Education/Experience/Knowledge
- Bachelor's degree in Accounting, Finance, Business, or Economics.
- Two to five years of credit analysis and/or tax return work experience preferred.
- Experience in tax document preparation highly preferred, but not required.
- Solid knowledge of computers, Microsoft Excel, and related software.
Required Skills/Abilities
- Strong analysis, judgment, and communication (oral and written) skills.
- Problem solving skills and ability to work in a team atmosphere.
- High level of efficiency, accuracy, and responsibility.
- Motivated with a strong desire to take on new challenges and learn.
- Ability to handle frequent changes, delays, or unexpected events.
- Regularly exercises discretion and independent judgment.
- Self-starter and ability to be assertive and arrive at sound business decisions.
- Demonstrates initiative and can work responsibly with minimal supervision.
Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.
More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These individuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.
Benefits of being part of the First South team include:
- Competitive pay
- Personal development
- Paid vacation, sick leave, and holidays
- Medical insurance
- Dental and vision care
- Flexible spending accounts
- Health savings accounts
- 401(k) with employer matching
- Disability and life insurance
- Incentive plan
- 1 Month Ago
Credit Analyst
- Farm Credit Council
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 1 Month Ago
Credit Analyst
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 1 Month Ago
Credit Analyst Trainee
- Farm Credit Council
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- Just Posted
Credit Analyst Trainee
- Farm Credit Network
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 17 Days Ago
Credit Analyst Trainee
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 1 Month Ago
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0 Credit Analyst jobs found in Auburn, AL area
Credit Analyst Trainee
- Farm Credit
-
Opelika, AL
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests...
- 4/27/2024 12:00:00 AM
Pharmacy Relationship Manager
- America's Pharmacy Group, LLC
-
Columbus, GA
- Whether you are working in the Pharmacy industry looking for additional income, an established healthcare sales professi...
- 4/27/2024 12:00:00 AM
Retail Bank Branch Manager II - Auburn
- Androscoggin Bank
-
Auburn, AL
- ** Retail Bank Branch Manager II - Auburn** **Job Category****:** Retail Banking **Requisition Number****:** RETAI001748...
- 4/27/2024 12:00:00 AM
Branch Manager
- Lowe Electric Supply Company
-
Columbus, GA
- Job Description Job Description As a Branch Manager, your responsibilities include: recruiting, leadership, motivation, ...
- 4/24/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
Auburn, AL
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/24/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
Lanett, AL
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/24/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
Tallassee, AL
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/24/2024 12:00:00 AM
Mortgage Branch Manager
- Primary Residential Mortgage
-
Hamilton, GA
- Primary Residential Mortgage, Inc. (PRMI) is expanding its operations, and seeks a Mortgage Branch Manager of Retail Mor...
- 4/23/2024 12:00:00 AM
About Auburn, Alabama
The city of Auburn lies in western Lee County and is bordered by the city of Opelika to the northeast and by Chambers County to the north. The city stretches south to the Macon County line in the southwest.
Auburn sits on the Fall Line at the juncture of the piedmont plateau and the coastal plain. Portions of Auburn also include the southernmost exposure of rocks indicating the Appalachian orogeny—as such, the last foothill of the Appalachian Mountains lies in Chewacla State Park in southern Auburn. As a result of these three varied physical environments, Auburn has an extremely diverse geolog...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Analyst jobs
$47,361 to $59,409
Auburn, Alabama area prices
were up 1.5% from a year ago
were up 1.5% from a year ago
What does a Credit Analyst do?
Credit Analyst in Antioch, TN
Contact external customers as well as credit/store personnel to clarify or obtain additional information to accurately complete the collection process.
May 19, 2023
Credit Analyst in Auburn, IN
Prepares a detailed narrative based on the financial trends and ratios delivered in the reports presented to loan committees for loan approval and risk rating score assignment purposes.
January 15, 2023
Credit Analyst in Batavia, NY
Contribute to the training and development of less experienced staff.
March 18, 2023
Demonstrate a strong commitment to the ag and local communities by expanding professional presence within our service area and contributing to the overall positive image of the ACA.
April 11, 2023
Build customer confidence and satisfaction by setting, communicating and meeting achievable customer expectations.
April 15, 2023