Credit and Collections Analyst jobs in Kinderhook, IL

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Credit Analyst
  • United Community Bancorp
  • Quincy, IL FULL_TIME
    • Vacation Time (requires 30 days of employment)
      Sick/Personal Time (requires 90 days of employment)
      Health Insurance (requires 60 days of employment)
      Life Insurance (requires 60 days of employment)
      Dental Insurance (requires 60 days of employment)
      Vision Insurance (requires 60 days of employment)
      Holidays
      Jury Duty Leave
      Short-term Disability (requires 60 days of employment)
      Long-Term Disability (requires 60 days of employment)
      Military Leave
      Section 125 Cafeteria Plan including Flexible Spending Accounts (requires 60 days of employment)
      Tuition Reimbursement

    Credit Analyst - Quincy, IL

    Quincy, IL

    Mercantile Bank, a United Community Bank is in search of a credit analyst for the Quincy location. The position of Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; and assists loan officers in writing detailed loan requests.

    Essential Duties:

    • Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
    • Assists loan officers to ensure required data is gathered from customers, internal and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; and occasionally contacts customers directly for additional information and clarification of data.
    • Compiles data from credit bureau reports and various types of financial statements (Balance sheet; Income statement, Statement of cash flows; Statement of equity; financial audits; Personal & company tax returns and statements; financial schedules; etc.); conducts industry peer comparisons, and performs cash flow analyses and other such tasks and comparisons.
    • Writes financial reviews and reports; makes recommendations on loan structures and terms to loan officers.
    • Works closely with other credit analysts and Credit Department Manager to effectively prioritize commercial credit requests and complete credit presentations in a timely manner.
    • Informs loan officers when up-to-date financial statements are needed for commercial accounts; ensures credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved
    • Assist loan officers in the review and renewal of credit facilities; provides back-up support. Completes ongoing financial covenant and borrowing base calculations related to commercial credits.
    • Checks pledged assets as requested by loan officers.
    • Assists loan officers in verification of funds with mortgage companies and contractors.
    • Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition. Remains informed of applicable industry and rate fluctuations.
    • May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business.
    • Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.
    • Assists in providing deposit and loan account ratings for loan officers.
    • Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
    • Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
    • Demonstrates knowledge of and adherence to Equal Employment Opportunity (EEO) policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.
    • Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
    • Completes administrative tasks correctly and on time; supports the Bank’s goals and values; benefits the Bank through outside activities.
    • Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.

    Computer Requirements

    • Strong general computer skills and proficiency using Microsoft Office applications

    Education/Experience Requirements

    • Bachelor's Degree in Finance or Accounting is preferred

    Additional Requirements

    • Excellent customer service skills
    • Strong written and verbal communication skills
    • Comfortable talking on the phone

    Attendance Requirements: Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided. This position is typically full-time, Monday through Friday, from 9:30am to 6pm; and also includes a Saturday rotation from 8am to noon.

    Working Conditions: This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

    Physical requirements:

    • Ability to sit for up to eight hours
    • Requires bending, stooping or standing as necessary
    • Requires the ability to hear, speak and/or signal people
    • Effectively communicate verbally, in writing, and in English
    • Requires manual dexterity, typing, and the ability to lift files and open filing cabinets

  • Just Posted

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Credit Analyst / Loan Assistant
  • Great Rivers Bank
  • Barry, IL FULL_TIME
  • Position Summary: Responsible for conducting high level analysis on commercial/business loans. Supports lending officers in completing credit memorandums for new and existing bank relationships. The c...
  • Just Posted

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Collections Specialist
  • State Street Bank
  • Quincy, IL FULL_TIME
  • Join us at State Street Bank! Employing nearly 70 employees, we take pride in being a locally owned community bank. WE ARE 26% EMPLOYEE OWNED; and are committed to providing our employees with a satis...
  • 19 Days Ago

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Credit Director
  • Springfield Electric
  • Springfield, IL FULL_TIME
  • At Springfield Electric, we take great pride in our associates’ passion, knowledge and experience. As a company with local roots and global reach, we thrive on the diversity of our associates and the ...
  • 7 Days Ago

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RCM Billing & Collections Specialist
  • AEG Vision
  • Quincy, IL FULL_TIME
  • About The JobThe primary purpose of this position is to create claims invoices to 3rd party insurance carriers for commercial products and to monitor agings to ensure proper and timely payment.Duties ...
  • 10 Days Ago

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Accounts Receivable Collections Administrator
  • Levi, Ray & Shoup, Inc.
  • Springfield, IL FULL_TIME
  • Levi, Ray & Shoup, Inc. (LRS) is seeking an Accounts Receivable Collections Administrator to join our team. As a member of our software billing team, you will be in a crucial role that ensures the tim...
  • 11 Days Ago

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0 Credit and Collections Analyst jobs found in Kinderhook, IL area

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Home Provider - Pontiac, IL & Surrounding areas
  • Mosaic
  • New Canton, IL
  • Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic ...
  • 6/13/2024 12:00:00 AM

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Home Provider - Rockford, IL & Surrounding areas
  • Mosaic
  • New Canton, IL
  • Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic ...
  • 6/13/2024 12:00:00 AM

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Extension Specialist-Fixed
  • Michigan State University
  • Barry, IL
  • Extension Specialist-Fixed Job no: 912070 Work type: Extension, Faculty/Academic Staff Major Administrative Unit / Colle...
  • 6/13/2024 12:00:00 AM

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Home Provider - Macomb, IL & Surrounding areas
  • Mosaic
  • Barry, IL
  • Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic ...
  • 6/13/2024 12:00:00 AM

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Specimen Collector
  • Encore Healthcare Services, LLC
  • Hannibal, MO
  • Job Description Job Description Job Summary: As a Specimen Collector, you will be responsible for obtaining various type...
  • 6/12/2024 12:00:00 AM

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PRN COTA-Certified Occupational Therapy Assistant - Barry
  • Enhance Rehabilitation
  • Barry, IL
  • Enhance Rehabilitation is currently seeking qualified occupational therapy assistant candidates to join our dynamic team...
  • 6/12/2024 12:00:00 AM

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Human Resources Manager
  • Ascend Wellness Holdings
  • Barry, IL
  • The Human Resources Manager is a critical role that supports the AWH Barry, IL Cultivation and Operations team, as we lo...
  • 6/12/2024 12:00:00 AM

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Experienced CDL-A Truck Driver - Earn $57k-$79k/Year + Benefits
  • C.R. England
  • New Canton, IL
  • C.R. England is now hiring CDL-A Truck Drivers Drivers Earn $57,000-$79,000 Yearly - No-Touch Freight Valid CDL-A and 3+...
  • 6/11/2024 12:00:00 AM

Kinderhook is a village in Pike County, Illinois, United States. The population was 216 at the 2010 census, a decline from 249 in 2000. Kinderhook is located at 39°42′10″N 91°9′7″W / 39.70278°N 91.15194°W / 39.70278; -91.15194 (39.702669, -91.152006). According to the 2010 census, Kinderhook has a total area of 0.88 square miles (2.28 km2), all land....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit and Collections Analyst jobs
$52,228 to $65,573
Kinderhook, Illinois area prices
were up 1.3% from a year ago

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