Credit Card Fraud Analyst jobs in Cape Coral, FL

GENERAL DESCRIPTION OF POSITION

The Credit Analyst III analyzes credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Generate spreadsheets within the bank lending operating system (nCino) using financial statements presented by commercial lenders to find and review trends. This duty is performed daily, about 25% of the time.

2. Manage a schedule of which spreadsheets are prepared and returned to loan officers within a time period agreed upon in advance with each lender. This duty is performed daily, about 25% of the time.

3. Prepare spreadsheets designed to quantify borrowers' personal, global, and real estate cash flows on an accurate and timely basis. This duty is performed daily, about 25% of the time.

4. Create narrative analysis of findings and recommendations for lenders. This duty is performed as needed, about 5% of the time.

5. Facilitate and attend loan committee meetings when directed by management. This duty is performed as needed, about 5% of the time.

6. Review outgoing analysis prepared by the Credit Analyst I and Credit Analyst II positions. This duty is performed weekly, about 15% of the time.

7. Complete required BSA/AML training and other compliance training as assigned. This duty is performed quarterly.

8. The ability to work in a constant state of alertness and in a safe manner. This duty is performed daily.

9. Perform any other related duties as required or assigned.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

EDUCATION AND EXPERIENCE

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 8 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience.

COMMUNICATION SKILLS

Ability to read, analyze, and understand common scientific and technical journals, financial reports, and legal documents; ability to respond to complex or difficult inquiries or complaints from customers, regulatory agencies, or members of the business community.

MATHEMATICAL SKILLS

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.

CRITICAL THINKING SKILLS

Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.

REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

SOFTWARE SKILLS REQUIRED

Advanced: 10-Key, Accounting, Spreadsheet, Word Processing/Typing

Intermediate: Alphanumeric Data Entry

Basic: Presentation/PowerPoint

WORKING CONDITIONS

Normal working conditions as found within an office setting, wherein there is controlled temperature and a low noise level, plus a minimum of distractions.

ENVIRONMENTAL CONDITIONS

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

PHYSICAL ACTIVITIES

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Semi-repetitive, low physical. Semi-repetitive type work, which requires periods of concentration for varied time cycles as prescribed by the tasks.

While performing the functions of this job, the employee is frequently required to walk, sit, use hands to finger, handle, or feel, talk or hear; and occasionally required to reach with hands and arms, stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

ADDITIONAL INFORMATION

• Eight (8) years of related experience and/or training

• Two (2) years of related management and/or supervisory experience

• Analytically minded and possess good judgment.

• Act as a team leader.

• Proficient in Microsoft Word and Excel.

Preferred