Credit Clerk, Sr. jobs in Birmingham, AL

Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Credit specialist
  • Holt of California
  • Pleasant Grove, AL FULL_TIME
  • POSITION SUMMARY

    Maximize collection of accounts receivable while maintaining customer goodwill.

    QUALIFICATIONS REQUIREMENTS

    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and / or ability required.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    ESSENTIAL FUNCTIONS

    • Reviews aging reports on accounts receivable to determine appropriate collection efforts.
    • Receives detailed information stored in computer regarding outstanding invoices and credits.
    • Reconciles customer accounts.
    • Investigates and resolves short payments and disputed charges.
    • Creates extended payment contracts as approved by Credit Manager.
    • Handles all small claims proceedings including filing and follow up.
    • Seeks input from other departments when necessary.
    • Discusses initial customers contact strategy with supervisor based on retrieved facts.
    • Initiate written and phone communication with customer.
    • Explains terms and provisions on both open accounts and contracts.
    • Advises supervisor of additional action required (i.e., legal) on a case specific basis.
    • Collects delinquent accounts
    • Evaluates customer records and makes recommendations on customer accounts by viewing for extending credit limit, pursuing other collection actions based on payment history and purchase activity of customer or confers with representatives of credit associations and other businesses to exchange information concerning credit ratings and forwarding addresses.
    • Interviews customers in person or by telephone to investigate complaints, or to correct errors in accounts.
    • Other duties may be assigned.

    Skills & Requirements

    QUALIFICATIONS

    • Accountability - Ability to accept responsibility and account for his / her actions.
    • Accurate - Ability to perform work accurately and thoroughly.
    • Analytical Skills - Ability to use thinking and reasoning to solve a problem.
    • Assertiveness - Ability to act in a self-confident manner to facilitate completion of a work assignment or to defend a position or idea.
    • Customer Oriented - Ability to take care of the customers' needs while following company procedures.
    • Detail Oriented - Ability to pay attention to the minute details of a project or task.
    • Organized - Possessing the trait of being organized or following a systematic method of performing a task.
    • Problem Solving - Ability to find a solution for or to deal proactively with work-related problems.

    EDUCATION AND / OR EXPERIENCE

    • High school graduate or General Education Degree (GED).
    • Three to five years related experience and / or training, or equivalent combination of education and experience.
    • Proficient at Microsoft Word, Excel and Proprietary Time Value software.

    SKILLS & ABILITIES

    • Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals.
    • Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
    • Ability to apply common sense understanding to carry out instructions furnished in written, or oral instructions.
    • Ability to deal with problems involving a few concrete variables in standardized situations.

    CERTIFICATES, LICENSES, REGISTRATIONS

    Must have a valid California driver's license and clean DMV report.

    OTHER SKILLS AND ABILITIES

    • Ability to calculate figures and amounts such as discounts, interest and percentages.
    • Ability to apply concepts of basic algebra.
    • Ability to read, analyze, and interpret general business periodicals, technical procedures, or governmental regulations.
    • Ability to write reports and business correspondence. Ability effectively present information and respond to questions from managers, clients, customers and general public.

    PHYSICAL DEMANDS

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions :

    Use hands and fingers to handle and feel objects, tools, controls and to reach with hands and arms. The employee is also regularly required to talk and hear.

    The employee must regularly lift and / or move up to 10 pounds, frequently lift and / or move up to 50 pounds.

    WORK ENVIRONMENT

    Employee will regularly work near moving mechanical parts and occasionally work in outside weather conditions and exposed to wet and / or humid conditions.

    The noise level in the work environment is usually loud.

    Last updated : 2024-04-23

  • 1 Day Ago

B
Credit Manager
  • Buddy's Home Furnishings
  • Bessemer, AL FULL_TIME
  • Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the directio...
  • 16 Days Ago

A
Credit Underwriter
  • Altec Careers
  • Birmingham, AL FULL_TIME
  • Responsibilities Altec Capital Services (ACS), a division of Altec, is hiring a Credit Underwriter in Birmingham, AL. This position analyzes and reviews credit risk and credit reports to accept or rej...
  • 16 Days Ago

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Credit Advisor
  • Pinnacle Bank
  • Birmingham, AL FULL_TIME
  • At Pinnacle, our goal is to create an atmosphere where associates are fully engaged, enjoy what they're doing and are successful. We work to ensure that every associate embraces what makes Pinnacle di...
  • 1 Month Ago

C
Market Area Manager - Auburn, AL
  • Credit Acceptance
  • Birmingham, AL FULL_TIME
  • Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a ...
  • 10 Days Ago

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Credit and Collections Manager
  • Progress Rail Services Corp.
  • Albertville, AL FULL_TIME
  • 8865BR PRS Facility Location: Albertville, AL (PRSC Corp HQ) - 001 Job Purpose: Directly manage a portfolio of domestic and international customers. Req ID: 8865BR Company Description: Railroads trans...
  • 18 Days Ago

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0 Credit Clerk, Sr. jobs found in Birmingham, AL area

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Credit Assistant - Full Time
  • Farmers Home Furniture
  • Jasper, AL
  • If you enjoy interacting with people, providing outstanding customer service, meeting a challenge and are looking for a ...
  • 4/26/2024 12:00:00 AM

F
Commercial Relationship Manager
  • First Horizon
  • Birmingham, AL
  • Location: On site, Birmingham AL Summary Develops new customer prospects and business with commercial clients, with the ...
  • 4/26/2024 12:00:00 AM

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Internal Revenue Agent (Special Enforcement Program - Examiner) 12 MONTH ROSTER (Amended)
  • Department Of The Treasury
  • Birmingham, AL
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 4/26/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) - Direct Hire - Incentive eligible-AMENDED
  • Department Of The Treasury
  • Birmingham, AL
  • Duties WHAT ARE THE APPEALS (AP), LARGE BUSINESS AND INTERNATIONAL (LB&I), SMALL BUSINESS SELF-EMPLOYED (SB/SE) AND TAX ...
  • 4/26/2024 12:00:00 AM

H
Credit Specialist
  • Holt of California
  • Pleasant Grove, AL
  • POSITION SUMMARY Maximize collection of accounts receivable while maintaining customer goodwill. QUALIFICATIONS REQUIREM...
  • 4/24/2024 12:00:00 AM

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Financial Services Representative - Birmingham, AL
  • Fidelity TalentSource LLC
  • Birmingham, AL
  • Job Description: Financial Services Representative Have a passion for helping people? Join our team of Financial Service...
  • 4/23/2024 12:00:00 AM

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Credit Representative - Full Time
  • Farmers Home Furniture
  • Bessemer, AL
  • If you enjoy interacting with people, providing outstanding customer service, meeting a challenge and are looking for a ...
  • 4/22/2024 12:00:00 AM

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Internal Revenue Agent (Senior Revenue Agent (Examiner) -12 MONTH ROSTER
  • Department Of The Treasury
  • Birmingham, AL
  • Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
  • 4/22/2024 12:00:00 AM

Birmingham (/ˈbɜːrmɪŋhæm/ BUR-ming-ham) is a city located in the north central region of the U.S. state of Alabama. With an estimated 2017 population of 210,710, it is the most populous city in Alabama. Birmingham is the seat of Jefferson County, Alabama's most populous and fifth largest county. As of 2017, the Birmingham-Hoover Metropolitan Statistical Area had a population of 1,149,807, making it the most populous in Alabama and 49th-most populous in the United States. Birmingham serves as an important regional hub and is associated with the Deep South, Piedmont, and Appalachian regions ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$38,724 to $52,896
Birmingham, Alabama area prices
were up 1.3% from a year ago

Credit Clerk, Sr. in Nashville, TN
Credit Clerk often work for high profile financial companies such as banks, federal credit unions, and mortgage brokers, as well as loan dependent sellers such as car companies and jewelers.
February 13, 2020
Credit Clerk, Sr. in Saint Louis, MO
Records amounts of blood or components used by patient and issues credit slip to blood bank accounting department.
January 22, 2020
Credit Clerk, Sr. in Honolulu, HI
Get full salary data for Credit Authorizer, Checker, and Clerk, including data for your industry, geographic region or metro area and employer size.
January 03, 2020
May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.
January 14, 2020