Credit Officer jobs in Westbrook, ME

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Credit Officer II
  • Camden National Bank
  • Portland, ME FULL_TIME
  • Live here. Play here. Bank here. Work here. If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place. Position Summary: The Credit Officer position provides an opportunity to work independently in your choice of geographic locations in Maine or New Hampshire, but with the support of a close-knit team. You will have the opportunity to make a difference by leading project teams or implementing process improvements. In addition, Credit Officers at the bank are responsible for coaching and mentoring junior analysts and trainees. Top performers have the ability to obtain commercial loan approval authority and are encouraged to develop a career path that supports both professional and bank goals. Essential Duties and Responsibilities: Using the Bank’s loan origination system, spread and thoroughly analyze financial statements and supporting documentation on new commercial and commercial real estate loans. Where applicable, utilize automated decision-making functions within the loan origination system to assess risk and decision loan requests. Prepare Commercial Offering Memoranda using the loan origination system, Excel spread sheets and Word documents, to support the loan decision-making process. Periodically review and analyze updated financial statements and supporting documentation to confirm the risk rating on existing commercial and commercial real estate loans. Discuss perceived credit weaknesses or potential credit problems with the Lender, other Credit Officers or Director of Credit Administration. Make risk rating recommendations as appropriate. Remain well-informed and up-to-date on regulatory guidelines and Bank policies. Assist in training of other members of the Credit Department or business line partners. Maintain open communication channels between Credit, Lenders and Management by updating workflows and generating pipeline reports, using these tools to maintain transparency throughout the underwriting process. When appropriate, accompany Lenders to meet with customers and prospects. As required participate in, or lead, a commercial credit-related project. Develop expertise in specialty areas of commercial credit analysis and provide guidance to other analysts in these areas. Basic Qualifications: Equivalent to a four-year college degree. Competency in financial accounting. Minimum five years related work experience. Preferred Qualifications: College degree in Business Administration or a related field Skills and Abilities: Strong written and oral communication skills, including the ability to translate complicated financial metrics into a concise assessment of risk Interpersonal skills, such as coaching, mentoring and negotiating Ability to work independently with minimal guidance Ability to solve complex issues with minimal guidance Ability to work effectively at a fast pace with competing interests and due dates Supervisory Skills: N/A Career Path and Job Family: Commercial Portfolio Manager Commercial Lender Special Assets Officer The statements contained herein reflect general details as necessary to describe the principle functions for this job, the level of knowledge and skill typically required, and the scope of responsibility, but should not be considered an all-inclusive listing of work requirements. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or to equalize peak work periods to balance workloads. We are very proud to be named a 2023 Best Place to Work in Maine! An opportunity to build your career at an innovative community organization with a vision for growth and giving back. Whether it’s helping a family buy their first home or build a business, we go above and beyond to serve our customers, communities, and each other. You’ll experience an inspiring, welcoming workplace for all, and a culture that empowers employees to do their best work each day—and celebrate the difference we’re making together. Today, we employ 650 people at more than 65 work locations. We recruit top talent for roles in everything from relationship banking to operations, lending, technology, finance, compliance, marketing, and more. Employees enjoy health and wellness benefits and generous time off, along with numerous personal and professional growth opportunities. A commitment to apply your passion and talents, while making a positive impact on the company, our communities, and yourself. With the close-knit feel of your community bank, complemented by the competitive perks of large organizations, you will love working here. To learn more, please visit www.camdennational.bank. Member FDIC. Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.
  • 1 Day Ago

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Consumer Loan Officer II
  • Atlantic Federal Credit Union
  • South Portland, ME FULL_TIME
  • Description Are you ready to build a bright future in Maine’s banking industry? Take your career to the next level with an organization that prioritizes your professional growth and development. As Co...
  • 24 Days Ago

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Consumer Loan Officer I
  • Atlantic Federal Credit Union
  • South Portland, ME FULL_TIME
  • DescriptionAre you ready to build a bright future in Maine’s banking industry? Take your career to the next level with an organization that prioritizes your professional growth and development. As Con...
  • 25 Days Ago

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Member Relationship Officer
  • Empeople Credit Union
  • Westbrook, ME FULL_TIME
  • MEMBER RELATIONSHIP OFFICER SUMMARY: The Member Relationship Officer is responsible for delivering the distinctive Empeople Credit Union member experience by serving as a concierge in a progressive an...
  • 12 Days Ago

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Credit Coordinator
  • Everett J Prescott Inc
  • Gardiner, ME FULL_TIME
  • Team EJP is currently hiring for an energetic, team oriented individual to join our Finance team as a Credit Coordinator. As Credit Coordinator you will be responsible for monitoring a portfolio of ac...
  • 5 Days Ago

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Credit specialist
  • Portland Glass Corporate
  • Portland, ME FULL_TIME
  • Are you looking for a place where you can bring your goals? With over 34 locations throughout the Northeast, Portland Glass offers auto, residential and commercial glass solutions. We are known for ou...
  • 6 Days Ago

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0 Credit Officer jobs found in Westbrook, ME area

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Tax Senior-Portland
  • Marcum LLP
  • Portland, ME
  • Marcum LLP offers a great career with exceptional benefits. There's a lot to think about when it comes to launching your...
  • 5/30/2024 12:00:00 AM

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Business Success Specialist
  • IDEXX Laboratories, Inc.
  • Westbrook, ME
  • The Veterinary Software Business Services & Subscription team is looking to add another member to our growing team to he...
  • 5/30/2024 12:00:00 AM

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Commercial Credit Analyst II
  • Maine Community Bank
  • Biddeford, ME
  • Job Type Full-time Description Position Title: Commercial Credit Analyst II Department: Credit Administration Reports To...
  • 5/29/2024 12:00:00 AM

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K-5 Ed Techs II or III
  • Woodfords Family Services
  • Westbrook, ME
  • *$1,500 Sign-on Bonus! 60-90 college credits required* Are you searching for a position that's fun, meaningful, and rewa...
  • 5/29/2024 12:00:00 AM

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Experienced Accounting Assistant
  • Northeast Technical Institute
  • Scarborough, ME
  • Job Description Job Description Position Overview: The Accounting Assistant plays a pivotal role within the business off...
  • 5/28/2024 12:00:00 AM

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Commercial Credit Analyst II
  • Maine Community Bank
  • Westbrook, ME
  • Job Type Full-time Description Position Title: Commercial Credit Analyst II Department: Credit Administration Reports To...
  • 5/26/2024 12:00:00 AM

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English Second Language Paraprofessional
  • CCRES, Educational & Behavioral Health Services
  • Oxford, ME
  • Make a difference every day by joining CCRES as an English as a Second Language (ESL) Paraprofessional through our partn...
  • 5/26/2024 12:00:00 AM

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Billing Specialist
  • System One
  • New Gloucester, ME
  • Mountain Ltd. has an opening for a Billing Specialist to join our team! The Billing Specialist is a pivotal role support...
  • 5/26/2024 12:00:00 AM

Westbrook is a city in Cumberland County, Maine, United States and a suburb of Portland. The population was 17,494 at the 2010 census. It is part of the Portland–South Portland–Biddeford, Maine metropolitan statistical area. Westbrook is located at 43°41′7″N 70°21′26″W / 43.68528°N 70.35722°W / 43.68528; -70.35722 (43.685348, −70.357116). According to the United States Census Bureau, the city has a total area of 17.33 square miles (44.88 km2), of which, 17.12 square miles (44.34 km2) is land and 0.21 square miles (0.54 km2) is water....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Officer jobs
$50,915 to $84,359
Westbrook, Maine area prices
were up 1.6% from a year ago