CREDIT RISK MANAGER jobs in the United States

Are you looking to take your career from good to great? As an employee of PenFed, every day is an opportunity to thrive, and be part of a team working to ensure our organization is providing world class service to our members, employees, and our communities. We exist to help our members realize their full potential, educate and encourage their dreams, and make every effort to follow our mission and help our members “do better.” Joining PenFed is more than being an employee; it’s about being a part of the PenFed family.

PenFed is hiring a (Hybrid) Credit Risk Data Manager at our Tysons, Virginia location.  The primary purpose of this job is to support the multiple departments in the Chief Credit Office with data management, transformation, and process improvements providing high quality data to Quantitative Risk Management, Consumer Retail Credit Risk, Mortgage Credit Policy, and Commercial & Counterparty Credit Risk.  This includes but is not limited to managing data engineering and logistics for model implementation, analytical reporting, model execution in the production environment, data process documentation, data quality assurance, and other related ad hoc analytics within the Chief Credit Office.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned. 

• Manage various data projects to support the credit risk management teams.
• Resolve data quality problems.
• Integrate new data that becomes available.
• Manage the data process with external analytical vendors
• Support departmental initiative to create a structured production credit risk database
• Research all existing reports published and understand the component criticality
• Translate component criticality metrics into data field requirements
• Review existing SQL, SAS, and Python code that generates the relevant fields and recreate in a structured star schema environment.
• Create a Data quality process that identifies data quality issues
• Develop a series of data quality tests reported on a weekly, monthly, quarterly basis
• Investigate and understand the nature of data quality issues and work with people across departments or vendors to correct data and address the root causes of the issues.
• Work with IT, Enterprise Data Governance, Finance, Accounting, Underwriting to understand data process interdependencies and how to integrate with credit risk
• Develop and maintain positive working relationships with Finance, Accounting, Second- and First-line risk areas.

Equivalent combination of education and experience is considered.

• Bachelor’s Degree in a quantitative subject such as Engineering, Logistics, Manufacturing, Econometrics, Mathematics, Operations Research, Statistics, Economics or Finance. Minimum of four (4) years of related work experience from a financial institution or consulting.
• Minimum two (2) years of experience with a Master’s Degree in the related field.
• SQL coding expert with four (4) years of experience wrangling unstructured data from various sources to produce risk reporting and analytics using SQL Server, MySQL, Oracle, Access or other database tools.
• Experience interpreting regulatory guidelines & requirements for risk reporting and engineering data processes to satisfy these requirements.
• Knowledge of data requirements to support CECL/ALLL and/or CCAR/Stress Testing on credit risk related experience preferred
• Prefer candidates with strong intellectual curiosity and diverse experience working in non-technical as well as highly technical roles.  Ideal employee will have good common sense to understand business problems and how to transform and utilize coding and technical data techniques to solve those problems.
• Possess effective communication skills to condense technical subject matter into clear presentable messages to different audiences.
• Reasonable familiarity with some statistical tools (SAS, R, Python) and data analytic/visualization tools such as Tableau, Excel and PowerPoint.

Supervisory Responsibility

This position will not supervise employees.
 

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites and be on-call may be required.

Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 2.8 million members and over $36 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam, Puerto Rico and Okinawa. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day.
 
We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more.
 
Equal Employment Opportunity
PenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same.
 
PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at 402-639-8568.