Credit Risk Officer jobs in Tulsa, OK

Family-owned, commercial-focused community bank with assets in excess of $300MM seeks credit administration officer to join its team in Tulsa, OK.

Job Overview
The Credit Administration Officer is responsible for managing the credit risk and administration functions of the organization. This role involves overseeing the underwriting, credit risk assessment, and the structuring of credit products to ensure profitability and compliance with regulatory requirements.

Duties

• Review all new and renewal loan documents for conformity to loan policy. Advise lending organization on soundness of new and existing credits, regulatory guidelines, loan policy, and loan structure.
• Track credit statistics for bank and by loan officer. Examine loan officer credit memorandums quarterly and compile monthly list of exceptions.
• Prepare weekly, monthly, quarterly and annual loan analysis and performance reports for Board of Directors and Credit Administration Committee.
• Serve as member of Credit Administration Committee and BSA Committee.
• Annually evaluate financials, payment history, collateral valuation, document exceptions, interest rate stress, and loan grading for all loans over $1 million.
• Continuously review and develop the loan policy. Propose changes or updates as needed or required by regulation.
• Assess adequacy of the allowance for loan losses in accordance with the CECL accounting standard.
• Manage REO properties and documentation files.
• Periodically conduct field audits of receivables, inventory, and collateral.
• Assist with special projects as assigned and perform additional duties and responsibilities as required.

Education and Experience

• 10 years of experience in commercial credit analysis, lending or as an examiner in a regulatory environment.
• Bachelor's degree in Business or related field required, MBA preferred.
• A strong working knowledge of current loan review processes, loan classifications, risk management techniques and regulatory guidance on lending required.
• General knowledge of federal and state laws and regulations governing credit administration functions and experience in developing credit policies and procedures.
• Ability to become proficient in using bank systems to access, monitor and evaluate loan level data to assess credit risk management.

This position offers an opportunity for professional growth within a dynamic environment dedicated to excellence.

Job Type: Full-time

Benefits:

• 401(k)
• Dental insurance
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Schedule:

• Day shift
• Monday to Friday
• No nights
• No weekends

Ability to Relocate:

• Tulsa, OK 74135: Relocate before starting work (Required)

Work Location: In person