Mortgage Credit Analyst jobs in Kentucky

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Servicing Customer Research Analyst
  • Bell Mortgage
  • Owensboro, KY FULL_TIME
  • Mortgage ServicingCustomer Research Analyst

    If you like to work with people in a family atmosphere, enjoy great benefits and provide unequaled personal service to every customer, consider a career with Bell Bank.

    Company Information:

    Bell Bank was founded in 1966 and headquartered in Fargo, North Dakota. It is the largest family-and employee-owned bank in the upper Midwest, and one of the largest in the nation, with assets of more than $10 billion. Bell Bank has full-service banking locations in North Dakota, Minnesota and Arizona. Bell has empowered more than $26 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need.

    Bell Bank has been recognized as a top workplace by American Banker, Forbes and Fortune.

    If you want to work for an established, growing, forward-looking organization with world-class employees, this is the place for you.Let Bell Bank be your destination workplace.

    Bell's Values:

    As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:

    • Promoting and sustaining our family atmosphere.
    • Providing unequaled personal service to each and every customer.
    • “Paying it forward” by giving back to the communities we serve.

    Our Bottom Line:

    Happy Employees! Happy Customers!

    Job Summary:

    The reporting analyst position is responsible for the daily and monthly department reporting for the Customer Relations Team. This position assists with the development/update and review of staff procedure, help develop efficiencies, completes daily and monthly reporting and helps ensure compliance with all regulatory and investor guidelines. Assists in online testing with Servicing Digital. This position participates in department projects when applicable.

    Primary Duties:

    • Perform research to resolve customer or internal staff issues or questions.
    • Process daily and monthly ACD line and departmental reports. Also any additional reports needed for regulatory audits and processes
    • Work with manager to ensure procedures have been developed and are updated periodically for the customer service team.
    • Assist manager with creating and implementing efficiencies for the customer service team.
    • Assist customers, servicing staff, mortgage officers and all branch location staff with mortgage servicing questions.
    • Participate in team meetings.
    • Perform special projects, additional duties and responsibilities as directed by the Mortgage Servicing Customer Service Manager.
    • Know by name and face as many customers and employees as possible, calling them by name as often as possible.
    • Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
    • Know, understand, and live the company values and bottom line.
    • Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
    • All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
    • Perform other duties as assigned.

    Job Skills Required:

    • Minimum three to five years of experience working in a core processing loan system and customer service experience.
    • Excellent verbal and written communication skills.
    • Strong organizational, research, analytical and problem-solving skills.
    • Ability to motivate others, work independently and demonstrate critical thinking skills and independent judgement.
    • Ability to provide professional support and present a positive image of the department and the bank.

    Bell Bank provides competitive compensation and an excellent benefits package.

    Bell Bank

    Equal Opportunity Employer

  • Just Posted

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Credit Analyst
  • Desco Federal Credit Union
  • Ashland, KY FULL_TIME
  • Job Summary:We are seeking a skilled Credit Analyst to join our team. As a Credit Analyst, you will be responsible for assessing the creditworthiness of individuals and businesses applying for loans o...
  • 20 Days Ago

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Credit Analyst
  • Citizens Bank of Kentucky
  • Winchester, KY FULL_TIME
  • Equal Opportunity Employer M/F/Veteran/Disabled If you need assistance in applying for this or any of our other open positions, please contact 606-789-4001 and ask for Human Resources or email humanre...
  • 20 Days Ago

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Credit Analyst
  • Florida Tile
  • Lexington, KY FULL_TIME
  • SUMMARY: The Credit Analyst will work closely with Florida Tile branch managers, salespeople, customers, and collection agencies to maximize credit-worthy sales. Strong candidates for this position wi...
  • 11 Days Ago

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Credit Analyst
  • Peoples Exchange Bank
  • Winchester, KY FULL_TIME
  • Overview Peoples Exchange Bank is built on tradition, service and trust. Since the first meeting of original charter board members, we have been locally owned and operated. Our founders set high stand...
  • 1 Month Ago

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Credit Analyst
  • Magnolia Bank
  • Elizabethtown, KY FULL_TIME
  • Credit Analyst Magnolia Bank is a community bank that has served the surrounding area for over 100 years. Our footprint includes banking centers located in Central Kentucky, mortgage offices throughou...
  • 1 Month Ago

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Senior Mortgage Backed Securities Analyst
  • Dynex Capital, Inc.
  • Glen Allen, VA
  • Function: Portfolio Management Job Title: Senior Mortgage-Backed Securities Analyst About Dynex: Dynex is a leading fina...
  • 4/26/2024 12:00:00 AM

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Mortgage Loan Purchaser
  • West Gate Bank
  • Lincoln, NE
  • The Mortgage Loan Purchaser (Loan Review Analyst) will be responsible for reviewing and purchasing loans from correspond...
  • 4/26/2024 12:00:00 AM

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Asset Management Analyst
  • TruAmerica Multifamily
  • Arlington, VA
  • About TruAmerica Founded in July 2013, TruAmerica Multifamily is a partnership between industry veteran Robert E. Hart a...
  • 4/26/2024 12:00:00 AM

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Sizing Analyst
  • TBG | The Bachrach Group
  • Hot Job Alert! We are looking for experienced Sizing Analysts with 1-3 years of experience in loan sizing, preferably in...
  • 4/26/2024 12:00:00 AM

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Product Analyst
  • TechStar Group
  • Dallas, TX
  • Key : Mortgage Professionals in the product space (can be Analysts) in the DFW area. Need technical candidates with a hi...
  • 4/26/2024 12:00:00 AM

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Payroll Specialist
  • Confidential
  • Plymouth, MI
  • Independent Mortgage Banker is seeking a Payroll Analyst to join our team. Responsibilities: Creating and updating emplo...
  • 4/26/2024 12:00:00 AM

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Buy Side Valuations Analyst
  • Coda Search│Staffing
  • New York, NY
  • We are currently partnered with a $10B+ credit fund looking expand their Valuations Group by bringing on an Analyst. Thi...
  • 4/26/2024 12:00:00 AM

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Mortgage Analyst
  • Aptask
  • Irving, TX
  • Position: Insurance Specialist/ Commercial Loan Specialist Contract: 3-6 months Contract with possibility to convert Ful...
  • 4/23/2024 12:00:00 AM

Kentucky (/kənˈtʌki/ (listen) kən-TUK-ee), officially the Commonwealth of Kentucky, is a state located in the east south-central region of the United States. Although styled as the "State of Kentucky" in the law creating it, (because in Kentucky's first constitution, the name state was used) Kentucky is one of four U.S. states constituted as a commonwealth (the others being Virginia, Pennsylvania, and Massachusetts). Originally a part of Virginia, in 1792 Kentucky became the 15th state to join the Union. Kentucky is the 37th most extensive and the 26th most populous of the 50 United States. Ke...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,205 to $70,288

Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019