Mortgage Credit Analyst jobs in Pueblo, CO
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Credit Analyst III - Ag Focus
- First Southwest Bank
-
Alamosa, CO
FULL_TIME
-
Position Description: The individual in this position is responsible for ensuring the loan process is functioning according to Bank policy/procedures and applicable laws/regulations. Analyst will be responsible for reviewing all relevant loan information, including but limited to loan applications, financial statements, entity documents, titles, and liens. Individuals in this position will be required to input financials and create financial spreads and perform an analysis to determine risks to the bank and credit worthiness of commercial businesses, agricultural operations, and individuals. Position Responsibilities:
ESSENTIAL FUNCTIONS
Complete a thorough review/ in-depth analysis of new credit requests, credit change requests, renewals and annual relationship reviews. Recommend risk rating changes when analysis merits.
Complete ratio, trend and cash flows analysis.
Determine credit worthiness of applicants by evaluating customer credit data and financial statements.
Create projections and business valuations for specialized lending programs.
Research and collect industry specific data to use for ratio analysis and assessment of industry risks.
Provide recommendations tied to analysis and assessment of credit risk.
Present analysis, findings and recommendations to lenders and management, especially findings that involve a borrowers ability to repay.
Collaborate with Loan Officers on loan structure and/or credit enhancements.
SECONDARY DUTIES
Maintain a good working knowledge of the Banks lending policies and procedures and identify exceptions to policy.
Provide technical advice or other assistance to loan officers as needed.
Performs other duties as assigned such as special projects and/or bank portfolio stressing.
Minimum Qualifications: MINIMUM QUALIFICATIONS -
High school diploma or GED
Bachelors degree in finance, accounting or other business-related field preferred
Credit analysis experience and proven analytical skills preferred
KNOWLEDGE AND SKILL REQUIREMENTS - Skilled with Microsoft Excel and Word.
Sound working knowledge of accounting principles and financial statements
Strong analytical, technical and statistical skills
Strong attention to detail in order to maintain high level of data integrity.
Requires strict attention to detail, the ability to multi-task and maintain confidentiality.
Requires good problem solving, organizational and time management skills.
Requires the ability to work both independently and as part of a team.
Requires excellent written and verbal communication skills.
Ability to manage competing deadlines in a high-pressure environment, with varying ranges of supervision
Physical Demands and Work Environment: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.
Required to talk and hear; frequently required to use hands and fingers to handle or feel objects, tools or controls. Ability to stand and sit, reaching with hands and arms; kneeling, crouching. Must occasionally lift and/or move up to 20 pounds. Specific vision abilities required include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate. Depending on location and time of year, extreme high and low temperatures within the building will be experienced.
Additional Information: BSA Requirements:
It is the responsibility of all employees to make all reasonable efforts to identify suspicious cash activity which may be associated with customer attempts to avoid the reporting requirements of the BSA or government or federal tax reporting, as well as potential money laundering resulting from criminal / illegal activities. All suspicious activity, regardless of the amount involved in the transaction, must be reported to a supervisor or Branch Manager for further investigation and possible reporting by the Bank Secrecy Officer to the Financial Crimes Enforcement Network (FinCEN).
No director, officer, employee, or agent who reports a suspicious transaction under the requirements of the BSA may notify any person involved in the transaction that the transaction has been reported.
Each employee of the bank shall be required to complete Bank Secrecy Act / Suspicious Activity training periodically which is commensurate with the duties of their position. - 2 Days Ago
Branch Manager/Mortgage Loan Originator
- Primary Residential Mortgage, Inc
-
Pueblo, CO
FULL_TIME
- We're looking to GROW and open a branch in Pueblo, Colorado!!! We need a dynamic mortgage leader who is ready to take control of your business and grow with us! All employment inquiries are kept confi...
- 1 Month Ago
Colorado Mortgage Loan Officer or has passed the NMLS Safe Test
- Mission San Jose Mortgage
-
Pueblo, CO
PART_TIME,FULL_TIME,CONTRACTOR
- About us Mission San Jose Mortgage is a local direct lender. Mission San Jose Mortgage has built a reputation within the community for Excellence and Integrity. With all of the changes in this busines...
- 1 Month Ago
Mortgage Originator Market Leader
- YourWayHome.com LLC
-
Pueblo, CO
FULL_TIME
- (In-House lender to 11,000 real estate agents, plus guaranteed leads)We are hiring an experienced mortgage originator to work with our 11,000 in-house real estate agents and receive at least 100 buyer...
- 12 Days Ago
Mortgage Occupancy Field Inspector
- GIS Field Services
-
Trinidad, CO
FULL_TIME,PART_TIME
- GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
- 2 Months Ago
Mortgage Occupancy Field Inspector
- GIS Field Services
-
La Junta, CO
PART_TIME,FULL_TIME
- GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
- 2 Months Ago
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0 Mortgage Credit Analyst jobs found in Pueblo, CO area
Acquisition Support Analyst
- Modern Technology Solutions, Inc.
-
U S A F Academy, CO
- Own Your Future. Modern Technology Solutions, Inc. (MTSI) is seeking an Advanced Acquisition Support Analyst to join our...
- 5/12/2024 12:00:00 AM
Supv Internal Revenue Agent (Special Enforcement Grp Mgr) MSP TEMP NTE 1 YR MBE, MBMP 12 Mo. ROSTER
- IRS
-
Colorado Springs, CO
- Summary Click on "Learn more about this agency" button below to view Eligibilities being considered and other IMPORTANT ...
- 5/11/2024 12:00:00 AM
Internal Revenue Agent (12 Month Roster) AMENDED
- IRS
-
Colorado Springs, CO
- Summary Click on "Learn more about this agency" button below to view Eligibilities being considered and other IMPORTANT ...
- 5/11/2024 12:00:00 AM
Associate Financial Representative
- Modern Woodmen of America
-
Pueblo, CO
- Overview The Modern Woodmen – Colorado Springs Office is seeking a motivated and driven individual to join our team as a...
- 5/10/2024 12:00:00 AM
Finance Director
- Pueblo Community Health Center, Inc.
-
Pueblo, CO
- Finance Director: Starting Salary Range: $92,414 - $103,272 Pueblo Community Health Center offers a flexible benefits pr...
- 5/9/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
Pueblo, CO
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 5/9/2024 12:00:00 AM
Advanced Acquisition Analyst
- Modern Technology Solutions, Inc.
-
U S A F Academy, CO
- Own Your Future. Modern Technology Solutions, Inc. (MTSI) is seeking an Advanced Acquisition Support Analyst to join our...
- 5/9/2024 12:00:00 AM
Director of Finance
- Hotel Polaris at US Airforce Academy
-
U S A F Academy, CO
- Overview: Are you ready to help shape the future of travel and hospitality at the new Hotel Polaris at the U.S. Air Forc...
- 5/8/2024 12:00:00 AM
About Pueblo, Colorado
Pueblo /ˈpwɛbloʊ/ is a home rule municipality that is the county seat and the most populous city of Pueblo County, Colorado, United States. The population was 106,595 in 2010 census, making it the 267th most populous city in the United States and the 9th largest in Colorado. Pueblo is the heart of the Pueblo Metropolitan Statistical Area, totaling over 160,000 people and an important part of the Front Range Urban Corridor. As of 2014, Pueblo is the primary city of the Pueblo–Cañon City combined statistical area (CSA) totaling approximately 208,000 people, making it the 134th largest in the nat...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$50,754 to $72,493
Pueblo, Colorado area prices
were up 2.3% from a year ago
were up 2.3% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020