Mortgage Post Closer jobs in Santa Barbara, CA

Mission San Jose Mortgage is Looking for New Or Experienced Loan Officers to join our growing family. We have Remote 1099 Positions available.

Responsibilities
- Originate and close mortgage loans in compliance with company policies and regulatory requirements
- Evaluate loan applications and documentation to ensure accuracy and completeness
- Provide exceptional customer service throughout the loan process
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
- Stay up-to-date on industry trends, regulations, and changes in the mortgage market
- Collaborate with underwriters, processors, and other team members to expedite the loan approval process
- Maintain confidentiality of customer information and adhere to data protection regulations
- Meet sales targets and contribute to the overall success of the mortgage department
- Assist in training and mentoring junior loan officers
- Handle any escalated customer concerns or issues in a professional manner

Qualifications
- Strong background in loan processing and TILA regulations
- Experience as a loan officer with knowledge of FNMA, underwriting, loan origination, and mortgage servicing
- Familiarity with financial services, fair housing regulations, and credit analysis
- Proficiency in contracts, banking procedures, basic math, and escrow
- Ability to perform 10 key typing accurately
- Solid understanding of math concepts
- Certification or successful completion of the NMLS Safe Test

About us

Mission San Jose Mortgage is a local direct lender. Mission San Jose Mortgage has built a reputation within the community for Excellence and Integrity. With all of the changes in this business, we are not only still here, but we are also stronger and strengthening our position as one of the premier mortgage companies in Northern California. Mission San Jose Mortgage is a company that does it right. We believe that our success depends upon the people who represent our company and are totally focused on the success of our Mortgage Advisors. We have developed marketing strategies and support tools that give our mortgage advisors what they need to be the best. If you want to be able to enjoy this business again, then you will want to join our team.

Are you a self-motivated Mortgage Loan Originator (MLO) looking for an exciting opportunity with a reputable company that offers comprehensive support, advanced technology, a wide range of products, competitive rates, and a transparent compensation structure? Look no further! Mission San Jose Mortgage is the company you’ve been searching for.

Cutting-Edge Technology:

Product Pricing Engine (PPE)

Loan Origination System (LOS)

Contact Relationship Management (CRM)

Point of Sale (POS)

Communication Tools

Essential Tools

Marketing Support

Cloud-Based System: Work from the comfort of your own home or anywhere you wish.

Licensed in Multiple States:

We are licensed in Arizona, California, Colorado, Florida, Georgia, Idaho, Montana, New Mexico, Ohio, Oregon, Texas, Washington, and Wyoming.

Aggressive Underwriter and Processors

Ability to close loans within 12 days.

Commission Structure

New Loan Officers 0 Experience 100 Bps-137.5 Bps

Pro Loan Officers 6 Months or More 175 Bps-200 Bps

Branch Manager 5 Years or More 225 Bps.

Training and Mentorship:

We provide complete training programs for new loan officers, ongoing mentorship, and continuous support for our MLOs. Our seasoned team, including experienced Mortgage Loan Officer Assistants (MLOAs) and processors, are here to help you succeed. You’re not just joining a company – you’re joining a family committed to your growth and success.

Please send your resume in a PDF format (prior to calling) (REPLY TO POSTING)For those who are currently working and not able to speak while at work, I am available by cell phone after 5:30p and/or on weekends. (Reply by email only after you have sent your resume and we can schedule a time to chat).

* EVERY APPLICANT WILL BE TREATED WITH HIGHEST DISCRETION *

Job Types: Full-time, Part-time, Contract

Pay: $47,643.63 - $457,377.28 per year

Expected hours: 25 per week

Benefits:

• Flexible schedule

Schedule:

• 4 hour shift
• 8 hour shift
• Choose your own hours

License/Certification:

• MLO License (Required)
• NMLS Number (Required)

Work Location: In person