Mortgage Underwriter jobs in Fayetteville, NC

F
Loan Underwriter
  • Fort Liberty Federal Credit Union
  • Fort Bragg, NC FULL_TIME
  • Loan Underwriter-Onsite Position requiring Consumer and Auto Lending Experience
    Highly competitive compensation package offered
    Purpose:
    In accordance with established policies and procedures, originates consumer and real estate loans by reviewing and analyzing the credit-worthiness of loan applications. Orders credit bureau reports, makes direct credit inquiries, approves or denies credit requests, notifies dealers of loan decisions and assists in the cashing of approved loans. Responsible for producing a high volume of quality consumer/indirect/HELOC’s and 2nd mortgage loans. Handles members’ complaints and responds to a variety of loan inquiries from internal staff and members.
    Primary Duties and Responsibilities:
    • Conducts interviews and verifies eligibility for providing loan services.
    • Assists branch employees with lending decisions and proper documentation.
    • Reviews all data presented on applications to determine purpose, current financial status, compliance with consumer law and debt ratio.
    • Determines if loan requests should be approved or denied.
    • Approves loans, which meet approval criteria and authority level assigned, insuring they are processed and ready for disbursal without delay.
    • Is capable of processing a loan from inception through credit investigation, write up and disbursement.
    • Insures that current loan policies and procedures are strictly adhered to.
    • Maintains proper surveillance and security over applications being processed and funds being disbursed.
    • Informs members of rejection or conditional loans.
    • Processes deed of trust loans, which include 1ST and 2nd mortgages, Home equity and FHA Title, I home improvement loans, to closing and insures all are complete prior to filing. Must be registered with the NMLS before performing any duties related to the offering of mortgage products to perspective borrowers.
    • Responsible for maintaining positive public relations with our members.
    12. Researches member files and determines necessary corrections.
    • Secures contracts and checks at the close of the business.
    • Other duties as required or assigned by management.
    Other Duties and Responsibilities:
    • Must comply with the Federal Bank Secrecy Act, Anti-Money Laundering & Customer Identification Policy (BSA), the OFAC Policy and the Identity Theft Policy.
    • Writes up work sheets on loans.
    • Responsible for supplies necessary for operation of the Loan Department
    • Insures FHA reporting manifest is complete.
    • Assists staff in understanding policies and procedures.
    • Handles members’ complaints
    • May perform supervisory duties in the absence of department supervisor.
    • Assists in training department personnel
    • Keeps managers informed of problems or potential problems with department.
    • Insures that all files are secure at the close of business.
    • Performs other functions as required by the VP Credit Administration.
    Minimum Qualifications:
    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum level of knowledge, skills and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    Education and Training:
    • High School diploma with some additional coursework, certifications and/or lending training.
    • Must be able to meet the qualifications necessary to be registered with the NMLS under the provisions set forth by the S.A.F.E. Act.
    • On an annual basis is required to complete mandatory Bank Secrecy Act, OFAC and Red Flag Identity Theft training.
    Prior Experience:
    • 3-5 years credit union or financial industry experience within the lending function.
    Interpersonal Skills:
    Courtesy, tact and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
    Other Special Skills and Abilities:
    • Knowledge of lending laws and regulations.
    • Knowledge of Credit Union products and services.
    • Strong communication skills – both written and verbal and the ability to explain complex terms or situations.
    • Strong proficiency in computer software including word, excel, outlook.
    • Knowledge of lending software and reporting.
    Physical Demands:
    The need for physical stamina is low to moderate.
    Working Conditions:
    Minimal adverse working conditions. Some fluctuations in temperature experienced in office setting. May need to work beyond normal working hours, pending organization needs.
  • 18 Days Ago

F
Loan Underwriter
  • Fort Liberty Federal Credit Union
  • Liberty, NC FULL_TIME
  • Loan Underwriter Purpose: In accordance with established policies and procedures, originates consumer and real estate loans by reviewing and analyzing the credit-worthiness of loan applications. Order...
  • 9 Days Ago

C
Inside Loan Originator (On-Site)
  • CrossCountry Mortgage, LLC.
  • Fayetteville, NC FULL_TIME
  • CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times o...
  • 9 Days Ago

P
Loan Officer - Outside
  • PANORAMA MORTGAGE GROUP
  • Clinton, NC OTHER
  • Job Details Job Location: 200286 - Clinton , NC Salary Range: Undisclosed Job Category: Sales DescriptionJob Summary: The Outside Loan Officers primary role is to source, qualify and originate mortgag...
  • 1 Month Ago

T
Retail Mortgage Loan Originator
  • Truist Bank
  • Pinehurst, NC FULL_TIME
  • Language Fluency: English (Required)Work Shift:1st shift (United States of America)Job Grade:100Please review the following job description:Responsible for the sales and marketing of Truist Mortgage L...
  • 1 Day Ago

T
Mortgage loan originator
  • Truist
  • Pinehurst, NC FULL_TIME
  • ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activ...
  • 1 Day Ago

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0 Mortgage Underwriter jobs found in Fayetteville, NC area

U
Assistant Branch Manager & Management Hire
  • Under Armour
  • Fayetteville, NC
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/24/2024 12:00:00 AM

U
Assistant Branch Manager & Management Hire
  • Under Armour
  • Spring Lake, NC
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/24/2024 12:00:00 AM

U
Assistant Branch Manager & Management Hire
  • Under Armour
  • Saint Pauls, NC
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/24/2024 12:00:00 AM

U
Assistant Branch Manager & Management Hire
  • Under Armour
  • Raeford, NC
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/24/2024 12:00:00 AM

U
Assistant Branch Manager & Management Hire
  • Under Armour
  • Pembroke, NC
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/24/2024 12:00:00 AM

T
Mortgage Banker Training for Military Spouses - Fully Remote
  • The Federal Savings Bank
  • Fort Bragg, NC
  • The Federal Savings Bank is seeking a high energy, charismatic, driven military spouse to develop as a Mortgage Banker w...
  • 4/24/2024 12:00:00 AM

H
Executive Assistant
  • Hubbard Pipe & Supply Inc
  • Fayetteville, NC
  • Hubbard Supplyhouse is seeking an energetic, self-motivated individual to join our family-like atmosphere. We are a plum...
  • 4/24/2024 12:00:00 AM

B
Market Sales Manager - Fayetteville, NC
  • BLC BACKLOTCARS Inc
  • Fayetteville, NC
  • Who We Are: At OPENLANE we make wholesale easy so our customers can be more successful. We’re a technology company build...
  • 4/22/2024 12:00:00 AM

Fayetteville (/ˈfeɪətˌvɪl/) is a city in Cumberland County, North Carolina, United States. It is the county seat of Cumberland County, and is best known as the home of Fort Bragg, a major U.S. Army installation northwest of the city. Fayetteville has received the All-America City Award from the National Civic League three times. As of the 2010 census it had a population of 200,564, with an estimated population of 204,408 in 2013. It is the 6th-largest city in North Carolina. Fayetteville is in the Sandhills in the western part of the Coastal Plain region, on the Cape Fear River. With an estima...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Underwriter jobs
$58,809 to $79,157
Fayetteville, North Carolina area prices
were up 1.5% from a year ago

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