Personal Loan Specialist jobs in Olympia, WA

Description

Olympia Federal Savings employees love the places we work and the communities we serve. In addition to a generous benefit package and opportunities for career growth, OlyFed employees are able to boast about working for an Association with a positive reputation and a proven commitment to our communities.

OlyFed prides itself on a history of personal, high-quality service to our customers and community. The spirit of giving is built into our charter and culture. Each year Olympia Federal Savings dedicates more than 10% of its revenues to community support. In addition to corporate financial contributions, our employees extend the policy of community involvement by donating their time and talents.

We have a rare and amazing opportunity for a new Branch Manager to join our team! The Branch Manager is responsible for branch operations, staff management, and acting as loan officer. Promote the sales and service culture through coaching, training, and staff motivation. Achieve individual and branch goals by using business development, referral, and account retention skills. Carry out branch expectations and business plan objectives with excellent customer service and business ethics.

ESSENTIAL DUTIES & RESPONSIBILITIES:

• Manage staff through effective leadership, coaching, training, communication, staffing, performance reviews and coordinating branch meetings and activities.
• Branch operations including sales, customer service, security, compliance and procedures.
• Ensure accuracy and satisfaction for customer accounts and customer service inquires.
• Branch safety, security and compliance including vault operations, cash management, safe deposit boxes, opening and closing procedures, Bank Secrecy/Anti Money Laundering program, test branch security tools, and assure dual control is maintained on negotiable instrument stock.
• Advise individuals of Association lending programs, quote loan interest rate and fees.
• Provide appropriate application forms and disclosures. Assist customers with completion.
• Request confidential financial and ECOA information from loan applicants, complying with state and federal lending regulations and Association loan policies.
• Analyze, evaluate, and prepare file for loan processing. Present or submit application and documentation to Loan Committee for loan decision and make recommendations.
• Prepare initial loan modifications for servicing. Input data for HMDA/LARS report maintenance.
• Conduct and prepare recurring branch audits and reports.
• Assess customer needs and make recommendations for product and services based on findings.
• Participate in Association and community activities to facilitate growth of the deposit and loan base, which may be outside normal branch hours.
• Perform duties of branch staff as required.
• Other duties as assigned.

Requirements

KNOWLEDGE, SKILLS AND ABILITY REQUIREMENTS:

• Maintain an in-depth knowledge of products and services, profit drivers, and business goals.
• Excellent public and customer relations skills to effectively communicate with internal and external customers, determine their needs, and maintain their confidence.
• Thorough understanding of banking regulations and Association policies and procedures with demonstrated ability to interpret and apply policies and regulations quickly and independently.
• Organization and flexibility to prioritize workload in a fast-paced, customer-driven environment.
• Utilize analytical techniques and exercise independent judgment to identify strategies to solve problems and complex customer needs.
• Exercise customer confidentiality and discretionary judgment.
• Exceptional written and verbal communication skills including the ability to clearly communicate and explain complex banking, lending and legal regulations and documents.
• Proficiency in basic computer programs with ability to learn new software.
• Read, write, speak and understand English well.

QUALIFICATIONS:

• At least four years of financial industry experience or a related field, with at least one year of branch management.
• Teller and/or Banker experience.
• At least two years’ experience in lending or a related field preferred.
• Bachelor’s degree or equivalent experience and training in a related field preferred.
• Must be bondable.

PHYSICAL DEMANDS & WORK ENVIRONMENT/CONDITIONS:

Duties are performed in usual office conditions. Ability to operate standard office equipment including personal computer, standard keyboard, 10-key calculator and work a standard shift with repetitive wrist and hand movements. Ability to talk and hear. Ability to stand or sit for extended periods of time. Occasionally lift, move, or carry items up to 15 lbs. Ability to concentrate on the matter at hand, under sometimes distracting work conditions. Requires manual dexterity and handling ability. Use hands and arms to finger, handle, grab and reach. Specific vision abilities including close vision and the ability to adjust focus. Work may involve eyestrain due to constant use of computer screens. Occasional walking, kneeling, stooping, crouching, and bending. Ability to be mobile office-wide for various business needs.

Employees are covered by medical, dental, vision, basic life insurance and long-term disability. Voluntary benefit coverage includes life insurance, AD&D, legal, accident, critical illness, hospital indemnity, and FSA. Options for family coverage are available. Employees can enroll in our company’s 401k plan. We offer immediately vested 5% 401k match, as well as profit sharing. Full time employees will receive the following paid time off per month: 6.67 hours of vacation leave and 8 hours of sick leave. In addition, the following paid time off per year: 11 paid holidays; a float holiday; a birthday holiday; 24 wellness hours; 16 volunteer hours. Modified for part-time employees.

Olympia Federal Savings is an Equal Opportunity Employer and affirmative action employer. EOE AA M/F/Vet/Disability

If you require a reasonable accommodation to complete the application process, please contact Human Resources at 360-754-3400.