Top Mortgage Credit Manager manages the loan application review process to determine loan eligibility and terms. Schedules and coordinates workload to ensure timely and accurate turnaround, and adequate staffing. Being a Top Mortgage Credit Manager provides loan options or product recommendations based on qualifications and stays informed on any new products, regulations, or product changes. Assists loan underwriters with complex or unique circumstances and trains the team on all regulatory guidance to ensure compliance. Additionally, Top Mortgage Credit Manager recommends improvements to the review process and general underwriting procedures to maximize efficiency. Requires a bachelor's degree. Typically reports to a director. The Top Mortgage Credit Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. To be a Top Mortgage Credit Manager typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. (Copyright 2024 Salary.com)
Description
Credit Manager will be responsible for the overall credit-granting process within Nexus Cooperative. This role will optimize company sales and reduce bad accounts by maintaining the NEXUS credit policies. The Credit Manager will assess potential customers’ creditworthiness and conduct periodic reviews of current Nexus customers. The Credit Manager will review and update the company's credit policy and monitor payments and bad accounts. This role will also maintain records of company Notes Receivables, working with the CFO and Controllers.
Duties/Responsibilities:
Requirements
· Excellent verbal, written communication, and interpersonal skills.
· Excellent organizational skills with attention to detail.
· Excellent time management skills with a proven ability to meet deadlines.
· Ability to adapt to the needs of the organization and employees.
· Ability to prioritize tasks.
· Business acumen partnered with attention to the human element.
· Maintain high ethical standards.
· Proficient with Microsoft Office Suite or related software.
· Self-starter and ability to function with little oversight.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position:
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.
Clear All
0 Top Mortgage Credit Manager jobs found in Cedar Falls, IA area