Trade Compliance Specialist jobs in Billings, MT

Opportunity Bank of Montana offers careers in banking with a comprehensive training program, a work life balance and meaningful commitment to your community. Are you looking for more than just a job? Are you ready to make a positive impact on your professional life and in your community?

If so, we want to talk to you!

Opportunity Bank of Montana is adding to our outstanding team with a Compliance Analyst. This position may be based from any of our branches across Montana that can accommodate an additional employee. We are seeking an organized, analytical, detail orientated, team player who is willing to learn and grow with us! Being able to test and analyze data, communicate effectively, and work independently are skills that will help you excel at this position.

• Coordinate, review and monitor various operational areas of the Bank for compliance including
  working with and/or providing data to vendors, examiners, and auditors for assigned regulations.
• Read, review, and interpret data, analyze results, and communicate findings in a clear and concise
  manner.
• Read, analyze, and interpret loan application data, account opening documentation, disputes, holds,
  credit files, and related documentation as scheduled to ensure accuracy in reporting and analysis of
  data consistent with the requirement of assigned regulations. Submit loan documents requested by
  investors and/or Bank's outsourced audit firms as required.
• Provide regulatory assistance and coordinate all requests for information for assigned
  regulations. This includes furnishing information to, and acting as a contact for, loan production
  staff, retail branch personnel, operations staff, bank management, auditors, and vendors.
• Prepare management response requests, monitor and track data trends over time for findings
  revealed during the quality control reviews and internal testing.
• Remain current with regulation changes from government/state agencies as well as policy changes
  from internal departments, secondary market investors or any other agency affecting the loan
  production or loan servicing process, or deposit/operations processes.
• Work with management and internal auditors to ensure effectiveness of the Bank's controls and
  compliance with written procedures and policies.
• Develop, review, and/or revise the Bank's internal forms for compliance with applicable laws and
  regulations.
• Perform other related duties as assigned.

Education and Experience Requirements

High School diploma and 2 years of relevant experience

Education and Experience Preferences

4-year college degree (accounting, business,
economics, finance, management or related) and
relevant college coursework or equivalent
combination of education & experience

Knowledge of bank lending regulations such as
HMDA, CRA, the Small Business Lending rule
(1071), TILA, RESPA, ECOA, Fair Housing Act,
SAFE Act Federal registration, FCRA, Overdraft
Rules, Funds Availability, EFTA, TISA, UDAAP, ACH
Rules and other consumer finance related laws
and regulations

Knowledge of mortgage origination processes,
secondary market, loan servicing activities,
deposit account products and services, and
operations functions

Opportunity Bank of Montana is an equal opportunity employer. It is the policy of Opportunity Bank to provide equal employment opportunity within the Bank and motivate cooperation toward the goal of hiring and promoting available qualified personnel without regard to their race, gender, color, national origin, sex, age, religion, disability, veteran status, marital status, sexual orientation, or any other legally protected status.