Underwriter jobs in Guys Mills, PA
Recently Added Underwriter jobs
Mortgage Underwriter II
- Erie Federal Credit Union
-
Erie, PA
FULL_TIME
-
General Summary
Responsible for all mortgage loan processing and underwriting activities for all in house credit union real estate and First Heritage mortgage loans. Receives, evaluates, approves and underwrites mortgage loan applications from branch MSO’s. Obtains and verifies documents and information required for making loan decisions within credit union policy and federal regulations, underwrites all required mortgage loan documents and prepares files for closing within specified and regulated time frames. Acts as a liaison between branch MSO’s and First Heritage Financial, LLC staff. Obtains all required documentation and verifications from borrowers through branch MSO staff and communicates loan status to all involved parties. Responsible for follow up of all mortgage loan applications submitted by branch staff and internet channels to insure quick and timely closings.
Essential Functions- Assumes responsibility for providing effective support for all phases of mortgage loan activities.
- Orders appraisals, credit report, titles reports flood determinations.
- Determine collateral needs and payment plans for members applying for loans.
- Reviews applications and information for completeness and accuracy. Clarifies missing or questionable information and follows up with MSO staff for outstanding documents or verifications. Ensures all items necessary are in loan files and performs required validations to ensure compliance with underwriting guidelines. Resolves any outstanding conditions for underwriting to render a loan decision on real estate loans up to $150K without CLO approval. Refer loans to management that require exceptions to policy/guidelines or are outside the scope of normal approval.
- Must have complete knowledge of all credit union policy, CFPB rules and NCUA regulations as they pertain to mortgage lending. Must be knowledgeable on credit union real estate products and First Heritage loan products to ensure the member is being presented with a full range of product solutions. May also assist MSO staff by making suggestions regarding the best financial solutions for members.
- Prepares all estimated and final disclosures and documents in accordance with all underwriting guidelines, credit union policy and federal law for members in accordance with loan products to send to the branch for signing.
- Assembles completed loan package after closing and funding for quality control audit and scanning.
- Must update events in Synapsys to ensure communication to branch staff and to expedite loan applications in a timely manner.
- Weekly tracking of real estate loan pipeline will be required to close loans quickly.
- Assumes responsibility for establishing and maintaining professional business relationships with credit union staff and mortgage professionals.
- Resolves requests and problems promptly and courteously. Answers credit union staff mortgage loan questions regarding applications in process of approval.
- Notifies MSO staff of additional information required.
- Maintains and conveys the credit union’s professional reputation
- Assumes responsibility for establishing and maintaining effective coordination and communication with credit union and First Heritage staff and management.
- Assists and supports MSO staff as needed.
- Completes reports and all documentation promptly and accurately.
- Attend meetings and training as required.
- Keeps management informed of area activities and of any significant problems.
- Work with, train and assist Mortgage Underwriter I staff to ensure understanding of documents, policy/procedure and regulations with First Heritage and in house mortgage loan programs.
- Maintain current knowledge of all Credit Union policies and procedures, including compliance with federal laws and regulations as set forth by the NCUA and other regulatory agencies.
Additional Functions- Attend training courses, conferences and seminars as necessary.
- Requires professional, well-developed interpersonal skills for communicating with members, co-workers and other individuals involved in the lending process.
- Requires high level of organizational skills such as managing files, creating and keeping deadline, coordinating closings, problem solving, analysis, working with data, conflict resolution and a keen attention to detail.
- Requires a highly motivated individual that can take on several tasks at hand.
- A team player is required due to the constant interaction with staff and members and an ever-changing lending environment.
- Requires thorough knowledge of the Credit Union's policies, procedures, products and services regarding the lending function. Requires knowledge of laws and regulations governing lending.
- Requires completion of high school education.
- Requires at least three years of experience in lending with some training/knowledge of the mortgage lending industry.
- Must meet financial responsibility, character and general fitness of the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act).
- Requires intermediate mathematical skills (calculations and concepts involving decimals, fractions, percentages, etc.).
- Requires PC proficiency and knowledge of Office Suite.
- Requires knowledge and experience with the First Heritage Financial, LLC program.
Sitting = Continuous Crawling = Occasional
Standing = Frequent Climbing = Occasional
Walking = Frequent Balancing = Occasional
Driving an automobile = Occasional Reaching Overhead =Occasional
Lifting/Carrying = Occasional Reaching Forward = Occasional
Amount of Weight = 25-50 Kneeling = Occasional
Squatting = Occasional Push/Pull = Occasional
Bending = Occasional Twisting = Occasional - 6 Days Ago
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0 Underwriter jobs found in Guys Mills, PA area
Dental Insurance Biller
- DDS PC Barnett Larry
-
Hermitage, PA
- Job Description Job Description Process dental claims payments and billing using the dentrix dental program, 1-2 days a ...
- 6/2/2024 12:00:00 AM
Insurance Authorization Verification Specialist
- IASIS Healthcare
-
Sharon, PA
- Insurance Authorization Verification SpecialistClick Here to Apply OnlineJob DescriptionLocation: Sharon Regional Medica...
- 6/2/2024 12:00:00 AM
Independent Insurance Claims Adjuster in Franklin, Pennsylvania
- MileHigh Adjusters Houston Inc
-
Franklin, PA
- Exciting Opportunity for Aspiring Claims Adjusters! INDEPENDENT INSURANCE CLAIMS ADJUSTERS NEEDED NOW! Are you ready to ...
- 6/2/2024 12:00:00 AM
Field Roof Inspector
- Hancock Claims Consultants
-
Centerville, PA
- Job Description Job Description Hancock Claims Consultants specialize in Ladder Assist and Property Inspection Services,...
- 6/1/2024 12:00:00 AM
Material Damage Inside Adjuster I
- Erie Insurance Group
-
Erie, PA
- **Material Damage Inside Adjuster I** **Location:** Erie, PA, US, 16506 **Division or Field Office:** Erie Branch Office...
- 6/1/2024 12:00:00 AM
Loan Operations Representative
- First National Bank (FNB Corp.)
-
Hermitage, PA
- Primary Office Location: 4140 East State Street. Hermitage, Pennsylvania. 16148. Join our team. Make a difference - for ...
- 5/31/2024 12:00:00 AM
Insurance Liaison
- Community Health Net
-
Erie, PA
- Summary Under the direction of the Controller, the FQHC Insurance Liaison plays a crucial role in fostering communicatio...
- 5/31/2024 12:00:00 AM
Loan Operations Representative 2
- First National Bank (FNB Corp.)
-
Hermitage, PA
- Primary Office Location: 4140 East State Street. Hermitage, Pennsylvania. 16148. Join our team. Make a difference - for ...
- 5/30/2024 12:00:00 AM
About Guys Mills, Pennsylvania
Guys Mills is a census-designated place in Crawford County, Pennsylvania, United States. The population was 124 at the 2010 census.
Guys Mills is located in southeastern Crawford County at 41°37′51″N 79°58′35″W / 41.63083°N 79.97639°W / 41.63083; -79.97639 (41.630787, -79.976325), west of the center of Randolph Township. Pennsylvania Route 198 passes through the town, leading northwest 6 miles (10 km) to Blooming Valley and southeast 4 miles (6 km) to Pennsylvania Route 27.
According to the United States Census Bureau, the CDP has a total area of 0.15 square miles (0.40 km2), all of it land...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Underwriter jobs
$54,450 to $73,926
Guys Mills, Pennsylvania area prices
were up 1.5% from a year ago
were up 1.5% from a year ago
What does an Underwriter do?
Underwriter
Evaluates new business submissions, renewals, and policy change requests for their book of business resulting in underwriting decisions within their authority or recommendations for decisions exceeding their authority.
November 24, 2022
Assists the Quality Control Department and the Post-Closing Department in obtaining missing documentation needed in order to render a loan saleable in the secondary market.
December 31, 2022
Provides primary communication and direction for all processing requirements including policy issuance instruction, endorsement requests, billing requirements and audit review.
February 11, 2023
Demonstrates continual learning by attending industry seminars, webinars and other training programs.
February 22, 2023
Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
March 12, 2023
Works closely with Account Managers, Lending Officers & Management to answer specific loan questions or verify condition and documentation request.
April 05, 2023