Underwriter (P/C) jobs in Saint Petersburg, FL

Underwriter (P/C) analyzes and reviews inspection reports, location, risk, credit reports, etc. to accept or reject renewal/new property and casualty policy applications. Decides on appropriate premium rates and issues coverage. Being an Underwriter (P/C) provides customer services regarding underwriting processes and decisions. May communicate with field agents to gather additional information or to explain underwriting decisions. Additionally, Underwriter (P/C) typically requires a bachelor's degree or equivalent. Typically reports to a supervisor or manager. The Underwriter (P/C) work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Underwriter (P/C) typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Property Insurance Underwriter
  • WEST POINT UNDERWRITERS LLC
  • Pinellas Park, FL FULL_TIME
  • Description

    We are growing and looking for an underwriter to join our team!


    Who are we?

    Created in 1999, West Point is committed to providing both technical and business services to insurance carriers in the insurance industry including our sister company American Traditions Insurance Company.


    Why work with us?

    We are a family-oriented organization committed to providing competitive compensation and benefit packages to our employees including:

    • This is an hourly, non-exempt position with a starting rate of $23.00-$30.00 per hour.
    • Medical, Dental, Vision, starting day 1 of employment!
    • Multiple plans to choose from in order to fit your needs
    • 401k plan participation available the 1st quarter after hire with 100% match of 3% and then 50% on the next 2%...fully vested!
    • Generous PTO and paid holiday schedule
    • 1 day of paid volunteer time off per year
    • Onsite workout facility
    • Casual dress code (work appropriate)
    • 7.5 hour work days, 37.5 hour weeks!


    What will you be doing?

    This position is in an office setting and is not able to be remote. Some daily responsibilities include:

    • Answers calls from field representatives, insurance agents or brokers and other insurance or inspection companies to obtain further information, quote rates or explain company underwriting policies.
    • Execute guidelines and procedures regarding risk exposure, application renewal, acceptance, modification, and denials for Property and Casualty insurance lines, focus on Homeowners and Mobile home lines.
    • Ability to assimilate and retain information from several different companies and disseminate that to agents and customers in an efficient and effective manner.
    • Participate in the implementation of business strategies to effectively achieve policy service objectives and maintain a profitable book of business.
    • Act in a collaborative capacity with both internal and external customers and coworkers to resolve problems/issues quickly.
    • Act in a proactive manner; resolve matters resulting in bottleneck situations to assure business results are not negatively affected by operational problems.
    • Ensures both agent and company concerns are met by providing outstanding knowledgeable customer service.
    • Determines whether to accept, modify or decline risks.
    • Calculates standard rates and premium charges by using approved formulas and tables.
    • Accurately process all endorsements, including cancellations and reinstatements in accordance with the company service standards.
    • Review inspections and recommendations received from inspectors to determine eligibility.
    • Review policies for renewal in accordance with the company underwriting and service standards.
    • Be able to work assigned projects in addition to everyday workload.

    Requirements

    What will the ideal candidate possess?

    • Minimum 3 to 5 years’ experience within a Property and Casualty Insurance carrier or Insurance Agency. (Underwriting experience preferred)
    • Current 4-40 and/or 2-20 Insurance license required.
    • Computer literate, knowledge of Windows, Excel and working with rating engines utilized n the Underwriting process.
    • Possess solid research and writing skills.
    • Outstanding Customer Service skills required.
    • Extensive knowledge of Homeowners and Mobile Homeowners Insurance procedures and rules regarding the handling of these types of accounts.
    • Must be able to handle a heavy workload with heavy call volumes and meet minimum production requirements.

    Additional info:

    Our offices are located in Pinellas Park, FL. At this time we are not considering remote applicants.

    Our typical office hours are 8:30-5:00pm Monday-Friday.


    Physical requirement

    This position is in an office environment and would require:

    Must be able to remain in a stationary position for 50%- 75% of the time.

    Must be able to speak and communicate clearly to other team members.

    Constantly operates a computer and other office machinery such as a copy machine, phone/headset, and keyboard.


    West Point Insurance Services is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

  • 1 Month Ago

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SBA Credit Underwriter
  • First Home Bank
  • Saint Petersburg, FL FULL_TIME
  • Company DescriptionFirst Home Bank is locally owned and operated since 1999, we serve the communities of Tampa Bay with high quality banking services delivered in a personalized, friendly manner. We s...
  • 1 Month Ago

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0 Underwriter (P/C) jobs found in Saint Petersburg, FL area

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Inside Sales - Workers' Compensation
  • All Insurance Underwriters
  • Tampa, FL
  • Job Description Job Description Experience is not required. We are seeking an individual to join our dynamic team at AIU...
  • 4/26/2024 12:00:00 AM

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Underwriting Assistant
  • Brown & Riding
  • Tampa, FL
  • Description Position Summary: Manage assigned accounts written within Underwriting & Select Accounts. Assisting with the...
  • 4/26/2024 12:00:00 AM

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Mortgage Underwriter
  • Solomonedwards
  • Tampa, FL
  • Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
  • 4/25/2024 12:00:00 AM

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Mortgage Underwriter
  • SolomonEdwards
  • Tampa, FL
  • Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
  • 4/24/2024 12:00:00 AM

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Inside Sales - Workers' Compensation
  • All Insurance Underwriters
  • Land O' Lakes, FL
  • Job Description Job Description Experience is not required. We are seeking an individual to join our dynamic team at AIU...
  • 4/23/2024 12:00:00 AM

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Commercial Insurance Underwriter II
  • USAA
  • Tampa, FL
  • Why USAA? Lets do something that really matters. At USAA, we have an important mission: facilitating the financial secur...
  • 4/23/2024 12:00:00 AM

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Health Underwriter
  • Vensure Employer Solutions
  • Tampa, FL
  • The Health Underwriter is responsible for assessing medical risk for a PEO-sponsored medical plan. Works within specific...
  • 4/23/2024 12:00:00 AM

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Underwriter
  • Isotalent
  • Saint Petersburg, FL
  • Underwriter / Field Risk Manager / Quality Assurance Analyst Are you passionate about ensuring quality standards are met...
  • 4/22/2024 12:00:00 AM

St. Petersburg is a city in Pinellas County, Florida, United States. As of the 2015 census estimate, the population was 257,083, making it the fifth-most populous city in Florida and the largest in the state that is not a county seat (the city of Clearwater is the seat of Pinellas County). St. Petersburg is the second-largest city in the Tampa Bay Area, after Tampa. Together with Clearwater, these cities comprise the Tampa–St. Petersburg–Clearwater Metropolitan Statistical Area, the second-largest in Florida with a population of around 2.8 million. St. Petersburg is located on the Pinellas pen...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Underwriter (P/C) jobs
$54,850 to $69,775
Saint Petersburg, Florida area prices
were up 1.1% from a year ago

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The next step for a commercial mortgage underwriter is the calculation of the debt service coverage ratio or DSCR.  This is the ratio of a property’s net operating income to annual mortgage payments (also called debt service).  Notice that in our example above, we did not list mortgage payments as expenses.
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