Visualization Specialist jobs in Alcolu, SC

SUMMARY:

The Title Specialist is responsible for safeguarding the credit union’s interest on all collateralized loans by securing a perfected lien on dealer purchases, refinances, member to member, and out-of-state loan categories. Must be knowledgeable on the regulations and titling procedures for South Carolina Department of Motor Vehicle (DMV) and South Carolina Department of Natural Resources (DNR) on all types of vehicle and watercraft loans.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

•Responsible for maintaining an accurate database in our electronic titling system, Decision Dynamics Inc (DDI). Records notes and status details, to include requests and resolutions, in the software’s Activity History section. Accepts and reviews all newly processed electronic titles notifications daily.
•Reviews all titling documents received to ensure they are completed, signed, and notarized according to applicable State’s DMV and DNR requirements. Identifies exceptions and notifies appropriate Loan Officer or Member Service Representative for corrective resolutions.
•Prepares necessary documents required for titling and/or registration, to include fee checks; sends packets to appropriate DMV and DNR agencies according to established procedures.
•Compares weekly DDI error report against the new loan report to discover and correct all discrepancies found on our core operating system and in DDI.
•Research outstanding titles to identify missing or incomplete paperwork; act as liaison with dealers, members, LOs, MSRs, other financial institutions and agencies to ensure our lien is applied in a timely manner.
•Processes dealer and member payoff requests and provides accurate, same-day information.
•Reviews payoff checks to ensure loans are paid in full prior to releasing titles. Informs dealers and other financial institutions of shortages.
INFORMATION GOVERNANCE, Title Specialist
Effective 03/2022 Page 2
•Release titles daily from 5-day paid-off loan report, dealer payoffs, and email/Synapsys request.
•Maintains a comprehensive filing and tracking system for paper titles and working title packages.
•Assist Accounts Control with title concerns and payoffs on potential charge-offs and repossessions.
•Assist the Collateral Placed Insurance (CPI) Specialist with duties including but not limited to Deceased Accounts, Total Losses, CPI Adds and Refunds, filing CUNA Credit Life and Disability claims, process Letters to Authorize Shipping of Vehicles, and updating member’s insurance documents with the vendor.
•Acts as SME for all questions and concerns regarding the title process.
•Assist employees and members with general IRA questions.
•Other duties as assigned.

SUPERVISORY RESPONSIBILITIES:
No requirement.

Regulatory Requirements:

Your position has specific procedures that must be followed to comply with Privacy Act, Office of Foreign Assets Control (OFAC), and Bank Secrecy/Patriot Act. You will receive annual training to keep you current on any changes to these policies/procedures to assure compliance. Failure to comply with procedures may cause termination of your position as well as possible monetary penalties from the federal regulatory agency.

EDUCATION and/or EXPERIENCE:
High school diploma or general education degree (GED); and three years of lending and/or titling experience; or equivalent combination of education and experience.