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Credit Risk Analysis Manager Salary in Massachusetts

How much does a Credit Risk Analysis Manager make in Massachusetts?

As of October 01, 2026, the average salary for a Credit Risk Analysis Manager in Massachusetts is $128,040 per year, which breaks down to an hourly rate of $62.

However, a Credit Risk Analysis Manager's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $154,328
  • Majority Range (25th-75th percentile): $114,330 to $141,800
  • Entry-Level (10th percentile): $101,848

Key Factors That Influence Credit Risk Analysis Manager Salaries

A Credit Risk Analysis Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Credit Risk Analysis Manager Salaries?

Experience is a primary driver of a Credit Risk Analysis Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry Credit Analyst (0-2 years): $63,210
  • Intermediate Credit Analyst (2-4 years): $77,489
  • Senior Credit Analyst (4-7 years): $92,537
  • Credit Risk Analysis Manager (7+ years): $128,038
  • Vice President of Credit (7+ years): $225,479
Job Role Years of Experience Average Salary
Entry Credit Analyst0-2 years$63,210
Intermediate Credit Analyst2-4 years$77,489
Senior Credit Analyst4-7 years$92,537
Credit Risk Analysis Manager7+ years$128,038
Vice President of Credit7+ years$225,479

Top Paying Cities for Credit Risk Analysis Managers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Agawam: $121,370
  • Amherst: $122,260
  • Barre: $123,480

Credit Risk Analysis Manager Salary by Company Size: Startups vs. Enterprise

Credit Risk Analysis Manager salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $142,943. While startup companies pay approximate $121,037.

Credit Risk Analysis Manager Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $121,037
Growth Stage 51~500 $127,981
Established 501~5000 $138,023
Enterprise 5000+ $142,943

Credit Risk Analysis Manager Salary by Industry: Top Paying Sectors

For Credit Risk Analysis Manager roles, the industry you choose can affect earning potential by as much as 31% (the gap between the highest and lowest paying industries). Data shows that the Internet and Biotechnology sectors offer the strongest compensation, at 12% above the average. In contrast, Credit Risk Analysis Manager positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view Credit Risk Analysis Manager as a support function rather than a direct revenue driver.

The top paying industries for a Credit Risk Analysis Manager

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Internet$143,405$69.012%
Biotechnology$140,844$68.010%
Financial Services$140,844$68.010%
Pharmaceuticals$138,283$66.08%
Software & Networking$138,283$66.08%

Credit Risk Analysis Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Risk Analysis Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on October 01, 2026
$114,330
Average $128,040/year
$141,800
$9,528
Average $10,670/month
$11,817
$2,199
Average $2,462/week
$2,727
$55
Average $62/hour
$68
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $141,800 $11,817 $2,727 $68
Average $128,040 $10,670 $2,462 $62
25th Percentile $114,330 $9,528 $2,199 $55

Credit Risk Analysis Manager Salary Growth & Career Path

For a Credit Risk Analysis Manager, the most direct path to higher earnings is advancing to the Vice President of Credit role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $225,480 - a projected growth of 76% over your current level.

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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