As of April 01, 2026, the average salary for a Credit Analysis Manager in the United States is $117,662 per year, which breaks down to an hourly rate of $57.
However, a Credit Analysis Manager's salary can vary significantly. Here’s a look at the typical salary range:
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A Credit Analysis Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Analysis Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Credit Analyst I | 0-2 years | $58,093 |
| Credit Analyst II | 2-4 years | $69,369 |
| Credit Analyst III | 4-7 years | $85,039 |
| Credit Analysis Manager | 7+ years | $117,662 |
| VP of Credit Analysis | 7+ years | $207,271 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Analysis Managers. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Customer Service | 6.58% |
| Credit Card | 2.26% |
| Marketing Plans | 1.76% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Team Management
|
$125,898 |
7%
|
|
Front Office
|
$125,898 |
7%
|
|
Coaching
|
$124,722 |
6%
|
|
Integrity
|
$124,722 |
6%
|
|
Leadership
|
$123,545 |
5%
|
|
Economics
|
$123,545 |
5%
|
Your level of education can impact your salary potential. While many Credit Analysis Managers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Credit Analysis Manager with a Bachelor's Degree is between $111,923 and $122,276).
Credit Analysis Manager Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 5.8% |
| High School | 5.8% |
| Associates | 1.9% |
| Bachelors | 43.3% |
| Masters | 44.2% |
| Doctorate | 4.8% |
Understanding how a Credit Analysis Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on April 01, 2026For a Credit Analysis Manager, the most direct path to higher earnings is advancing to the VP of Credit Analysis role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $207,271 - a projected growth of 76% over your current level.
Salaries for a Credit Analysis Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $109,163 in 2023 to around $107,904 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Analysis Manager salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $109,163 |
| 2024 | $108,607 |
| 2025 | $107,904 |
| 2026 |
View More
|
| 2027 |
View More
|
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A Credit Analysis Manager's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Credit Analysis Manager earns the most in San Jose, CA, where the annual salary of a Credit Analysis Manager is $148,407.
The highest pay for Credit Analysis Manager is $141,810.
The lowest pay for Credit Analysis Manager is $93,550.
Develops and implements procedures for analyzing the creditworthiness of prospective and current customers. Manages a group of credit analysts and approves requests for credit extensions based on analyst recommendations. May personally handle larger/more complex accounts. Requires a bachelor's degree. Typically reports to a head of a unit/department. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. Typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
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