As of August 01, 2026, the average salary for a Credit Risk Control Analyst II in the United States is $92,900 per year, which breaks down to an hourly rate of $45.
However, a Credit Risk Control Analyst II's salary can vary significantly. Here’s a look at the typical salary range:
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A Credit Risk Control Analyst II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Risk Control Analyst II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Credit Risk Control Analyst I | 0-2 years | $64,577 |
| Credit Risk Control Analyst II | 2-4 years | $92,840 |
| Credit Risk Control Analyst III | 4-7 years | $105,016 |
| Credit Risk Control Manager | 7+ years | $124,460 |
| Credit Risk Control Senior Manager | 7+ years | $138,104 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Risk Control Analyst IIs. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Risk Management | 15.84% |
| Financial Services Industry | 1.56% |
| PowerPoint | 1.16% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Business Strategy
|
$103,119 |
11%
|
|
Information Security
|
$101,261 |
9%
|
|
Planning
|
$98,474 |
6%
|
|
Transaction Processing
|
$98,474 |
6%
|
|
Investment Banking
|
$97,545 |
5%
|
|
Presentation
|
$97,545 |
5%
|
Credit Risk Control Analyst II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $101,500. While startup companies pay approximate $85,767.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $85,767 |
| Growth Stage | 51~500 | $90,749 |
| Established | 501~5000 | $97,979 |
| Enterprise | 5000+ | $101,500 |
For Credit Risk Control Analyst II roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 20% above the average. In contrast, Credit Risk Control Analyst positions in Business Services or Retail & Wholesale typically offer lower base pay, as these industries often view Credit Risk Control Analyst II as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $111,480 | $54.0 | 20% |
| Financial Services | $102,190 | $49.0 | 10% |
Your level of education can impact your salary potential. While many Credit Risk Control Analyst IIs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Credit Risk Control Analyst II with a Bachelor's Degree is between $95,936 and $104,184).
Credit Risk Control Analyst II Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 5.9% |
| High School | 35.3% |
| Associates | 5.9% |
| Bachelors | 35.3% |
| Masters | 52.9% |
| Doctorate | 5.9% |
Understanding how a Credit Risk Control Analyst II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on August 01, 2026For a Credit Risk Control Analyst II, the most direct path to higher earnings is advancing to the Credit Risk Control Analyst III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $105,100 - a projected growth of 13% over your current level.
Salaries for a Credit Risk Control Analyst II can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $76,457 in 2023 to around $75,812 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Risk Control Analyst II salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $76,457 |
| 2024 | $76,554 |
| 2025 | $75,812 |
| 2026 |
View More
|
| 2027 |
View More
|
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The Insurance industry offers the highest average compensation for Credit Risk Control Analyst II roles, with salaries approximately 20% above the market median.
The salary of a Credit Risk Control Analyst typically ranges from ₹88,100 to ₹118,500, with a mid-salary of ₹103,000. This reflects the compensation for professionals in this role, which may vary based on experience and location.
The salary for a Credit Risk Control Analyst in the US ranges from $88,100 to $118,500, with a median salary of $103,000 per year. Entry-level positions typically start at $88,100, while experienced analysts can earn up to $118,500 annually.
The salary range for a Credit Risk Control Analyst typically falls between $88,100 and $118,500, with a mid-salary of $103,000. Companies like Trafigura, American Express, and JPMorgan Chase & Co. are known for competitive salaries, but specific figures may vary based on location and experience.
The salary for a Credit Risk Control Analyst at JPMorgan Chase & Co. ranges from $88,100 to $118,500 annually, with a midpoint of $103,000. This range reflects the compensation for professionals in this role, depending on experience and performance.
Yes, risk analysis can pay well. For a Credit Risk Control Analyst, salaries range from a minimum of $88,100 to a mid-level of $103,000, reaching up to a maximum of $118,500. This reflects the potential for a lucrative career in risk analysis, especially as one gains experience and expertise in the field.
The salary for a Credit Risk Control Analyst typically ranges from $88,100 to $118,500, with a median salary of around $103,000. While specific figures for American Express may vary, this range provides a general idea of what to expect for similar roles in the industry.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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