Senior Credit Risk Analyst Salary in the United States

How much does a Senior Credit Risk Analyst make in the United States?

As of January 01, 2026, the average salary for a Senior Credit Risk Analyst in the United States is $91,328 per year, which breaks down to an hourly rate of $44.

However, a Senior Credit Risk Analyst's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $116,552
  • Majority Range (25th-75th percentile): $80,168 to $104,531
  • Entry-Level (10th percentile): $70,007
Compensation Planning
Develop a Job Description
Pay Equity
2025 Compensation Trend
Smart Recruiting
Recruit with AI
View as table View as graph 25% $80,168 10% $70,007 90% $116,552 75% $104,531 $91,328 50%(Median) Didn’t find job title? Click

Senior Credit Risk Analyst Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $104,531 $8,711 $2,010 $50
Average $91,328 $7,611 $1,756 $44
25th Percentile $80,168 $6,681 $1,542 $39
Check out Senior Credit Risk Analyst Job Openings in the United States
Sr Credit Analyst

UNITED VALLEY BANK - FRONTIER, ND

Sr Analyst Private Credit Operations

Wellington Management Company, LLP - BOSTON, MA

Senior Cybersecurity Supply Chain Risk Management Analyst

STEM Solutions & Consultants LLC - WASHINGTON, DC

Senior Credit Analyst Gas&Power Trading Americas

BP Energy - HOUSTON, TX

Search More Senior Credit Risk Analyst Jobs in the United States

Key Factors That Influence Senior Credit Risk Analyst Salaries

A Senior Credit Risk Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Senior Credit Risk Analyst Salaries?

Experience is a primary driver of a Senior Credit Risk Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $86,682
  • Early Career (1-2 years): $87,016
  • Mid-Level (2-4 years): $87,517
  • Senior-Level (5-8 years): $91,716
  • Expert (over 8 years): $96,764
Levels Salary
Entry Level Senior Credit Risk Analyst$86,682
Intermediate Level Senior Credit Risk Analyst$87,016
Senior Level Senior Credit Risk Analyst$87,517
Specialist Level Senior Credit Risk Analyst$91,716
Expert Level Senior Credit Risk Analyst$96,764
$86,682 0 yr
$87,016 < 2 yrs
$87,517 2-4 yrs
$91,716 5-8 yrs
$96,764 > 8 yrs
View as Table
View as Graph

What Am I Worth?

Top Paying Cities for Senior Credit Risk Analysts

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $115,191
  • San Francisco: $114,059
  • Oakland: $111,529

What Skills Can Increase a Senior Credit Risk Analyst's Salary?

Demanded Skills for the Role:

  • Risk Management (Mentioned in 15.84% Job Postings): Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.
  • Financial Services Industry (Mentioned in 1.56% Job Postings): Financial services is a broad term used to describe the various offerings within the finance industry–encompassing everything from insurance and money management to payments and digital banking technology.
  • PowerPoint (Mentioned in 1.16% Job Postings): A computer software created by Microsoft which allows the user to create slides with recordings, narrations, transitions and other features in order to present information.
See More Skills
Skills Demand Percentage
Risk Management 15.84%
Financial Services Industry 1.56%
PowerPoint 1.16%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Senior Credit Risk Analyst's salary.
  • Business Strategy: Can increase your salary by up to 11%.
  • Information Security: Can increase your salary by up to 9%.
  • Planning: Can increase your salary by up to 6%.
Skill Salary Salary % Increase
Business Strategy
$101,374
11%
Information Security
$99,547
9%
Planning
$96,807
6%
Transaction Processing
$96,807
6%
Investment Banking
$95,894
5%
Presentation
$95,894
5%
Get Latest Data

How Education impacts a Senior Credit Risk Analyst's Salary?

Your level of education can impact your salary potential. While many Senior Credit Risk Analysts enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Senior Credit Risk Analyst with a Bachelor's Degree is between $96,330 and $104,599).

Senior Credit Risk Analyst Salaries by Degree Level

Typical Education for Senior Credit Risk Analyst
Degree Level % of user with this level of education
No Diploma 5.9%
High School 35.3%
Associates 5.9%
Bachelors 35.3%
Masters 52.9%
Doctorate 5.9%
view as graph

Senior Credit Risk Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Senior Credit Risk Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for Senior Credit Risk Analyst

Salaries for a Senior Credit Risk Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $74,507 in 2023 to around $73,879 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Senior Credit Risk Analyst salary trends, .

Average Annual Salary of Senior Credit Risk Analyst Over Time

2022
$???
2023
$74,507
2024
$74,602
2025
$73,879
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $74,507
2024 $74,602
2025 $73,879
2026
View More
2027
View More

Most common benefits for Senior Credit Risk Analyst

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Common company salaries for Senior Credit Risk Analyst

Here are companies hiring for Senior Credit Risk Analyst and their salaries, click below for more details.

Find Your Next Senior Credit Risk Analyst Job

Ready to take the next step in your career? Browse thousands of current Senior Credit Risk Analyst job openings on our job board. Use the search bar below to find your perfect match.

United States
For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst