As of August 01, 2026, the average salary for a Debt Recovery Representative III in South Dakota is $43,583 per year, which breaks down to an hourly rate of $21.
However, a Debt Recovery Representative III's salary can vary significantly. Here’s a look at the typical salary range:
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A Debt Recovery Representative III's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of a Debt Recovery Representative III's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Account Settlement Representative I - Consumer Loans | 0-1 years | $35,204 |
| Account Settlement Representative II - Consumer Loans | 1-3 years | $39,346 |
| Debt Recovery Representative III | 3-5 years | $43,561 |
| Account Settlement and Recovery Supervisor - Consumer Loans | 5+ years | $54,517 |
| Account Settlement and Recovery Manager - Consumer Loans | 5+ years | $93,785 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Debt Recovery Representative IIIs. For example, consider the average annual salaries in these key locations:
Debt Recovery Representative III salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $47,163. While startup companies pay approximate $39,928.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $39,928 |
| Growth Stage | 51~500 | $42,226 |
| Established | 501~5000 | $45,552 |
| Enterprise | 5000+ | $47,163 |
For Debt Recovery Representative III roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Business Services, offers compensation 20% above the average. Conversely, Debt Recovery Representative positions in Financial Services typically offer lower base pay, as this sector often view Debt Recovery Representative III as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Business Services | $52,300 | $25.0 | 20% |
Understanding how a Debt Recovery Representative III's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on August 01, 2026Promotions are the fastest way to increase your earnings. As a Debt Recovery Representative III, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Consumer Loan Collection Team Leader | $56,400 | 29% |
| Account Settlement and Recovery Supervisor - Consumer Loans | $54,600 | 25% |
| Delinquent Mortgage Collections Supervisor II | $61,000 | 40% |
Ready to take the next step in your career? Browse thousands of current Debt Recovery Representative III job openings on our job board. Use the search bar below to find your perfect match.
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