Debt Recovery Representative III Salary in the United States
How much does a Debt Recovery Representative III make in the United States?
As of August 01, 2026, the average salary for a Debt Recovery Representative III in the United States is $47,953 per year, which breaks down to an hourly rate of $23.
However, a Debt Recovery Representative III's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $58,671
Majority Range (25th-75th percentile): $42,423 to $53,563
Key Factors That Influence Debt Recovery Representative III Salaries
A Debt Recovery Representative III's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
How Experience Level Affects Debt Recovery Representative Salaries?
Experience is a primary driver of a Debt Recovery Representative III's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Account Settlement Representative I - Consumer Loans (0-1 years): $38,737
Account Settlement Representative II - Consumer Loans (1-3 years): $43,295
Debt Recovery Representative III (3-5 years): $47,932
Account Settlement Representative I - Consumer Loans
0-1 years
$38,737
Account Settlement Representative II - Consumer Loans
1-3 years
$43,295
Debt Recovery Representative III
3-5 years
$47,932
Account Settlement and Recovery Supervisor - Consumer Loans
5+ years
$59,988
Account Settlement and Recovery Manager - Consumer Loans
5+ years
$103,197
$38,737Account S...
$43,295Account S...
$47,932Debt Reco...
$59,988Account S...
$103,197Account S...
View as Table
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What Am I Worth?
How Do Debt Recovery Representative III Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Debt Recovery Representative IIIs.
For example, consider the average annual salaries in these key locations:
Top Paying Cities for Debt Recovery Representative IIIs
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $60,473
San Francisco: $59,813
Oakland: $58,553
San Jose, CA$60,473
San Francisco, CA$59,813
Oakland, CA$58,553
New York, NY$55,203
Paramus, NJ$54,533
Queens Village, NY$54,533
Passaic, NJ$54,483
Bergenfield, NJ$54,483
Stamford, CT$54,373
Huntington, NY$54,363
Newark, NJ$54,003
Bridgeport, CT$53,903
Vallejo, CA$53,803
New Brunswick, NJ$53,793
Petaluma, CA$53,763
Middlesex, NJ$53,673
Somerset, NJ$53,633
Santa Cruz, CA$53,573
Boston, MA$53,283
Monterey, CA$53,113
Seattle, WA$53,003
Santa Rosa, CA$52,993
Los Angeles, CA$52,983
Juneau, AK$52,853
Washington, DC$52,803
Orange, CA$52,633
Santa Ana, CA$52,503
Long Beach, CA$52,453
Anaheim, CA$52,443
Anchorage, AK$52,423
Santa Maria, CA$52,283
Everett, WA$52,273
Danbury, CT$52,103
Bremerton, WA$52,033
Tacoma, WA$51,863
New Suffolk, NY$51,863
Sacramento, CA$51,843
Santa Barbara, CA$51,793
Trenton, NJ$51,743
San Diego, CA$51,743
Brockton, MA$51,693
Fairbanks, AK$51,573
Lompoc, CA$51,453
Lowell, MA$51,413
Ventura, CA$51,403
Nashua, NH$51,393
Stockton, CA$51,383
Modesto, CA$51,033
Poughkeepsie, NY$50,933
Kennewick, WA$50,843
Olympia, WA$50,843
New Haven, CT$50,823
Lawrence, MA$50,653
Hartford, CT$50,603
Riverside, CA$50,593
New Bedford, MA$50,543
Richland, WA$50,543
Bakersfield, CA$50,473
Atlantic City, NJ$50,453
San Bernardino, CA$50,453
New Britain, CT$50,453
New London, CT$50,433
Norwich, CT$50,423
Portsmouth, NH$50,413
Boulder, CO$50,303
Portland, OR$50,243
Worcester, MA$50,233
Minneapolis, MN$50,083
Philadelphia, PA$50,023
Honolulu, HI$49,863
Saint Paul, MN$49,843
Vineland, NJ$49,833
Providence, RI$49,693
Chicago, IL$49,553
Bellingham, WA$49,493
Springfield, MA$49,453
Baltimore, MD$49,443
Chico, CA$49,323
Pittsfield, MA$49,193
Manchester, NH$49,103
Spokane, WA$48,893
Denver, CO$48,883
Albany, NY$48,663
Troy, NY$48,643
Nassau, NY$48,593
Schenectady, NY$48,543
Wilmington, DE$48,503
Burlington, VT$48,433
Salem, OR$48,413
Portland, ME$48,263
Yakima, WA$48,223
Rochester, MN$48,073
Reno, NV$48,043
Fresno, CA$48,043
Milwaukee, WI$48,003
Detroit, MI$47,953
Allentown, PA$47,943
Ann Arbor, MI$47,943
Colorado Springs, CO$47,863
Syracuse, NY$47,833
Carson City, NV$47,833
Houston, TX$47,763
Eugene, OR$47,743
Gary, IN$47,683
Springfield, OR$47,653
Bismarck, ND$47,643
Galveston, TX$47,603
Medford, OR$47,533
Fort Collins, CO$47,513
Concord, NH$47,493
Austin, TX$47,473
Mesa, AZ$47,373
Reading, PA$47,373
Phoenix, AZ$47,363
Dallas, TX$47,353
Saint Cloud, MN$47,303
Madison, WI$47,243
Utica, NY$47,113
Rochester, NY$47,033
Des Moines, IA$47,033
Raleigh, NC$47,023
Atlanta, GA$46,953
Battle Creek, MI$46,943
Salt Lake City, UT$46,923
Lancaster, PA$46,853
Harrisburg, PA$46,783
Kansas City, MO$46,733
Kansas City, KS$46,723
Champaign, IL$46,723
Fort Worth, TX$46,723
Columbus, OH$46,713
Boca Raton, FL$46,703
Pittsburgh, PA$46,683
Richmond, VA$46,663
Indianapolis, IN$46,653
Cleveland, OH$46,653
Cincinnati, OH$46,593
Las Vegas, NV$46,593
Petersburg, VA$46,523
Huntsville, AL$46,453
Lansing, MI$46,413
Lebanon, PA$46,413
Pueblo, CO$46,403
Appleton, WI$46,393
Buffalo, NY$46,373
Dayton, OH$46,363
Racine, WI$46,353
Charlotte, NC$46,343
Saint Louis, MO$46,333
York, PA$46,303
Elkhart, IN$46,303
Gastonia, NC$46,293
Billings, MT$46,283
Beaumont, TX$46,263
Lorain, OH$46,263
Benton Harbor, MI$46,253
Toledo, OH$46,243
Rock Hill, SC$46,213
Binghamton, NY$46,213
Rockford, IL$46,183
Springfield, IL$46,163
Elyria, OH$46,163
Fargo, ND$46,163
Flagstaff, AZ$46,133
Fort Lauderdale, FL$46,103
Duluth, MN$46,073
Miami, FL$46,073
Cheyenne, WY$46,033
Grand Forks, ND$46,033
Bangor, ME$45,933
Cedar Rapids, IA$45,883
Durham, NC$45,863
Louisville, KY$45,853
Grand Rapids, MI$45,843
Hialeah, FL$45,843
Casper, WY$45,773
Scranton, PA$45,713
New Orleans, LA$45,703
Virginia Beach, VA$45,693
Akron, OH$45,673
Peoria, IL$45,613
Sarasota, FL$45,603
Nashville, TN$45,563
Omaha, NE$45,563
Green Bay, WI$45,563
Baton Rouge, LA$45,543
Charleston, SC$45,533
Jamestown, NY$45,513
Davenport, IA$45,513
Tucson, AZ$45,483
Saint Petersburg, FL$45,453
Tampa, FL$45,443
Evansville, IN$45,423
Port Arthur, TX$45,423
Bradenton, FL$45,403
Santa Fe, NM$45,313
Orlando, FL$45,223
Clearwater, FL$45,213
La Crosse, WI$45,113
Canton, OH$45,113
Albuquerque, NM$45,083
Newport News, VA$45,083
High Point, NC$45,063
Ogden, UT$45,043
Corpus Christi, TX$45,003
Norfolk, VA$44,983
Laramie, WY$44,983
Rock Island, IL$44,953
Saginaw, MI$44,943
Jacksonville, FL$44,933
Salisbury, NC$44,923
Boise, ID$44,913
Moline, IL$44,893
Fort Myers, FL$44,873
Memphis, TN$44,863
Tulsa, OK$44,843
Waterloo, IA$44,813
Spartanburg, SC$44,763
Lincoln, NE$44,743
Fort Wayne, IN$44,733
Provo, UT$44,733
Cedar Falls, IA$44,673
San Antonio, TX$44,653
Greensboro, NC$44,633
South Bend, IN$44,633
Savannah, GA$44,573
Birmingham, AL$44,553
Muskegon, MI$44,553
Winston Salem, NC$44,533
Lake Charles, LA$44,413
Anderson, IN$44,403
Lexington, KY$44,393
Augusta, GA$44,373
Greenville, SC$44,373
Lima, OH$44,333
Wichita, KS$44,333
Tuscaloosa, AL$44,333
Springfield, OH$44,283
Columbia, SC$44,283
Asheville, NC$44,203
Bloomington, IN$44,173
Knoxville, TN$43,993
Shreveport, LA$43,993
Wilmington, NC$43,933
Roanoke, VA$43,933
Topeka, KS$43,843
Frankfort, KY$43,833
Oklahoma City, OK$43,803
Chillicothe, OH$43,783
Longview, TX$43,783
Melbourne, FL$43,773
Sioux Falls, SD$43,703
Mobile, AL$43,693
Terre Haute, IN$43,673
Altoona, PA$43,643
Amarillo, TX$43,613
Killeen, TX$43,593
Fayetteville, AR$43,563
Chattanooga, TN$43,543
Sioux City, IA$43,503
Idaho Falls, ID$43,493
Lynchburg, VA$43,453
Gainesville, FL$43,393
Portsmouth, OH$43,363
Little Rock, AR$43,363
Lafayette, LA$43,343
Youngstown, OH$43,343
Daytona Beach, FL$43,313
Clarksville, TN$43,303
Pensacola, FL$43,303
Temple, TX$43,293
Hopkinsville, KY$43,153
Erie, PA$43,143
Florence, SC$43,133
Charleston, WV$43,053
Great Falls, MT$43,023
Macon, GA$42,963
Tallahassee, FL$42,953
Fayetteville, NC$42,943
Waco, TX$42,933
Helena, MT$42,903
Pine Bluff, AR$42,883
Vincennes, IN$42,823
Lubbock, TX$42,803
Alamogordo, NM$42,783
Twin Falls, ID$42,733
Rapid City, SD$42,723
Jackson, MS$42,633
Huntington, WV$42,633
Greenville, MS$42,633
Parkersburg, WV$42,583
Montgomery, AL$42,573
Wichita Falls, TX$42,523
Springfield, MO$42,523
Biloxi, MS$42,503
Monroe, LA$42,453
Johnstown, PA$42,423
Sumter, SC$42,403
Columbus, GA$42,393
Pascagoula, MS$42,303
Abilene, TX$42,303
Kingsport, TN$42,183
Albany, GA$42,183
Gulfport, MS$42,163
Alexandria, LA$42,003
Fort Smith, AR$41,883
El Paso, TX$41,753
Las Cruces, NM$41,543
Harlingen, TX$41,423
Pocatello, ID$41,413
Florence, AL$41,353
Brownsville, TX$41,343
Mcallen, TX$41,243
Dothan, AL$41,173
Columbus, MS$40,883
Altus, OK$40,663
Lawton, OK$40,573
Pierre, SD$40,403
Debt Recovery Representative III Salary by Company Size: Startups vs. Enterprise
Debt Recovery Representative III salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $51,892.
While startup companies pay approximate $43,931.
Debt Recovery Representative III Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$43,931
Growth Stage
51~500
$46,460
Established
501~5000
$50,119
Enterprise
5000+
$51,892
Debt Recovery Representative III Salary by Industry: Top Paying Sectors
For Debt Recovery Representative III roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Business Services,
offers compensation 20% above the average. Conversely,
Debt Recovery Representative positions in Financial Services typically offer lower base pay,
as this sector often view Debt Recovery Representative III as a support function rather than a direct revenue driver.
The top paying industry for a Debt Recovery Representative III
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Business Services
$57,544
$28.0
20%
Debt Recovery Representative III Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Debt Recovery Representative III's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on August 01, 2026
$42,423
Average$47,953/year
$53,563
$3,535
Average$3,996/month
$4,464
$816
Average$922/week
$1,030
$20
Average$23/hour
$26
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$53,563
$4,464
$1,030
$26
Average
$47,953
$3,996
$922
$23
25th Percentile
$42,423
$3,535
$816
$20
Debt Recovery Representative III Salary Growth & Career Path
Promotions are the fastest way to increase your earnings.
As a Debt Recovery Representative III, you have the following paths for advancement.
The table below compares the salary raises for common next-step roles.
By comparing these figures, you can choose the career path that best meets your financial goals.
Debt Recovery Representative III Salary Growth and Career Path
Next Step Role
Estimate Salary
Projected Raise
Consumer Loan Collection Team Leader
$62,000
29%
Account Settlement and Recovery Supervisor - Consumer Loans
$60,000
25%
Delinquent Mortgage Collections Supervisor II
$67,100
40%
Salaries of jobs related to Debt Recovery Representative III
Salary Trends for Debt Recovery Representative III
Salaries for a Debt Recovery Representative III can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $48,790 in 2023
to around $47,940 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Debt Recovery Representative III salary trends,
.
Average Annual Salary of Debt Recovery Representative III Over Time
2022
$???
2023
$48,790
2024
$48,264
2025
$47,940
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$48,790
2024
$48,264
2025
$47,940
2026
View More
2027
View More
Most common benefits for Debt Recovery Representative III
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Compensation Planning
Common company salaries for Debt Recovery Representative III
Here are companies hiring for Debt Recovery Representative III and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
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FAQ about Debt Recovery Representative III
1. What industry pays the highest salary for Debt Recovery Representative III?
The Business Services industry offers the highest average compensation for Debt Recovery Representative III roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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