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Hourly Wage for Insurance Billing Representative II Salary in the United States

What is the highest and lowest hourly pay for Insurance Billing Representative II?

As of October 01, 2026, the average hourly rate for an Insurance Billing Representative II in the United States is $22, which translates to an annual salary of about $45,790.

However, the hourly wage can vary significantly based on several factors. Here’s a detailed look at the typical pay range per hour:

  • Top Earners (90th percentile): $28 per hour
  • Majority Range (25th-75th percentile): $20 to $25 per hour
  • Entry-Level (10th percentile): $19 per hour

Key Factors That Influence Insurance Billing Representative II Salaries

An Insurance Billing Representative II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how geographic location and company size can directly affect your earning potential.

How Do Insurance Billing Representative II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Billing Representative IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $50,700.
  • California: $50,510.
  • Massachusetts: $49,840.

Top Paying Cities for Insurance Billing Representative IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $57,760
  • San Francisco: $57,130
  • Oakland: $55,920

Insurance Billing Representative II Salary by Company Size: Startups vs. Enterprise

Insurance Billing Representative II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $51,120. While startup companies pay approximate $43,285.

Insurance Billing Representative II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $43,285
Growth Stage 51~500 $45,769
Established 501~5000 $49,360
Enterprise 5000+ $51,120

Insurance Billing Representative II Salary by Industry: Top Paying Sectors

For Insurance Billing Representative II roles, the industry you choose can affect earning potential by as much as 56% (the gap between the highest and lowest paying industries). Data shows that the Telecom and Pharmaceuticals sectors offer the strongest compensation, at 30% above the average. In contrast, Insurance Billing Representative positions in Transportation or Software & Networking typically offer lower base pay, as these industries often view Insurance Billing Representative II as a support function rather than a direct revenue driver.

The top paying industries for an Insurance Billing Representative II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Telecom$59,527$29.030%
Pharmaceuticals$57,238$28.025%
Financial Services$54,948$26.020%
Energy & Utilities$52,658$25.015%
MFG Durable$51,285$25.012%

Insurance Billing Representative II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Billing Representative II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on October 01, 2026
$42,220
Average $45,790/year
$52,110
$3,518
Average $3,816/month
$4,343
$812
Average $881/week
$1,002
$20
Average $22/hour
$25
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $52,110 $4,343 $1,002 $25
Average $45,790 $3,816 $881 $22
25th Percentile $42,220 $3,518 $812 $20

Most common benefits for Insurance Billing Representative II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Insurance Billing Representative II

Here are companies hiring for Insurance Billing Representative II and their salaries, click below for more details.

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FAQ about Insurance Billing Representative II

1. What industry pays the highest salary for Insurance Billing Representative II?

The Telecom industry offers the highest average compensation for Insurance Billing Representative II roles, with salaries approximately 30% above the market median.

2. What is the highest paid healthcare provider?

The highest-paid healthcare provider is a neurosurgeon, specializing in surgeries of the brain, spinal cord, and peripheral nerves. Aspiring neurosurgeons must complete a minimum seven-year residency. While their average annual compensation is significantly higher than that of an Insurance Billing Representative, who earns between $47,770 and $57,860, neurosurgeons lead the field in earnings.

3. Can you make good money as a customer service representative?

Yes, you can earn a good salary as an Insurance Billing Representative. The minimum salary is $47,770, while the median salary is $51,590. The highest earners in this role can make up to $57,860, indicating a strong earning potential compared to other customer service positions.

4. How much commission does UnitedHealthcare pay?

UnitedHealthcare pays a flat commission rate of 10% to brokers for all OBM plans, based on paid premium and distributed monthly. For context, the salary range for an Insurance Billing Representative is approximately $47,770 to $57,860, with a mid-salary of about $51,590. Brokers not appointed by UnitedHealthcare will not receive commissions.

5. How much do MetLife claims adjusters make?

The average salary for an Insurance Billing Representative ranges from $47,770 to $57,860 per year, with a mid-salary of $51,590. This reflects the typical earnings for this role, which may vary based on experience and location.

6. What are cons of being a customer service representative?

Here are some cons of working as a customer service representative: experience burnout and stress, handle frequent changes, hold many responsibilities, and work an irregular schedule. Additionally, the salary for an Insurance Billing Representative ranges from $47,770 to $57,860, which may not always reflect the demands of the job.

7. What is the highest salary for medical billing?

The highest salary for an Insurance Billing Representative is $57,860 per year. The salary range typically falls between a minimum of $47,770 and a midpoint of $51,590. This data reflects the compensation structure for this role, providing insight into potential earnings in the field.

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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