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Insurance Billing Representative II Salary in the United States

How much does an Insurance Billing Representative II make in the United States?

As of March 01, 2026, the average salary for an Insurance Billing Representative II in the United States is $45,770 per year, which breaks down to an hourly rate of $22.

However, an Insurance Billing Representative II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $57,768
  • Majority Range (25th-75th percentile): $42,180 to $52,050
  • Entry-Level (10th percentile): $38,911
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View as table View as graph 25% $42,180 10% $38,911 90% $57,768 75% $52,050 $45,770 50%(Median) Didn’t find job title? Click

Insurance Billing Representative II Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $52,050 $4,338 $1,001 $25
Average $45,770 $3,814 $880 $22
25th Percentile $42,180 $3,515 $811 $20
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Key Factors That Influence Insurance Billing Representative II Salaries

An Insurance Billing Representative II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Insurance Billing Representative Salaries?

Experience is a primary driver of an Insurance Billing Representative II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Insurance Billing and Coding Specialist I (0-2 years): $41,056
  • Insurance Billing Representative II (2-4 years): $45,766
  • Insurance Billing and Coding Specialist III (4-7 years): $51,128
Job Role Years of Experience Average Salary
Insurance Billing and Coding Specialist I0-2 years$41,056
Insurance Billing Representative II2-4 years$45,766
Insurance Billing and Coding Specialist III4-7 years$51,128
$41,056 Insurance...
$45,766 Insurance...
$51,128 Insurance...
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What Am I Worth?

How Do Insurance Billing Representative II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Billing Representative IIs. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $50,680.
  • California: $50,480.
  • Massachusetts: $49,810.

Top Paying Cities for Insurance Billing Representative IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $57,730
  • San Francisco: $57,160
  • Oakland: $55,890

Insurance Billing Representative II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Billing Representative II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on March 01, 2026

Insurance Billing Representative II Salary Growth & Career Path

For an Insurance Billing Representative II, the most direct path to higher earnings is advancing to the Insurance Billing and Coding Specialist III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $51,200 - a projected growth of 12% over your current level.

Most common benefits for Insurance Billing Representative II

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Insurance Billing Representative II

Here are companies hiring for Insurance Billing Representative II and their salaries, click below for more details.

Find Your Next Insurance Billing Representative II Job

Ready to take the next step in your career? Browse thousands of current Insurance Billing Representative II job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Insurance Billing Representative II

1. What is the highest paid healthcare provider?

The highest-paid healthcare provider is a neurosurgeon, specializing in surgeries of the brain, spinal cord, and peripheral nerves. Aspiring neurosurgeons must complete a minimum seven-year residency. While their average annual compensation is significantly higher than that of an Insurance Billing Representative, who earns between $47,770 and $57,860, neurosurgeons lead the field in earnings.

2. Can you make good money as a customer service representative?

Yes, you can earn a good salary as an Insurance Billing Representative. The minimum salary is $47,770, while the median salary is $51,590. The highest earners in this role can make up to $57,860, indicating a strong earning potential compared to other customer service positions.

3. How much commission does UnitedHealthcare pay?

UnitedHealthcare pays a flat commission rate of 10% to brokers for all OBM plans, based on paid premium and distributed monthly. For context, the salary range for an Insurance Billing Representative is approximately $47,770 to $57,860, with a mid-salary of about $51,590. Brokers not appointed by UnitedHealthcare will not receive commissions.

4. How much do MetLife claims adjusters make?

The average salary for an Insurance Billing Representative ranges from $47,770 to $57,860 per year, with a mid-salary of $51,590. This reflects the typical earnings for this role, which may vary based on experience and location.

5. What are cons of being a customer service representative?

Here are some cons of working as a customer service representative: experience burnout and stress, handle frequent changes, hold many responsibilities, and work an irregular schedule. Additionally, the salary for an Insurance Billing Representative ranges from $47,770 to $57,860, which may not always reflect the demands of the job.

6. What is the highest salary for medical billing?

The highest salary for an Insurance Billing Representative is $57,860 per year. The salary range typically falls between a minimum of $47,770 and a midpoint of $51,590. This data reflects the compensation structure for this role, providing insight into potential earnings in the field.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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