What are the main factors that influence an Intermediate Loan Examiner's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change An Intermediate Loan Examiner's salary?

An Intermediate Loan Examiner's salary grows with experience: an Entry Loan Examiner (0-2 years)earns $57,902, an Intermediate Loan Examiner (2-4 years)earns $76,073, a Loan Audit and Examination Specialist III (4-7 years)earns $116,172, a Loan Audit and Examination Manager (7+ years)earns $139,758,

What are the highest paying states for an Intermediate Loan Examiner?

Intermediate Loan Examiner salary varies significantly by state. The top 3 highest paying states for Intermediate Loan Examiner roles are District of Columbia $84,300, California $84,000, Massachusetts $82,800. These tech hubs typically pay 10-15% above the national average.

How much do different types of Intermediate Loan Examiner roles make?

Salaries for Intermediate Loan Examiner level roles vary by specialization: Loan Examiner Manager: $139,758; Senior Loan Examiner: $116,180; Loan Examiner III: $116,172; Intermediate Loan Workout Officer: $106,300; Intermediate Commercial Loan Officer: $97,300.

How do different companies affect an Intermediate Loan Examiner's salary?

Company size, industry, and compensation structure create significant salary variations for Intermediate Loan Examiner roles. Large, established industry leaders like Kpmg Us LLP ($114,295) and Warner Bros Discovery ($114,096) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $88,138.

Intermediate Loan Examiner Salary in the United States

How much does an Intermediate Loan Examiner make in the United States?

As of September 01, 2026, the average salary for an Intermediate Loan Examiner in the United States is $76,100 per year, which breaks down to an hourly rate of $37.

However, an Intermediate Loan Examiner's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $87,945
Majority Range (25th-75th percentile): $66,600 to $82,300
Entry-Level (10th percentile): $57,951

10% $57,951

50% (Median) $76,100

90% $87,945

Intermediate Loan Examiner Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$82,300	$6,858	$1,583	$40
Average	$76,100	$6,342	$1,463	$37
25th Percentile	$66,600	$5,550	$1,281	$32

Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Key Factors That Influence Intermediate Loan Examiner Salaries

An Intermediate Loan Examiner's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how geographic location, education and company size can directly affect your earning potential.

How Do Intermediate Loan Examiner Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Intermediate Loan Examiners. For example, consider the average annual salaries in these key locations:

District of Columbia: $84,300.
California: $84,000.
Massachusetts: $82,800.

District of Columbia $84,300

California $84,000

Massachusetts $82,800

Washington $82,500

New Jersey $82,500

Alaska $82,400

Connecticut $81,300

New York $80,900

Hawaii $79,600

Rhode Island $78,900

Maryland $78,500

Minnesota $77,900

Colorado $77,700

Illinois $77,600

Oregon $77,300

Delaware $77,100

New Hampshire $77,000

Virginia $76,700

Pennsylvania $75,800

Nevada $75,300

North Dakota $75,200

Michigan $75,000

Wisconsin $74,900

Vermont $74,700

Texas $74,300

Arizona $74,200

Maine $74,200

Ohio $74,100

Georgia $73,400

Indiana $73,100

Wyoming $73,000

Utah $72,900

Iowa $72,900

Kansas $72,500

Louisiana $72,400

North Carolina $72,300

Missouri $72,300

Florida $72,000

Montana $71,900

Nebraska $71,700

Kentucky $71,600

South Carolina $71,300

Tennessee $71,100

Idaho $71,100

New Mexico $70,500

Oklahoma $70,400

Alabama $69,900

South Dakota $69,200

Arkansas $68,800

West Virginia $68,600

Mississippi $67,900

Top Paying Cities for Intermediate Loan Examiners

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $96,000
San Francisco: $95,000
Oakland: $93,000

San Jose, CA $96,000

San Francisco, CA $95,000

Oakland, CA $93,000

New York, NY $87,600

Paramus, NJ $86,600

Queens Village, NY $86,600

Passaic, NJ $86,500

Bergenfield, NJ $86,500

Huntington, NY $86,300

Stamford, CT $86,300

Newark, NJ $85,700

Bridgeport, CT $85,600

Vallejo, CA $85,400

New Brunswick, NJ $85,400

Petaluma, CA $85,300

Middlesex, NJ $85,200

Somerset, NJ $85,100

Santa Cruz, CA $85,000

Boston, MA $84,600

Monterey, CA $84,300

Seattle, WA $84,100

Santa Rosa, CA $84,100

Los Angeles, CA $84,100

Juneau, AK $83,900

Washington, DC $83,800

Orange, CA $83,600

Santa Ana, CA $83,300

Long Beach, CA $83,300

Anaheim, CA $83,300

Anchorage, AK $83,200

Santa Maria, CA $83,000

Everett, WA $83,000

Danbury, CT $82,700

Bremerton, WA $82,600

Tacoma, WA $82,300

New Suffolk, NY $82,300

Sacramento, CA $82,300

Santa Barbara, CA $82,200

Brockton, MA $82,100

San Diego, CA $82,100

Trenton, NJ $82,100

Fairbanks, AK $81,900

Lompoc, CA $81,700

Lowell, MA $81,600

Ventura, CA $81,600

Nashua, NH $81,600

Stockton, CA $81,600

Modesto, CA $81,000

Poughkeepsie, NY $80,900

New Haven, CT $80,700

Olympia, WA $80,700

Kennewick, WA $80,700

Lawrence, MA $80,400

Hartford, CT $80,300

Riverside, CA $80,300

New Bedford, MA $80,200

Richland, WA $80,200

San Bernardino, CA $80,100

New London, CT $80,100

Atlantic City, NJ $80,100

Bakersfield, CA $80,100

New Britain, CT $80,100

Norwich, CT $80,000

Portsmouth, NH $80,000

Boulder, CO $79,900

Portland, OR $79,800

Worcester, MA $79,800

Minneapolis, MN $79,500

Philadelphia, PA $79,400

Honolulu, HI $79,200

Saint Paul, MN $79,100

Vineland, NJ $79,100

Providence, RI $78,900

Chicago, IL $78,700

Bellingham, WA $78,600

Springfield, MA $78,500

Baltimore, MD $78,500

Chico, CA $78,300

Pittsfield, MA $78,100

Manchester, NH $77,900

Spokane, WA $77,600

Denver, CO $77,600

Albany, NY $77,200

Troy, NY $77,200

Nassau, NY $77,100

Schenectady, NY $77,100

Wilmington, DE $77,000

Burlington, VT $76,900

Salem, OR $76,900

Portland, ME $76,600

Yakima, WA $76,500

Rochester, MN $76,300

Reno, NV $76,300

Fresno, CA $76,300

Milwaukee, WI $76,200

Allentown, PA $76,100

Ann Arbor, MI $76,100

Detroit, MI $76,100

Colorado Springs, CO $76,000

Syracuse, NY $75,900

Carson City, NV $75,900

Houston, TX $75,800

Eugene, OR $75,800

Gary, IN $75,700

Bismarck, ND $75,600

Galveston, TX $75,600

Springfield, OR $75,600

Medford, OR $75,500

Fort Collins, CO $75,400

Concord, NH $75,400

Austin, TX $75,400

Dallas, TX $75,200

Mesa, AZ $75,200

Reading, PA $75,200

Phoenix, AZ $75,200

Saint Cloud, MN $75,100

Madison, WI $75,000

Utica, NY $74,800

Rochester, NY $74,700

Des Moines, IA $74,700

Raleigh, NC $74,700

Atlanta, GA $74,500

Battle Creek, MI $74,500

Salt Lake City, UT $74,500

Lancaster, PA $74,400

Harrisburg, PA $74,300

Columbus, OH $74,200

Fort Worth, TX $74,200

Kansas City, MO $74,200

Kansas City, KS $74,200

Champaign, IL $74,200

Cleveland, OH $74,100

Boca Raton, FL $74,100

Pittsburgh, PA $74,100

Richmond, VA $74,100

Indianapolis, IN $74,100

Cincinnati, OH $74,000

Las Vegas, NV $74,000

Petersburg, VA $73,900

Huntsville, AL $73,700

Lansing, MI $73,700

Lebanon, PA $73,700

Pueblo, CO $73,700

Appleton, WI $73,700

Saint Louis, MO $73,600

Charlotte, NC $73,600

Racine, WI $73,600

Dayton, OH $73,600

Buffalo, NY $73,600

York, PA $73,500

Elkhart, IN $73,500

Gastonia, NC $73,500

Billings, MT $73,500

Beaumont, TX $73,500

Binghamton, NY $73,400

Toledo, OH $73,400

Rock Hill, SC $73,400

Lorain, OH $73,400

Benton Harbor, MI $73,400

Rockford, IL $73,300

Springfield, IL $73,300

Elyria, OH $73,300

Fargo, ND $73,300

Flagstaff, AZ $73,200

Fort Lauderdale, FL $73,200

Cheyenne, WY $73,100

Grand Forks, ND $73,100

Duluth, MN $73,100

Miami, FL $73,100

Bangor, ME $72,900

Hialeah, FL $72,800

Cedar Rapids, IA $72,800

Durham, NC $72,800

Louisville, KY $72,800

Grand Rapids, MI $72,800

Casper, WY $72,700

New Orleans, LA $72,600

Scranton, PA $72,600

Virginia Beach, VA $72,500

Akron, OH $72,500

Peoria, IL $72,400

Sarasota, FL $72,400

Charleston, SC $72,300

Nashville, TN $72,300

Omaha, NE $72,300

Green Bay, WI $72,300

Baton Rouge, LA $72,300

Davenport, IA $72,300

Jamestown, NY $72,300

Tucson, AZ $72,200

Saint Petersburg, FL $72,200

Tampa, FL $72,200

Port Arthur, TX $72,100

Bradenton, FL $72,100

Evansville, IN $72,100

Santa Fe, NM $71,900

Clearwater, FL $71,800

Orlando, FL $71,800

La Crosse, WI $71,600

Canton, OH $71,600

Albuquerque, NM $71,600

Newport News, VA $71,600

High Point, NC $71,500

Ogden, UT $71,500

Corpus Christi, TX $71,500

Rock Island, IL $71,400

Laramie, WY $71,400

Norfolk, VA $71,400

Saginaw, MI $71,300

Jacksonville, FL $71,300

Salisbury, NC $71,300

Boise, ID $71,300

Moline, IL $71,300

Fort Myers, FL $71,200

Memphis, TN $71,200

Tulsa, OK $71,200

Spartanburg, SC $71,100

Waterloo, IA $71,100

Lincoln, NE $71,000

Fort Wayne, IN $71,000

Provo, UT $71,000

Cedar Falls, IA $70,900

San Antonio, TX $70,900

Greensboro, NC $70,900

South Bend, IN $70,900

Savannah, GA $70,800

Winston Salem, NC $70,700

Birmingham, AL $70,700

Muskegon, MI $70,700

Lake Charles, LA $70,500

Anderson, IN $70,500

Lexington, KY $70,500

Wichita, KS $70,400

Lima, OH $70,400

Tuscaloosa, AL $70,400

Augusta, GA $70,400

Greenville, SC $70,400

Springfield, OH $70,300

Columbia, SC $70,300

Asheville, NC $70,200

Bloomington, IN $70,100

Knoxville, TN $69,800

Shreveport, LA $69,800

Wilmington, NC $69,700

Roanoke, VA $69,700

Topeka, KS $69,600

Frankfort, KY $69,600

Melbourne, FL $69,500

Longview, TX $69,500

Oklahoma City, OK $69,500

Chillicothe, OH $69,500

Sioux Falls, SD $69,400

Mobile, AL $69,400

Altoona, PA $69,300

Terre Haute, IN $69,300

Killeen, TX $69,200

Fayetteville, AR $69,200

Amarillo, TX $69,200

Chattanooga, TN $69,100

Sioux City, IA $69,100

Idaho Falls, ID $69,000

Lynchburg, VA $69,000

Gainesville, FL $68,900

Portsmouth, OH $68,900

Youngstown, OH $68,800

Clarksville, TN $68,800

Daytona Beach, FL $68,800

Lafayette, LA $68,800

Little Rock, AR $68,800

Pensacola, FL $68,700

Temple, TX $68,700

Hopkinsville, KY $68,500

Erie, PA $68,500

Florence, SC $68,500

Great Falls, MT $68,300

Charleston, WV $68,300

Waco, TX $68,200

Fayetteville, NC $68,200

Tallahassee, FL $68,200

Macon, GA $68,200

Helena, MT $68,100

Pine Bluff, AR $68,100

Vincennes, IN $68,000

Lubbock, TX $68,000

Alamogordo, NM $67,900

Twin Falls, ID $67,800

Rapid City, SD $67,800

Greenville, MS $67,700

Jackson, MS $67,700

Huntington, WV $67,700

Parkersburg, WV $67,600

Montgomery, AL $67,600

Wichita Falls, TX $67,500

Springfield, MO $67,500

Biloxi, MS $67,500

Monroe, LA $67,400

Columbus, GA $67,300

Sumter, SC $67,300

Johnstown, PA $67,300

Pascagoula, MS $67,200

Abilene, TX $67,200

Kingsport, TN $67,000

Albany, GA $67,000

Gulfport, MS $66,900

Alexandria, LA $66,700

Fort Smith, AR $66,500

El Paso, TX $66,300

Las Cruces, NM $66,000

Harlingen, TX $65,800

Pocatello, ID $65,700

Florence, AL $65,600

Brownsville, TX $65,600

Mcallen, TX $65,500

Dothan, AL $65,400

Columbus, MS $64,900

Altus, OK $64,600

Lawton, OK $64,400

Pierre, SD $64,100

What Skills Can Increase an Intermediate Loan Examiner's Salary?

Demanded Skills for the Role:

Analysis (Mentioned in 16.67% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Business Administration (Mentioned in 16.67% Job Postings): It is the management of all aspects of a business's performance, decisions, and organization. It includes the day to day operations, aspects including finances and human resources, and ensures the company stays aligned to the goal or mission.
Credit Analysis (Mentioned in 16.67% Job Postings): Credit analysis is the method by which one calculates the creditworthiness of a business or organization. In other words, It is the evaluation of the ability of a company to honor its financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of a small business before making or renewing a commercial loan. The term refers to either case, whether the business is large or small. The objective of credit analysis is to look at both the borrower and the lending facility being proposed and to assign a risk rating. The risk rating is derived by estimating the probability of default by the borrower at a given confidence level over the life of the facility, and by estimating the amount of loss that the lender would suffer in the event of default. Credit analysis involves a wide variety of financial analysis techniques, including ratio and trend analysis as well as the creation of projections and a detailed analysis of cash flows. Credit analysis also includes an examination of collateral and other sources of repayment as well as credit history and management ability. Analysts attempt to predict the probability that a borrower will default on its debts, and also the severity of losses in the event of default. Credit spreads—the difference in interest rates between theoretically "risk-free" investments such as U.S. treasuries or LIBOR and investments that carry some risk of default—reflect credit analysis by financial market participants.

Skills	Demand Percentage
Analysis	16.67%
Business Administration	16.67%
Credit Analysis	16.67%

See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Intermediate Loan Examiner's salary.

Risk Management: Can increase your salary by up to 4%.
Business Administration: Can increase your salary by up to 3%.
Analysis: Can increase your salary by up to 0%.

Skill	Salary	Salary % Increase
Risk Management	$79,144	4%
Business Administration	$78,383	3%
Analysis	$76,100	0%

Get Latest Data

Intermediate Loan Examiner Salary by Company Size: Startups vs. Enterprise

Intermediate Loan Examiner salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $82,406. While startup companies pay approximate $69,726.

Intermediate Loan Examiner Salary by Company Size

Company Size	Employees	Average Salary
Startup	1~50	$69,726
Growth Stage	51~500	$73,753
Established	501~5000	$79,574
Enterprise	5000+	$82,406

Intermediate Loan Examiner Salary by Industry: Top Paying Sectors

For Intermediate Loan Examiner roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 10% above the average. Conversely, Intermediate Loan Examiner positions in Business Services typically offer lower base pay, as this sector often view Intermediate Loan Examiner as a support function rather than a direct revenue driver.

The top paying industry for an Intermediate Loan Examiner

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$83,710	$40.0	10%

How Education impacts an Intermediate Loan Examiner's Salary?

Your level of education can impact your salary potential. While many Intermediate Loan Examiners enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Intermediate Loan Examiner with a Associate's Degree is between $72,419 and $78,533).

Intermediate Loan Examiner Salaries by Degree Level

$80,300
$79,200
$78,100
$77,000
$75,800
$74,700
$73,600
$72,500

Typical Education for Intermediate Loan Examiner
Degree Level	% of user with this level of education
No Diploma	100.0%
High School	0.0%
Associates	0.0%
Bachelors	100.0%
Masters	0.0%
Doctorate	0.0%

View as Graph

Intermediate Loan Examiner Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Intermediate Loan Examiner's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$66,600

Average $76,100/year

$82,300

$5,550

Average $6,342/month

$6,858

$1,281

Average $1,463/week

$1,583

$32

Average $37/hour

$40

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$82,300	$6,858	$1,583	$40
Average	$76,100	$6,342	$1,463	$37
25th Percentile	$66,600	$5,550	$1,281	$32

Intermediate Loan Examiner Salary Growth & Career Path

Intermediate Loan Examiner

Next Role

Advancement

Loan Audit and Examination Specialist III Loan Audit and Examination Manager

For an Intermediate Loan Examiner, the most direct path to higher earnings is advancing to the Loan Audit and Examination Specialist III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $116,200 - a projected growth of 53% over your current level.

Salary Trends for Intermediate Loan Examiner

Salaries for an Intermediate Loan Examiner can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $65,103 in 2023 to around $64,291 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Intermediate Loan Examiner salary trends, .

Average Annual Salary of Intermediate Loan Examiner Over Time

$???
$65,103
$64,723
$64,291
$???
$???

2022
2023
2024
2025
2026
2027

Year	Average Annual Salary
2022	View More
2023	$65,103
2024	$64,723
2025	$64,291
2026	View More
2027	View More

Most common benefits for Intermediate Loan Examiner

Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)

Common company salaries for Intermediate Loan Examiner

Here are companies hiring for Intermediate Loan Examiner and their salaries, click below for more details.

K $114,295/per year

Kpmg Us LLP Business Services the United States

W $114,096/per year

Warner Bros Discovery Business Services the United States

D $111,927/per year

Dentsu International Ltd Business Services the United States

G $111,873/per year

GroupM Worldwide Inc Business Services the United States

C $111,651/per year

CoWorx Staffing Business Services the United States

C $110,194/per year

Contemporary Services Corp Business Services the United States

S $107,128/per year

Showcase Cinemas Business Services the United States

A $106,429/per year

Amentum Services Inc Business Services the United States

A $106,199/per year

Allied Universal Security Services LLC Business Services the United States

S $106,104/per year

Sodexo USA Business Services the United States

J $105,192/per year

JLL Technologies Business Services the United States

I $104,478/per year

Intact Insurance Group USA LLC Business Services the United States

N $101,619/per year

NielsenIQ Business Services the United States

T $101,470/per year

The Leading Edge Alliance Business Services the United States

H $101,308/per year

Honeywell UOP Business Services the United States

R $97,720/per year

Reeve & Associates Business Services the United States

M $97,584/per year

ManpowerGroup Global Inc Business Services the United States

F $95,980/per year

Financial Sys Nco Business Services the United States

A $95,314/per year

Arrow Global Ltd Business Services the United States

C $94,777/per year

CarMax Enterprise Services LLC Business Services the United States

D $94,479/per year

DZConneX Business Services the United States

A $93,802/per year

Adecco Staffing, USA Business Services the United States

R $92,937/per year

Resource MFG Business Services the United States

Z $92,774/per year

Zachry Brands Inc Business Services the United States

G $88,138/per year

Greystar Worldwide LLC Business Services the United States

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FAQ about Intermediate Loan Examiner

1. What industry pays the highest salary for Intermediate Loan Examiner?

The Financial Services industry offers the highest average compensation for Intermediate Loan Examiner roles, with salaries approximately 10% above the market median.

2. Is CFE a good certification?

Obtaining a CFE certification significantly enhances career prospects in fraud examination. Certified Fraud Examiners are highly regarded by employers, with salaries ranging from $67,100 to $90,100, depending on experience and expertise. This certification positions professionals to effectively safeguard organizations from financial misconduct.

3. Which officer gets paid the most?

The Intermediate Loan Examiner is a key role in financial institutions, earning a salary range between $67,100 and $90,100 annually. This position is crucial for evaluating loan applications and ensuring compliance with regulations, making it a vital part of the lending process.

4. How do I become a US loan officer?

To become a US loan officer, you need a Mortgage Loan Originator (MLO) license. This involves completing prelicensing courses, passing a national exam, and undergoing background and credit checks. Licenses require annual renewal, and states may have extra requirements. As an Intermediate Loan Examiner, you can expect a salary ranging from $67,100 to $90,100, with a midpoint of $78,100.

5. Is it hard to make it as a loan officer?

Is it hard to make it as a Loan Officer? While becoming a loan officer may not be extremely difficult, it does require dedication, education, and the development of specific skills. The salary for an Intermediate Loan Examiner ranges from $67,100 to $90,100, with a midpoint of $78,100, reflecting the potential financial rewards in this career.

6. What is the highest paid loan officer?

The salary for an Intermediate Loan Examiner typically ranges from $67,100 to $90,100 annually, with a midpoint of $78,100. This reflects the current compensation landscape for this role, indicating a competitive salary structure within the industry.

7. How much does a CFE make in the US?

The salary for an Intermediate Loan Examiner in the US ranges from $67,100 to $90,100 annually, with a median salary of $78,100. This translates to approximately $32.24 to $43.29 per hour, or $1,200 to $1,800 per week.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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