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Entry Loan Examiner Salary in the United States

How much does an Entry Loan Examiner make in the United States?

As of September 01, 2026, the average salary for an Entry Loan Examiner in the United States is $58,000 per year, which breaks down to an hourly rate of $28.

However, an Entry Loan Examiner's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $65,642
  • Majority Range (25th-75th percentile): $50,700 to $62,000
  • Entry-Level (10th percentile): $44,054

Key Factors That Influence Entry Loan Examiner Salaries

An Entry Loan Examiner's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how geographic location, education and company size can directly affect your earning potential.

Top Paying Cities for Entry Loan Examiners

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $73,100
  • San Francisco: $72,300
  • Oakland: $70,800

What Skills Can Increase an Entry Loan Examiner's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 16.67% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Business Administration (Mentioned in 16.67% Job Postings): It is the management of all aspects of a business's performance, decisions, and organization. It includes the day to day operations, aspects including finances and human resources, and ensures the company stays aligned to the goal or mission.
  • Credit Analysis (Mentioned in 16.67% Job Postings): Credit analysis is the method by which one calculates the creditworthiness of a business or organization. In other words, It is the evaluation of the ability of a company to honor its financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of a small business before making or renewing a commercial loan. The term refers to either case, whether the business is large or small. The objective of credit analysis is to look at both the borrower and the lending facility being proposed and to assign a risk rating. The risk rating is derived by estimating the probability of default by the borrower at a given confidence level over the life of the facility, and by estimating the amount of loss that the lender would suffer in the event of default. Credit analysis involves a wide variety of financial analysis techniques, including ratio and trend analysis as well as the creation of projections and a detailed analysis of cash flows. Credit analysis also includes an examination of collateral and other sources of repayment as well as credit history and management ability. Analysts attempt to predict the probability that a borrower will default on its debts, and also the severity of losses in the event of default. Credit spreads—the difference in interest rates between theoretically "risk-free" investments such as U.S. treasuries or LIBOR and investments that carry some risk of default—reflect credit analysis by financial market participants.
Skills Demand Percentage
Analysis 16.67%
Business Administration 16.67%
Credit Analysis 16.67%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Entry Loan Examiner's salary.

  • Credit Analysis: Can increase your salary by up to 7%.
  • Risk Management: Can increase your salary by up to 3%.
Skill Salary Salary % Increase
Credit Analysis $62,060
7%
Risk Management $59,740
3%

Entry Loan Examiner Salary by Company Size: Startups vs. Enterprise

Entry Loan Examiner salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $62,806. While startup companies pay approximate $53,142.

Entry Loan Examiner Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $53,142
Growth Stage 51~500 $56,211
Established 501~5000 $60,648
Enterprise 5000+ $62,806

Entry Loan Examiner Salary by Industry: Top Paying Sectors

For Entry Loan Examiner roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Entry Loan Examiner positions in Business Services typically offer lower base pay, as this sector often view Entry Loan Examiner as a support function rather than a direct revenue driver.

The top paying industry for an Entry Loan Examiner

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$69,600$33.020%

How Education impacts an Entry Loan Examiner's Salary?

Your level of education can impact your salary potential. While many Entry Loan Examiners enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Entry Loan Examiner with a Associate's Degree is between $48,415 and $53,537).

Entry Loan Examiner Salaries by Degree Level

Typical Education for Entry Loan Examiner
Degree Level % of user with this level of education
No Diploma 9.1%
High School 9.1%
Associates 18.2%
Bachelors 72.7%
Masters 0.0%
Doctorate 0.0%

Entry Loan Examiner Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Entry Loan Examiner's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$50,700
Average $58,000/year
$62,000
$4,225
Average $4,833/month
$5,167
$975
Average $1,115/week
$1,192
$24
Average $28/hour
$30
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $62,000 $5,167 $1,192 $30
Average $58,000 $4,833 $1,115 $28
25th Percentile $50,700 $4,225 $975 $24

Entry Loan Examiner Salary Growth & Career Path

For an Entry Loan Examiner, the most direct path to higher earnings is advancing to the Intermediate Loan Examiner role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $76,100 - a projected growth of 31% over your current level.

Most common benefits for Entry Loan Examiner

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Entry Loan Examiner

Here are companies hiring for Entry Loan Examiner and their salaries, click below for more details.

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FAQ about Entry Loan Examiner

1. What industry pays the highest salary for Entry Loan Examiner?

The Financial Services industry offers the highest average compensation for Entry Loan Examiner roles, with salaries approximately 20% above the market median.

2. What is a desired salary for entry-level?

The desired salary for an entry-level Loan Examiner typically ranges from $45,500 to $65,100, with a midpoint of $54,400. This amount reflects your skills and experience, and it's important to set a realistic expectation based on these figures when discussing salary for your new job.

3. Is $40 000 a good entry-level salary?

Earning $40,000 a year is below the minimum salary for an Entry Loan Examiner, which starts at $45,500. While it may suffice for someone with low expenses, it doesn't align with industry standards. For context, the mid-salary is $54,400, and the maximum is $65,100, indicating that $40,000 is not competitive for this role.

4. What is USA basic job salary?

The salary for an Entry Loan Examiner in the USA ranges from $45,500 to $65,100, with a median salary of $54,400. This reflects the compensation for this role, which is significantly higher than the federal minimum wage of $7.25 per hour, highlighting the value of specialized positions in the financial sector.

5. How do I become a loan review officer?

To become a loan review officer, you typically need a bachelor's degree in Accounting, Finance, or a related field. A solid understanding of bank loan regulations and accounting standards is essential, along with strong communication skills. Entry-level positions offer salaries ranging from $45,500 to $65,100, with a median salary of $54,400.

6. What is the hardest job in banking?

The hardest job in banking often includes roles like Investment Banker and Branch Manager, which come with significant responsibilities. Other challenging positions are Quantitative Analysts, who solve complex financial problems, and Risk Managers, who navigate potential threats. Entry Loan Examiners earn between $45,500 and $65,100, reflecting the demanding nature of their work.

7. What is the lowest US salary?

The lowest salary for an Entry Loan Examiner is $45,500 annually. This is significantly higher than the federal minimum wage of $7.25 per hour, which has been unchanged since July 2009. The median salary for this position is $54,400, with a maximum of $65,100, reflecting the value of skilled roles in the financial sector.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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