Mortgage Lending QA Representative Salary in the United States
How much does a Mortgage Lending QA Representative make in the United States?
As of September 01, 2026, the average salary for a Mortgage Lending QA Representative in the United States is $49,900 per year, which breaks down to an hourly rate of $24.
However, a Mortgage Lending QA Representative's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $61,439
Majority Range (25th-75th percentile): $45,950 to $55,940
Entry-Level (10th percentile): $42,354
10%$42,354
50% (Median)$49,900
90%$61,439
Mortgage Lending QA Representative Salaries by Percentile
Key Factors That Influence Mortgage Lending QA Representative Salaries
A Mortgage Lending QA Representative's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location
and company size
can directly affect your earning potential.
How Experience Level Affects Mortgage Lending QA Representative Salaries?
Experience is a primary driver of a Mortgage Lending QA Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Mortgage Lending QA Representative Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Lending QA Representatives. For example, consider the average annual salaries in these key locations:
Top Paying Cities for Mortgage Lending QA Representatives
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $62,940
San Francisco: $62,250
Oakland: $60,940
San Jose, CA$62,940
San Francisco, CA$62,250
Oakland, CA$60,940
New York, NY$57,460
Paramus, NJ$56,760
Queens Village, NY$56,750
Passaic, NJ$56,710
Bergenfield, NJ$56,700
Stamford, CT$56,590
Huntington, NY$56,570
Newark, NJ$56,200
Bridgeport, CT$56,100
Vallejo, CA$56,000
New Brunswick, NJ$55,980
Petaluma, CA$55,950
Middlesex, NJ$55,850
Somerset, NJ$55,820
Santa Cruz, CA$55,750
Boston, MA$55,450
Monterey, CA$55,280
Seattle, WA$55,160
Santa Rosa, CA$55,150
Los Angeles, CA$55,140
Juneau, AK$55,010
Washington, DC$54,950
Orange, CA$54,770
Santa Ana, CA$54,640
Long Beach, CA$54,590
Anaheim, CA$54,580
Anchorage, AK$54,560
Santa Maria, CA$54,410
Everett, WA$54,400
Danbury, CT$54,220
Bremerton, WA$54,150
Tacoma, WA$53,970
New Suffolk, NY$53,970
Sacramento, CA$53,960
Santa Barbara, CA$53,900
Trenton, NJ$53,850
San Diego, CA$53,850
Brockton, MA$53,790
Fairbanks, AK$53,670
Lompoc, CA$53,540
Lowell, MA$53,500
Ventura, CA$53,490
Nashua, NH$53,480
Stockton, CA$53,480
Modesto, CA$53,120
Poughkeepsie, NY$53,010
Kennewick, WA$52,910
Olympia, WA$52,910
New Haven, CT$52,890
Lawrence, MA$52,710
Hartford, CT$52,660
Riverside, CA$52,650
New Bedford, MA$52,600
Richland, WA$52,600
Bakersfield, CA$52,530
Atlantic City, NJ$52,510
San Bernardino, CA$52,510
New Britain, CT$52,510
New London, CT$52,490
Norwich, CT$52,470
Portsmouth, NH$52,460
Boulder, CO$52,360
Portland, OR$52,290
Worcester, MA$52,280
Minneapolis, MN$52,130
Philadelphia, PA$52,060
Honolulu, HI$51,890
Saint Paul, MN$51,870
Vineland, NJ$51,860
Providence, RI$51,710
Chicago, IL$51,570
Bellingham, WA$51,510
Springfield, MA$51,470
Baltimore, MD$51,450
Chico, CA$51,330
Pittsfield, MA$51,190
Manchester, NH$51,100
Spokane, WA$50,880
Denver, CO$50,870
Albany, NY$50,640
Troy, NY$50,620
Nassau, NY$50,570
Schenectady, NY$50,520
Wilmington, DE$50,480
Burlington, VT$50,410
Salem, OR$50,390
Portland, ME$50,230
Yakima, WA$50,180
Rochester, MN$50,030
Reno, NV$50,000
Fresno, CA$50,000
Milwaukee, WI$49,960
Detroit, MI$49,910
Ann Arbor, MI$49,900
Allentown, PA$49,890
Colorado Springs, CO$49,810
Syracuse, NY$49,780
Carson City, NV$49,780
Houston, TX$49,710
Eugene, OR$49,690
Gary, IN$49,630
Springfield, OR$49,590
Bismarck, ND$49,580
Galveston, TX$49,540
Medford, OR$49,470
Fort Collins, CO$49,450
Concord, NH$49,420
Austin, TX$49,410
Mesa, AZ$49,300
Reading, PA$49,300
Phoenix, AZ$49,290
Dallas, TX$49,280
Saint Cloud, MN$49,230
Madison, WI$49,160
Utica, NY$49,030
Rochester, NY$48,950
Des Moines, IA$48,940
Raleigh, NC$48,940
Atlanta, GA$48,860
Battle Creek, MI$48,850
Salt Lake City, UT$48,830
Lancaster, PA$48,760
Harrisburg, PA$48,690
Kansas City, MO$48,640
Champaign, IL$48,630
Kansas City, KS$48,630
Fort Worth, TX$48,620
Columbus, OH$48,620
Boca Raton, FL$48,600
Pittsburgh, PA$48,580
Richmond, VA$48,560
Indianapolis, IN$48,550
Cleveland, OH$48,550
Las Vegas, NV$48,490
Cincinnati, OH$48,490
Petersburg, VA$48,420
Huntsville, AL$48,340
Lansing, MI$48,310
Lebanon, PA$48,300
Pueblo, CO$48,300
Appleton, WI$48,280
Buffalo, NY$48,260
Dayton, OH$48,250
Racine, WI$48,240
Charlotte, NC$48,230
Saint Louis, MO$48,220
York, PA$48,190
Elkhart, IN$48,190
Gastonia, NC$48,180
Billings, MT$48,160
Beaumont, TX$48,150
Lorain, OH$48,140
Benton Harbor, MI$48,130
Toledo, OH$48,120
Binghamton, NY$48,100
Rock Hill, SC$48,090
Rockford, IL$48,070
Springfield, IL$48,050
Elyria, OH$48,040
Fargo, ND$48,040
Flagstaff, AZ$48,010
Fort Lauderdale, FL$47,980
Duluth, MN$47,950
Miami, FL$47,950
Cheyenne, WY$47,910
Grand Forks, ND$47,910
Bangor, ME$47,800
Cedar Rapids, IA$47,750
Durham, NC$47,730
Louisville, KY$47,720
Grand Rapids, MI$47,710
Hialeah, FL$47,710
Casper, WY$47,640
Scranton, PA$47,580
Virginia Beach, VA$47,560
New Orleans, LA$47,560
Akron, OH$47,530
Peoria, IL$47,470
Sarasota, FL$47,460
Nashville, TN$47,420
Omaha, NE$47,420
Green Bay, WI$47,420
Baton Rouge, LA$47,400
Charleston, SC$47,390
Jamestown, NY$47,360
Davenport, IA$47,360
Tucson, AZ$47,340
Saint Petersburg, FL$47,310
Tampa, FL$47,300
Evansville, IN$47,270
Port Arthur, TX$47,270
Bradenton, FL$47,250
Santa Fe, NM$47,160
Orlando, FL$47,070
Clearwater, FL$47,050
Canton, OH$46,950
La Crosse, WI$46,950
Albuquerque, NM$46,920
Newport News, VA$46,910
High Point, NC$46,900
Ogden, UT$46,880
Corpus Christi, TX$46,840
Norfolk, VA$46,810
Laramie, WY$46,810
Rock Island, IL$46,780
Saginaw, MI$46,770
Jacksonville, FL$46,760
Salisbury, NC$46,750
Boise, ID$46,740
Moline, IL$46,720
Fort Myers, FL$46,700
Memphis, TN$46,690
Tulsa, OK$46,670
Waterloo, IA$46,640
Spartanburg, SC$46,590
Lincoln, NE$46,560
Fort Wayne, IN$46,550
Provo, UT$46,550
Cedar Falls, IA$46,490
San Antonio, TX$46,470
Greensboro, NC$46,450
South Bend, IN$46,440
Savannah, GA$46,390
Muskegon, MI$46,370
Birmingham, AL$46,360
Winston Salem, NC$46,340
Lake Charles, LA$46,220
Anderson, IN$46,210
Lexington, KY$46,190
Augusta, GA$46,180
Greenville, SC$46,180
Lima, OH$46,140
Wichita, KS$46,130
Tuscaloosa, AL$46,130
Columbia, SC$46,090
Springfield, OH$46,080
Asheville, NC$46,000
Bloomington, IN$45,970
Knoxville, TN$45,790
Shreveport, LA$45,780
Wilmington, NC$45,720
Roanoke, VA$45,720
Topeka, KS$45,630
Frankfort, KY$45,620
Oklahoma City, OK$45,590
Chillicothe, OH$45,570
Longview, TX$45,560
Melbourne, FL$45,560
Sioux Falls, SD$45,480
Mobile, AL$45,470
Terre Haute, IN$45,450
Altoona, PA$45,420
Amarillo, TX$45,390
Killeen, TX$45,370
Fayetteville, AR$45,330
Chattanooga, TN$45,320
Sioux City, IA$45,270
Idaho Falls, ID$45,260
Lynchburg, VA$45,220
Gainesville, FL$45,160
Portsmouth, OH$45,130
Little Rock, AR$45,120
Lafayette, LA$45,100
Youngstown, OH$45,100
Clarksville, TN$45,070
Daytona Beach, FL$45,070
Pensacola, FL$45,060
Temple, TX$45,060
Hopkinsville, KY$44,910
Erie, PA$44,900
Florence, SC$44,880
Charleston, WV$44,800
Great Falls, MT$44,780
Macon, GA$44,710
Tallahassee, FL$44,700
Fayetteville, NC$44,690
Waco, TX$44,680
Helena, MT$44,650
Pine Bluff, AR$44,630
Vincennes, IN$44,570
Lubbock, TX$44,550
Alamogordo, NM$44,520
Twin Falls, ID$44,470
Rapid City, SD$44,460
Jackson, MS$44,370
Huntington, WV$44,360
Greenville, MS$44,360
Parkersburg, WV$44,310
Montgomery, AL$44,300
Wichita Falls, TX$44,250
Springfield, MO$44,250
Biloxi, MS$44,230
Monroe, LA$44,180
Johnstown, PA$44,140
Columbus, GA$44,120
Sumter, SC$44,120
Pascagoula, MS$44,020
Abilene, TX$44,020
Kingsport, TN$43,890
Albany, GA$43,890
Gulfport, MS$43,880
Alexandria, LA$43,710
Fort Smith, AR$43,590
El Paso, TX$43,460
Las Cruces, NM$43,230
Harlingen, TX$43,100
Pocatello, ID$43,100
Florence, AL$43,030
Brownsville, TX$43,020
Mcallen, TX$42,920
Dothan, AL$42,850
Columbus, MS$42,550
Altus, OK$42,320
Lawton, OK$42,220
Pierre, SD$42,040
Mortgage Lending QA Representative Salary by Company Size: Startups vs. Enterprise
Mortgage Lending QA Representative salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $54,035.
While startup companies pay approximate $45,721.
Mortgage Lending QA Representative Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$45,721
Growth Stage
51~500
$48,361
Established
501~5000
$52,178
Enterprise
5000+
$54,035
Mortgage Lending QA Representative Salary by Industry: Top Paying Sectors
For Mortgage Lending QA Representative roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Business Services,
offers compensation 20% above the average. Conversely,
Mortgage Lending QA Representative positions in Financial Services typically offer lower base pay,
as this sector often view Mortgage Lending QA Representative as a support function rather than a direct revenue driver.
The top paying industry for a Mortgage Lending QA Representative
Understanding how a Mortgage Lending QA Representative's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$45,950
Average$49,900/year
$55,940
$3,829
Average$4,158/month
$4,662
$884
Average$960/week
$1,076
$22
Average$24/hour
$27
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$55,940
$4,662
$1,076
$27
Average
$49,900
$4,158
$960
$24
25th Percentile
$45,950
$3,829
$884
$22
Mortgage Lending QA Representative Salary Growth & Career Path
For a Mortgage Lending QA Representative, the most direct path to higher earnings is advancing to the Mortgage Compliance Audit Supervisor role.
This promotion typically comes with a significant pay increase, bringing the average annual salary to
$96,800 - a projected growth of
94%
over your current level.
Salaries of Jobs related to Mortgage Lending QA Representative
Salary Trends for Mortgage Lending QA Representative
Salaries for a Mortgage Lending QA Representative can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $45,374 in 2023
to around $45,060 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Mortgage Lending QA Representative salary trends,
.
Average Annual Salary of Mortgage Lending QA Representative Over Time
$???
$45,374
$45,291
$45,060
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$45,374
2024
$45,291
2025
$45,060
2026
View More
2027
View More
Most common benefits for Mortgage Lending QA Representative
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Mortgage Lending QA Representative
Here are companies hiring for Mortgage Lending QA Representative and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Mortgage Lending QA Representative
1. What industry pays the highest salary for Mortgage Lending QA Representative?
The Business Services industry offers the highest average compensation for Mortgage Lending QA Representative roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
