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Mortgage Loan Quality Assurance Representative Salary in the United States

How much does a Mortgage Loan Quality Assurance Representative make in the United States?

As of March 01, 2026, the average salary for a Mortgage Loan Quality Assurance Representative in the United States is $49,863 per year, which breaks down to an hourly rate of $24.

However, a Mortgage Loan Quality Assurance Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $61,477
  • Majority Range (25th-75th percentile): $45,920 to $55,942
  • Entry-Level (10th percentile): $42,330
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View as table View as graph 25% $45,920 10% $42,330 90% $61,477 75% $55,942 $49,863 50%(Median) Didn’t find job title? Click

Mortgage Loan Quality Assurance Representative Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $55,942 $4,662 $1,076 $27
Average $49,863 $4,155 $959 $24
25th Percentile $45,920 $3,827 $883 $22
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Key Factors That Influence Mortgage Loan Quality Assurance Representative Salaries

A Mortgage Loan Quality Assurance Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Mortgage Loan Quality Assurance Representative Salaries?

Experience is a primary driver of a Mortgage Loan Quality Assurance Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $48,568
  • Early Career (1-2 years): $48,686
  • Mid-Level (2-4 years): $50,317
  • Senior-Level (5-8 years): $52,857
  • Expert (over 8 years): $53,039
Levels Salary
Entry Level Mortgage Loan Quality Assurance Representative$48,568
Intermediate Level Mortgage Loan Quality Assurance Representative$48,686
Senior Level Mortgage Loan Quality Assurance Representative$50,317
Specialist Level Mortgage Loan Quality Assurance Representative$52,857
Expert Level Mortgage Loan Quality Assurance Representative$53,039
$48,568 0 yr
$48,686 < 2 yrs
$50,317 2-4 yrs
$52,857 5-8 yrs
$53,039 > 8 yrs
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What Am I Worth?

Top Paying Cities for Mortgage Loan Quality Assurance Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $62,892
  • San Francisco: $62,274
  • Oakland: $60,893

How Education impacts a Mortgage Loan Quality Assurance Representative's Salary?

Your level of education can impact your salary potential. While many Mortgage Loan Quality Assurance Representatives enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Mortgage Loan Quality Assurance Representative with a High School Diploma or Technical Certificate is between $47,557 and $51,319).

Mortgage Loan Quality Assurance Representative Salaries by Degree Level

Typical Education for Mortgage Loan Quality Assurance Representative
Degree Level % of user with this level of education
No Diploma 20.0%
High School 20.0%
Associates 20.0%
Bachelors 50.0%
Masters 10.0%
Doctorate 0.0%
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Mortgage Loan Quality Assurance Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Mortgage Loan Quality Assurance Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on March 01, 2026
$45,920
Average $49,863/year
$55,942
$3,827
Average $4,155/month
$4,662
$883
Average $959/week
$1,076
$22
Average $24/hour
$27
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $55,942 $4,662 $1,076 $27
Average $49,863 $4,155 $959 $24
25th Percentile $45,920 $3,827 $883 $22

Mortgage Loan Quality Assurance Representative Salary Growth & Career Path

Mortgage Loan Quality Assurance Representative
Mortgage Quality Assurance Manager

For a Mortgage Loan Quality Assurance Representative, the most direct path to higher earnings is advancing to the Mortgage Quality Assurance Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $96,785 - a projected growth of 94% over your current level.

Salaries of jobs related to Mortgage Loan Quality Assurance Representative

Most common benefits for Mortgage Loan Quality Assurance Representative

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Common company salaries for Mortgage Loan Quality Assurance Representative

Here are companies hiring for Mortgage Loan Quality Assurance Representative and their salaries, click below for more details.

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Ready to take the next step in your career? Browse thousands of current Mortgage Loan Quality Assurance Representative job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Mortgage Loan Quality Assurance Representative

1. Where can a Mortgage Loan Quality Assurance Representative earn the most?

A Mortgage Loan Quality Assurance Representative's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Mortgage Loan Quality Assurance Representative earns the most in San Jose, CA, where the annual salary of a Mortgage Loan Quality Assurance Representative is $62,892.

2. What is the highest pay for Mortgage Loan Quality Assurance Representative?

The highest pay for Mortgage Loan Quality Assurance Representative is $61,477.

3. What is the lowest pay for Mortgage Loan Quality Assurance Representative?

The lowest pay for Mortgage Loan Quality Assurance Representative is $42,330.

4. What are the responsibilities of Mortgage Loan Quality Assurance Representative?

Ensures that the mortgage loan processes meet company standards and guidelines. Monitors calls to ensure compliance with Fair Debt Collection Practices Act (FDCPA) and state specific regulations. Documents improper loan contracts and appraisals. Requires a high school diploma or equivalent. Typically reports to a manager or head of a unit/department. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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