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Operational Risk Analyst III Salary in the United States

How much does an Operational Risk Analyst III make in the United States?

As of September 01, 2026, the average salary for an Operational Risk Analyst III in the United States is $96,800 per year, which breaks down to an hourly rate of $47.

However, an Operational Risk Analyst III's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $104,633
  • Majority Range (25th-75th percentile): $88,900 to $100,900
  • Entry-Level (10th percentile): $81,707

Key Factors That Influence Operational Risk Analyst III Salaries

An Operational Risk Analyst III's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Operational Risk Analyst Salaries?

Experience is a primary driver of an Operational Risk Analyst III's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Operational Risk Analyst I (0-2 years): $64,702
  • Operational Risk Analyst II (2-4 years): $79,486
  • Operational Risk Analyst III (4-7 years): $96,720
  • Operational Risk Analyst IV (7+ years): $122,610
  • Operational Risk Analyst V (7-10 years): $155,879
Job Role Years of Experience Average Salary
Operational Risk Analyst I0-2 years$64,702
Operational Risk Analyst II2-4 years$79,486
Operational Risk Analyst III4-7 years$96,720
Operational Risk Analyst IV7+ years$122,610
Operational Risk Analyst V7-10 years$155,879

Top Paying Cities for Operational Risk Analyst IIIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $122,000
  • San Francisco: $120,700
  • Oakland: $118,200

What Skills Can Increase an Operational Risk Analyst III's Salary?

Demanded Skills for the Role:

  • Risk Management (Mentioned in 19.3% Job Postings): Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.
  • Microsoft Office (Mentioned in 1.7% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
  • Internal Control (Mentioned in 1.13% Job Postings): Internal control, as defined by accounting and auditing, is a process for assuring of an organization's objectives in operational effectiveness and efficiency, reliable financial reporting, and compliance with laws, regulations and policies.
Skills Demand Percentage
Risk Management 19.3%
Microsoft Office 1.7%
Internal Control 1.13%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Operational Risk Analyst III's salary.

  • Coordination: Can increase your salary by up to 3%.
  • Communication Skills: Can increase your salary by up to 3%.
  • Trading: Can increase your salary by up to 3%.
Skill Salary Salary % Increase
Coordination $99,704
3%
Communication Skills $99,704
3%
Trading $99,704
3%

Operational Risk Analyst III Salary by Company Size: Startups vs. Enterprise

Operational Risk Analyst III salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $108,178. While startup companies pay approximate $91,508.

Operational Risk Analyst III Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $91,508
Growth Stage 51~500 $96,778
Established 501~5000 $104,460
Enterprise 5000+ $108,178

Operational Risk Analyst III Salary by Industry: Top Paying Sectors

For Operational Risk Analyst III roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Aerospace & Defense and Business Services sectors offer the strongest compensation, at 20% above the average. In contrast, Operational Risk Analyst positions in Biotechnology or Transportation typically offer lower base pay, as these industries often view Operational Risk Analyst III as a support function rather than a direct revenue driver.

The top paying industry for an Operational Risk Analyst III

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Aerospace & Defense$116,160$56.020%

How Education impacts an Operational Risk Analyst III's Salary?

Your level of education can impact your salary potential. While many Operational Risk Analyst IIIs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Operational Risk Analyst III with a Bachelor's Degree is between $98,361 and $105,764).

Operational Risk Analyst III Salaries by Degree Level

Typical Education for Operational Risk Analyst III
Degree Level % of user with this level of education
No Diploma 3.1%
High School 3.1%
Associates 1.0%
Bachelors 41.1%
Masters 47.9%
Doctorate 6.8%

Operational Risk Analyst III Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Operational Risk Analyst III's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$88,900
Average $96,800/year
$100,900
$7,408
Average $8,067/month
$8,408
$1,710
Average $1,862/week
$1,940
$43
Average $47/hour
$49
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $100,900 $8,408 $1,940 $49
Average $96,800 $8,067 $1,862 $47
25th Percentile $88,900 $7,408 $1,710 $43

Operational Risk Analyst III Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As an Operational Risk Analyst III, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Operational Risk Analyst III Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Strategic E-commerce Risk Director $156,700 62%
Organizational Insurance Risk Analyst IV $122,700 27%
Operational Risk Analyst IV $122,700 27%

Most common benefits for Operational Risk Analyst III

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Operational Risk Analyst III

Here are companies hiring for Operational Risk Analyst III and their salaries, click below for more details.

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FAQ about Operational Risk Analyst III

1. What industry pays the highest salary for Operational Risk Analyst III?

The Aerospace & Defense industry offers the highest average compensation for Operational Risk Analyst III roles, with salaries approximately 20% above the market median.

2. What does an operational risk analyst do?

Operational Risk Analysts assess and quantify risks that could impact an organization's assets and financial stability. They analyze potential threats and recommend strategies to mitigate these risks. The salary for this role typically ranges from $91,800 to $119,600, with a median salary of $104,900, reflecting the importance of their expertise in safeguarding organizational health.

3. What is the salary of operational risk analyst?

The salary for Operational Risk Analysts typically ranges from £91,800 to £119,600 annually, with a midpoint of £104,900. This reflects the competitive nature of the role and the expertise required in managing operational risks effectively.

4. How much does an operational risk analyst make?

An Operational Risk Analyst typically earns between $91,800 and $119,600 annually, with a median salary of $104,900. The highest paying states for this role include the District of Columbia, Maryland, and New York, where hourly rates can reach up to $53.98, $50.79, and $48.28, respectively.

5. What is the highest salary of risk analyst?

The highest salary for an Operational Risk Analyst is $119,600 per year. The average starting salary is around $91,800, with a mid-range salary of $104,900. This role typically requires some experience, and salaries can vary based on location and expertise.

6. How much does a Citi operational risk analyst make?

The estimated total pay range for an Operational Risk Analyst at Citi is approximately $91,800 to $119,600 per year, which includes base salary and additional compensation. The midpoint salary is around $104,900 annually.

7. What is the salary of Risk Analyst in Deloitte?

The salary of an Operational Risk Analyst at Deloitte ranges from ₹91,800 to ₹119,600, with a mid-salary of ₹104,900. This reflects the compensation for professionals in this role, which may vary based on experience and performance. These figures provide a benchmark for understanding salary expectations in this field.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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