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Operational Risk Analyst IV Salary in the United States

How much does an Operational Risk Analyst IV make in the United States?

As of September 01, 2026, the average salary for an Operational Risk Analyst IV in the United States is $122,700 per year, which breaks down to an hourly rate of $59.

However, an Operational Risk Analyst IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $143,142
  • Majority Range (25th-75th percentile): $114,800 to $133,400
  • Entry-Level (10th percentile): $107,607

Key Factors That Influence Operational Risk Analyst IV Salaries

An Operational Risk Analyst IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Operational Risk Analyst Salaries?

Experience is a primary driver of an Operational Risk Analyst IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Operational Risk Analyst II (2-4 years): $79,486
  • Operational Risk Analyst III (4-7 years): $96,720
  • Operational Risk Analyst IV (7+ years): $122,610
  • Operational Risk Analyst V (7-10 years): $155,879
  • Operational Risk Management Supervisor (10+ years): $110,260
Job Role Years of Experience Average Salary
Operational Risk Analyst II2-4 years$79,486
Operational Risk Analyst III4-7 years$96,720
Operational Risk Analyst IV7+ years$122,610
Operational Risk Analyst V7-10 years$155,879
Operational Risk Management Supervisor10+ years$110,260

Top Paying Cities for Operational Risk Analyst IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $154,700
  • San Francisco: $153,000
  • Oakland: $149,800

What Skills Can Increase an Operational Risk Analyst IV's Salary?

Demanded Skills for the Role:

  • Risk Management (Mentioned in 21.52% Job Postings): Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.
  • Trading (Mentioned in 1.68% Job Postings): Trading is the act or process of buying, selling, or exchanging commodities, at either wholesale or retail, within a country or between countries.
  • Internal Control (Mentioned in 1.04% Job Postings): Internal control, as defined by accounting and auditing, is a process for assuring of an organization's objectives in operational effectiveness and efficiency, reliable financial reporting, and compliance with laws, regulations and policies.
Skills Demand Percentage
Risk Management 21.52%
Trading 1.68%
Internal Control 1.04%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Operational Risk Analyst IV's salary.

  • Reinsurance: Can increase your salary by up to 11%.
  • Tableau: Can increase your salary by up to 9%.
  • Trading: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
Reinsurance $136,197
11%
Tableau $133,743
9%
Trading $131,289
7%

Operational Risk Analyst IV Salary by Company Size: Startups vs. Enterprise

Operational Risk Analyst IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $137,122. While startup companies pay approximate $115,992.

Operational Risk Analyst IV Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $115,992
Growth Stage 51~500 $122,673
Established 501~5000 $132,409
Enterprise 5000+ $137,122

Operational Risk Analyst IV Salary by Industry: Top Paying Sectors

For Operational Risk Analyst IV roles, the industry you choose can affect earning potential by as much as 76% (the gap between the highest and lowest paying industries). Data shows that the Transportation and Telecom sectors offer the strongest compensation, at 38% above the average. In contrast, Operational Risk Analyst positions in Aerospace & Defense or Biotechnology typically offer lower base pay, as these industries often view Operational Risk Analyst IV as a support function rather than a direct revenue driver.

The top paying industries for an Operational Risk Analyst IV

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Transportation$169,326$81.038%
Telecom$164,418$79.034%
Software & Networking$159,510$77.030%
Retail & Wholesale$154,602$74.026%
Pharmaceuticals$149,694$72.022%

How Education impacts an Operational Risk Analyst IV's Salary?

Your level of education can impact your salary potential. While many Operational Risk Analyst IVs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Operational Risk Analyst IV with a Bachelor's Degree is between $122,545 and $129,225).

Operational Risk Analyst IV Salaries by Degree Level

Typical Education for Operational Risk Analyst IV
Degree Level % of user with this level of education
No Diploma 1.4%
High School 1.4%
Associates 3.5%
Bachelors 32.6%
Masters 52.5%
Doctorate 8.5%

Operational Risk Analyst IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Operational Risk Analyst IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$114,800
Average $122,700/year
$133,400
$9,567
Average $10,225/month
$11,117
$2,208
Average $2,360/week
$2,565
$55
Average $59/hour
$64
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $133,400 $11,117 $2,565 $64
Average $122,700 $10,225 $2,360 $59
25th Percentile $114,800 $9,567 $2,208 $55

Operational Risk Analyst IV Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As an Operational Risk Analyst IV, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Operational Risk Analyst IV Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Strategic E-commerce Risk Director $156,700 28%
Insurance Coverage Analyst V $141,900 16%
Operational Risk Analyst V $155,900 27%

Most common benefits for Operational Risk Analyst IV

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Operational Risk Analyst IV

Here are companies hiring for Operational Risk Analyst IV and their salaries, click below for more details.

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FAQ about Operational Risk Analyst IV

1. What industry pays the highest salary for Operational Risk Analyst IV?

The Transportation industry offers the highest average compensation for Operational Risk Analyst IV roles, with salaries approximately 38% above the market median.

2. How much does a Risk Analyst make at Bank of America?

The estimated total pay range for an Operational Risk Analyst at Bank of America is approximately $117,100 to $142,000 per year, based on the salary data. This range reflects the minimum, mid, and maximum salaries for the position, providing a comprehensive view of potential earnings.

3. Is risk analyst an IT job?

The role of an Operational Risk Analyst is not strictly an IT job, but it often involves analyzing technology-related risks. This position typically requires a bachelor's degree in fields like computer science, mathematics, or statistics. Salaries for Operational Risk Analysts range from $117,100 to $142,000, with a median salary of $129,000.

4. What is the highest salary of risk analyst?

The highest salary for an Operational Risk Analyst is $142,000 per year. The average salary typically ranges from a minimum of $117,100 to a midpoint of $129,000, reflecting the varying levels of experience and expertise in the field.

5. How much does a Citi operational risk analyst make?

The estimated total pay range for an Operational Risk Analyst at Citi is approximately $117,100 to $142,000 per year, which includes base salary and additional compensation. The midpoint salary is around $129,000 annually.

6. How much do risk analysts make in the US?

In the U.S., Operational Risk Analysts earn between $117,100 and $142,000 annually, with a median salary of approximately $129,000. This reflects a more competitive compensation range compared to the broader risk analyst category, highlighting the specialized nature of the role.

7. What is the salary of risk analyst in Goldman Sachs?

The estimated total pay range for an Operational Risk Analyst at Goldman Sachs is $117,100 to $142,000 per year, which includes base salary and additional compensation. The average base salary for this role is approximately $129,000 per year.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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