As of September 01, 2026, the average salary for an Operational Risk Analyst IV in the United States is $122,700 per year, which breaks down to an hourly rate of $59.
However, an Operational Risk Analyst IV's salary can vary significantly. Here’s a look at the typical salary range:
Operational Risk Analyst IV Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
|---|---|---|---|---|
| 75th Percentile | $133,400 | $11,117 | $2,565 | $64 |
| Average | $122,700 | $10,225 | $2,360 | $59 |
| 25th Percentile | $114,800 | $9,567 | $2,208 | $55 |
An Operational Risk Analyst IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of an Operational Risk Analyst IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Operational Risk Analyst II | 2-4 years | $79,486 |
| Operational Risk Analyst III | 4-7 years | $96,720 |
| Operational Risk Analyst IV | 7+ years | $122,610 |
| Operational Risk Analyst V | 7-10 years | $155,879 |
| Operational Risk Management Supervisor | 10+ years | $110,260 |
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Risk Management | 21.52% |
| Trading | 1.68% |
| Internal Control | 1.04% |
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Operational Risk Analyst IV's salary.
| Skill | Salary | Salary % Increase |
|---|---|---|
| Reinsurance | $136,197 | |
| Tableau | $133,743 | |
| Trading | $131,289 |
Operational Risk Analyst IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $137,122. While startup companies pay approximate $115,992.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $115,992 |
| Growth Stage | 51~500 | $122,673 |
| Established | 501~5000 | $132,409 |
| Enterprise | 5000+ | $137,122 |
Your level of education can impact your salary potential. While many Operational Risk Analyst IVs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for an Operational Risk Analyst IV with a Bachelor's Degree is between $122,545 and $129,225).
| Typical Education for Operational Risk Analyst IV | |
|---|---|
| Degree Level | % of user with this level of education |
| No Diploma | 1.4% |
| High School | 1.4% |
| Associates | 3.5% |
| Bachelors | 32.6% |
| Masters | 52.5% |
| Doctorate | 8.5% |
Understanding how an Operational Risk Analyst IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $133,400 | $11,117 | $2,565 | $64 |
| Average | $122,700 | $10,225 | $2,360 | $59 |
| 25th Percentile | $114,800 | $9,567 | $2,208 | $55 |
Promotions are the fastest way to increase your earnings. As an Operational Risk Analyst IV, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Strategic E-commerce Risk Director | $156,700 | 28% |
| Insurance Coverage Analyst V | $141,900 | 16% |
| Operational Risk Analyst V | $155,900 | 27% |
Salaries for an Operational Risk Analyst IV can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $117,902 in 2023 to around $117,130 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Operational Risk Analyst IV salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 | View More |
| 2023 | $117,902 |
| 2024 | $117,823 |
| 2025 | $117,130 |
| 2026 |
View More
|
| 2027 |
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|
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The Transportation industry offers the highest average compensation for Operational Risk Analyst IV roles, with salaries approximately 38% above the market median.
The estimated total pay range for an Operational Risk Analyst at Bank of America is approximately $117,100 to $142,000 per year, based on the salary data. This range reflects the minimum, mid, and maximum salaries for the position, providing a comprehensive view of potential earnings.
The role of an Operational Risk Analyst is not strictly an IT job, but it often involves analyzing technology-related risks. This position typically requires a bachelor's degree in fields like computer science, mathematics, or statistics. Salaries for Operational Risk Analysts range from $117,100 to $142,000, with a median salary of $129,000.
The highest salary for an Operational Risk Analyst is $142,000 per year. The average salary typically ranges from a minimum of $117,100 to a midpoint of $129,000, reflecting the varying levels of experience and expertise in the field.
The estimated total pay range for an Operational Risk Analyst at Citi is approximately $117,100 to $142,000 per year, which includes base salary and additional compensation. The midpoint salary is around $129,000 annually.
In the U.S., Operational Risk Analysts earn between $117,100 and $142,000 annually, with a median salary of approximately $129,000. This reflects a more competitive compensation range compared to the broader risk analyst category, highlighting the specialized nature of the role.
The estimated total pay range for an Operational Risk Analyst at Goldman Sachs is $117,100 to $142,000 per year, which includes base salary and additional compensation. The average base salary for this role is approximately $129,000 per year.
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