Risk Services Safety Supervisor Salary in Culdesac, ID

Demanded Skills for the Role:

• Confidentiality (Mentioned in 6.45% Job Postings): The process of and obligation to apply and enforce rules and practices that ensure that specific types of information are accessible only to those authorized to use it.
• Safety Inspections (Mentioned in 3.01% Job Postings): Identifying, assessing, and monitoring hazardous conditions to recommend corrective actions and prevent future incidents.
• Loan Servicing (Mentioned in 0.75% Job Postings): Loan servicing is the process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower. The vast majority of mortgages are backed by the government or government-sponsored entities (GSEs) through purchase by Fannie Mae, Freddie Mac, or Ginnie Mae (which purchases loans insured by the Federal Housing Administration (FHA) or guaranteed by the Department of Veterans Affairs (VA)). Because GSEs and private loan investors typically do not service the mortgage loans that they purchase, the bank who sells the mortgage will generally retain the right to service the mortgage pursuant to a master servicing agreement. The payments collected by the mortgage servicer are remitted to various parties; distributions typically include paying taxes and insurance from escrowed funds, remitting principal and interest payments to investors holding mortgage-backed securities (or other types of instruments backed by pools of mortgage loans), and remitting fees to mortgage guarantors, trustees, and other third parties providing services. The level of service varies depending on the type of loan and the terms negotiated between the servicer and the investor seeking their services, and may also include activities such as monitoring delinquencies, workouts/ restructurings and executing foreclosures.