Salary AI Book a Demo
upper level job

Claims Examiner IV Salary in the United States

How much does a Claims Examiner IV make in the United States?

As of September 01, 2026, the average salary for a Claims Examiner IV in the United States is $95,577 per year, which breaks down to an hourly rate of $46.

However, a Claims Examiner IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $105,502
  • Majority Range (25th-75th percentile): $89,518 to $100,772
  • Entry-Level (10th percentile): $84,002
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Claims Examiner IV Salaries

A Claims Examiner IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Claims Examiner IV Salaries?

Experience is a primary driver of a Claims Examiner IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Claims Examiner II (2-4 years): $68,837
  • Claims Examiner III (4-7 years): $83,532
  • Claims Examiner IV (7+ years): $95,577
  • Claims Examiner V (7-10 years): $119,794
  • Claims Supervisor I (10+ years): $76,328
Job Role Years of Experience Average Salary
Claims Examiner II2-4 years$68,837
Claims Examiner III4-7 years$83,532
Claims Examiner IV7+ years$95,577
Claims Examiner V7-10 years$119,794
Claims Supervisor I10+ years$76,328
View as Graph

How Do Claims Examiner IV Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Claims Examiner IVs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $105,823.
  • California: $105,421.
  • Massachusetts: $104,016.

Top Paying Cities for Claims Examiner IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $120,551
  • San Francisco: $119,231
  • Oakland: $116,719

Claims Examiner IV Salary by Company Size: Startups vs. Enterprise

Claims Examiner IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $104,973. While startup companies pay approximate $88,882.

Claims Examiner IV Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $88,882
Growth Stage 51~500 $93,984
Established 501~5000 $101,383
Enterprise 5000+ $104,973

Claims Examiner IV Salary by Industry: Top Paying Sectors

For Claims Examiner IV roles, the industry you choose can affect earning potential by as much as 49% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Energy & Utilities sectors offer the strongest compensation, at 25% above the average. In contrast, Claims Examiner positions in Transportation or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Claims Examiner IV as a support function rather than a direct revenue driver.

The top paying industries for a Claims Examiner IV

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$119,471$57.025%
Energy & Utilities$107,046$51.012%
Healthcare$105,135$51.010%
Insurance$100,356$48.05%

Claims Examiner IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Claims Examiner IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$89,518
Average $95,577/year
$100,772
$7,460
Average $7,965/month
$8,398
$1,722
Average $1,838/week
$1,938
$43
Average $46/hour
$48
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $100,772 $8,398 $1,938 $48
Average $95,577 $7,965 $1,838 $46
25th Percentile $89,518 $7,460 $1,722 $43

Claims Examiner IV Salary Growth & Career Path

Claims Examiner IV

Next Role

For a Claims Examiner IV, the most direct path to higher earnings is advancing to the Claims Examiner V role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $119,794 - a projected growth of 25% over your current level.

Most common benefits for Claims Examiner IV

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Claims Examiner IV

Here are companies hiring for Claims Examiner IV and their salaries, click below for more details.

Find Your Next Claims Examiner IV Job

Ready to take the next step in your career? Browse thousands of current Claims Examiner IV job openings on our job board. Use the search bar below to find your perfect match.

For Employees

Analyze the market and your qualifications to negotiate your salary with confidence.

Get a Salary Increase

Search thousands of open positions to find your next opportunity.

Search Job Openings

For Employers

Individualize employee pay based on unique job requirements and personal qualifications.

Adjust Employee Salary

Get the latest market price for benchmark jobs and jobs in your industry.

Price My Industry Jobs

FAQ about Claims Examiner IV

1. Where can a Claims Examiner IV earn the most?

A Claims Examiner IV's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Claims Examiner IV earns the most in San Jose, CA, where the annual salary of a Claims Examiner IV is $120,551.

2. What is the highest pay for Claims Examiner IV?

The highest pay for Claims Examiner IV is $105,502.

3. What is the lowest pay for Claims Examiner IV?

The lowest pay for Claims Examiner IV is $84,002.

4. What are the responsibilities of Claims Examiner IV?

Examines and adjudicates insurance claims to determine coverage, validity, and appropriate payment in accordance with policy terms and regulations. Reviews claim documentation, policy provisions, and supporting evidence to assess liability and exposure. Authorizes claim payments within established authority limits. Investigates questionable or complex claims and coordinates with adjusters, providers, or external parties as needed. Documents findings, decisions, and rationale clearly within the claims system. Ensures compliance with company guidelines, regulatory requirements, and service standards. Requires a bachelor's degree. Typically reports to a manager. Work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. Typically requires 7+ years of related experience.

5. What industry pays the highest salary for Claims Examiner IV?

The Financial Services industry offers the highest average compensation for Claims Examiner IV roles, with salaries approximately 25% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst
lower level job