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Commercial Credit Analysis Manager Salary in the United States

How much does a Commercial Credit Analysis Manager make in the United States?

As of August 01, 2026, the average salary for a Commercial Credit Analysis Manager in the United States is $122,135 per year, which breaks down to an hourly rate of $59.

However, a Commercial Credit Analysis Manager's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $139,902
  • Majority Range (25th-75th percentile): $111,432 to $131,435
  • Entry-Level (10th percentile): $101,687
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Commercial Credit Analysis Manager Salaries

A Commercial Credit Analysis Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Commercial Credit Analysis Manager Salaries?

Experience is a primary driver of a Commercial Credit Analysis Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Commercial Credit Analyst I (0-2 years): $63,062
  • Commercial Credit Analyst II (2-4 years): $74,530
  • Commercial Credit Analyst III (4-7 years): $92,486
  • Commercial Credit Analyst IV (7+ years): $107,098
  • Commercial Credit Analysis Manager (7+ years): $122,135
Job Role Years of Experience Average Salary
Commercial Credit Analyst I0-2 years$63,062
Commercial Credit Analyst II2-4 years$74,530
Commercial Credit Analyst III4-7 years$92,486
Commercial Credit Analyst IV7+ years$107,098
Commercial Credit Analysis Manager7+ years$122,135
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How Do Commercial Credit Analysis Managers Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Credit Analysis Managers. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $135,228.
  • California: $134,715.
  • Massachusetts: $132,920.

Top Paying Cities for Commercial Credit Analysis Manager

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $154,049
  • San Francisco: $152,362
  • Oakland: $149,151

Commercial Credit Analysis Manager Salary by Company Size: Startups vs. Enterprise

Commercial Credit Analysis Manager salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $130,125. While startup companies pay approximate $110,495.

Commercial Credit Analysis Manager Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $110,495
Growth Stage 51~500 $116,766
Established 501~5000 $125,774
Enterprise 5000+ $130,125

Commercial Credit Analysis Manager Salary by Industry: Top Paying Sectors

For Commercial Credit Analysis Manager roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Commercial Credit Analysis Manager positions in Business Services typically offer lower base pay, as this sector often view Commercial Credit Analysis Manager as a support function rather than a direct revenue driver.

The top paying industry for a Commercial Credit Analysis Manager

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$146,562$70.020%

Commercial Credit Analysis Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Commercial Credit Analysis Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$111,432
Average $122,135/year
$131,435
$9,286
Average $10,178/month
$10,953
$2,143
Average $2,349/week
$2,528
$54
Average $59/hour
$63
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $131,435 $10,953 $2,528 $63
Average $122,135 $10,178 $2,349 $59
25th Percentile $111,432 $9,286 $2,143 $54

Commercial Credit Analysis Manager Salary Growth & Career Path

Commercial Credit Analysis Manager

Next Role

For a Commercial Credit Analysis Manager, the most direct path to higher earnings is advancing to the Commercial Credit Analysis Senior Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $167,795 - a projected growth of 37% over your current level.

Most common benefits for Commercial Credit Analysis Manager

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Commercial Credit Analysis Manager

Here are companies hiring for Commercial Credit Analysis Manager and their salaries, click below for more details.

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FAQ about Commercial Credit Analysis Manager

1. Where can a Commercial Credit Analysis Manager earn the most?

A Commercial Credit Analysis Manager's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Credit Analysis Manager earns the most in San Jose, CA, where the annual salary of a Commercial Credit Analysis Manager is $154,049.

2. What is the highest pay for Commercial Credit Analysis Manager?

The highest pay for Commercial Credit Analysis Manager is $139,902.

3. What is the lowest pay for Commercial Credit Analysis Manager?

The lowest pay for Commercial Credit Analysis Manager is $101,687.

4. What are the responsibilities of Commercial Credit Analysis Manager?

Manages the commercial credit analysis function that collects, reviews, and analyzes data and prepares detailed credit analysis evaluating the terms and creditworthiness of commercial loan applications. Reviews and verifies sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis. Implements best practices and standard methodologies to assign risk ratings to loans, calculate essential ratios, and complete an analysis of the applicant's financial status. Develops standardized credit memo formats that include essential information and recommendations to facilitate review. Oversees processes, workflows, and schedules for report preparation. May be authorized to approve exceptions to the application for loan or credit extensions. Requires a bachelor's degree. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes.

5. What industry pays the highest salary for Commercial Credit Analysis Manager?

The Financial Services industry offers the highest average compensation for Commercial Credit Analysis Manager roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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