How much does a Commercial Credit Analyst IV make in the United States? The average Commercial Credit Analyst IV salary in the United States is $105,357 as of May 25, 2023, but the range typically falls between $89,373 and $127,062. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, helps you determine your exact pay target. 

Based on HR-reported data: a national average with a geographic differential
25% $89,373 10% $74,820 90% $146,823 75% $127,062 $105,357 50%(Median) Didn’t find job title? Click
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Credit Analyst


Bank Credit Analyst

Benchmark Community Bank - Kenbridge, VA

Senior Experience Analyst

Navy Federal Credit Union - Merrifield, VA

Senior Accounting Policy Analyst

Navy Federal Credit Union - Merrifield, VA

Job Description for Commercial Credit Analyst IV

Commercial Credit Analyst IV collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst IV calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst IV presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst IV work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. To be a Commercial Credit Analyst IV typically requires 7+ years of related experience. (Copyright 2023 View full job description

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Career Path for Commercial Credit Analyst IV

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Pamela J. Shelley-Kessler, Co-President, Chief Financial Officer and Corporate Secretary
LTC is a real estate investment trust (REIT) investing in seniors housing and health care properties primarily through sale-leasebacks, mortgage financing, joint-ventures and structured finance solutions including preferred equity and mezzanine lending. LTC holds more than 200 investments in 28 states with 29 operating... More
Fiscal Year Ended in 2022
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City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.0%
City, State Washington, DC Compared to national average
+ 11.3%
City, State Miami, FL Compared to national average
City, State Chicago, IL Compared to national average
+ 5.5%
City, State Boston, MA Compared to national average
+ 12.7%
City, State New York, NY Compared to national average
+ 17.5%
City, State Dallas, TX Compared to national average

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These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Commercial Credit Analyst IV in the United States. The base salary for Commercial Credit Analyst IV ranges from $89,373 to $127,062 with the average base salary of $105,357. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $94,354 to $139,927 with the average total cash compensation of $111,777.
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Skills associated with Commercial Credit Analyst IV: Credit Verification, Credit Analysis, Risk Assessment, Banking Software ...More

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