As of March 01, 2026, the average salary for a Commercial Credit Analyst III in the United States is $92,497 per year, which breaks down to an hourly rate of $44.
However, a Commercial Credit Analyst III's salary can vary significantly. Here’s a look at the typical salary range:
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A Commercial Credit Analyst III's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Credit Analyst III's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Commercial Credit Analyst I | 0-2 years | $63,060 |
| Commercial Credit Analyst II | 2-4 years | $74,544 |
| Commercial Credit Analyst III | 4-7 years | $92,497 |
| Commercial Credit Analyst IV | 7+ years | $107,092 |
| Commercial Credit Analysis Manager | 7+ years | $122,147 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Credit Analyst IIIs. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 20.61% |
| Microsoft Office | 2.15% |
| Customer Care | 1.29% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
PowerPoint
|
$100,822 |
9%
|
|
Initiative
|
$99,897 |
8%
|
|
Teamwork
|
$98,972 |
7%
|
|
Microsoft Office
|
$98,047 |
6%
|
|
Leadership
|
$96,197 |
4%
|
|
Quality Management
|
$95,272 |
3%
|
Your level of education can impact your salary potential. While many Commercial Credit Analyst IIIs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Commercial Credit Analyst III with a Bachelor's Degree is between $87,555 and $95,424).
Commercial Credit Analyst III Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.5% |
| High School | 3.5% |
| Associates | 2.5% |
| Bachelors | 51.3% |
| Masters | 41.7% |
| Doctorate | 0.5% |
Understanding how a Commercial Credit Analyst III's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on March 01, 2026For a Commercial Credit Analyst III, the most direct path to higher earnings is advancing to the Commercial Credit Analyst IV role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $107,092 - a projected growth of 16% over your current level.
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Compensation PlanningHere are companies hiring for Commercial Credit Analyst III and their salaries, click below for more details.
Ready to take the next step in your career? Browse thousands of current Commercial Credit Analyst III job openings on our job board. Use the search bar below to find your perfect match.
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A Commercial Credit Analyst III's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Credit Analyst III earns the most in San Jose, CA, where the annual salary of a Commercial Credit Analyst III is $116,666.
The highest pay for Commercial Credit Analyst III is $113,814.
The lowest pay for Commercial Credit Analyst III is $77,670.
Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4 -7 years of related experience.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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