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Risk Modeling Analyst IV Salary in the United States

How much does a Risk Modeling Analyst IV make in the United States?

As of October 01, 2026, the average salary for a Risk Modeling Analyst IV in the United States is $133,066 per year, which breaks down to an hourly rate of $64.

However, a Risk Modeling Analyst IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $157,982
  • Majority Range (25th-75th percentile): $123,832 to $146,108
  • Entry-Level (10th percentile): $115,425
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Risk Modeling Analyst IV Salaries

A Risk Modeling Analyst IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Risk Modeling Analyst IV Salaries?

Experience is a primary driver of a Risk Modeling Analyst IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Risk Modeling Analyst II (2-4 years): $83,353
  • Risk Modeling Analyst III (4-7 years): $115,111
  • Risk Modeling Analyst IV (7+ years): $133,066
  • Risk Modeling Analyst V (7-10 years): $154,303
  • Risk Modeling Manager (10+ years): $140,619
Job Role Years of Experience Average Salary
Risk Modeling Analyst II2-4 years$83,353
Risk Modeling Analyst III4-7 years$115,111
Risk Modeling Analyst IV7+ years$133,066
Risk Modeling Analyst V7-10 years$154,303
Risk Modeling Manager10+ years$140,619
View as Graph

How Do Risk Modeling Analyst IV Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Risk Modeling Analyst IVs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $147,331.
  • California: $146,772.
  • Massachusetts: $144,816.

Top Paying Cities for Risk Modeling Analyst IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $167,836
  • San Francisco: $165,999
  • Oakland: $162,500

Risk Modeling Analyst IV Salary by Company Size: Startups vs. Enterprise

Risk Modeling Analyst IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $148,767. While startup companies pay approximate $125,986.

Risk Modeling Analyst IV Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $125,986
Growth Stage 51~500 $133,210
Established 501~5000 $143,650
Enterprise 5000+ $148,767

Risk Modeling Analyst IV Salary by Industry: Top Paying Sectors

For Risk Modeling Analyst IV roles, the industry you choose can affect earning potential by as much as 45% (the gap between the highest and lowest paying industries). Data shows that the Energy & Utilities and Internet sectors offer the strongest compensation, at 25% above the average. In contrast, Risk Modeling Analyst positions in Pharmaceuticals or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Risk Modeling Analyst IV as a support function rather than a direct revenue driver.

The top paying industries for a Risk Modeling Analyst IV

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Energy & Utilities$166,332$80.025%
Internet$153,026$74.015%
Aerospace & Defense$149,034$72.012%
Financial Services$146,373$70.010%
Software & Networking$146,373$70.010%

Risk Modeling Analyst IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Risk Modeling Analyst IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on October 01, 2026
$123,832
Average $133,066/year
$146,108
$10,319
Average $11,089/month
$12,176
$2,381
Average $2,559/week
$2,810
$60
Average $64/hour
$70
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $146,108 $12,176 $2,810 $70
Average $133,066 $11,089 $2,559 $64
25th Percentile $123,832 $10,319 $2,381 $60

Risk Modeling Analyst IV Salary Growth & Career Path

Risk Modeling Analyst IV

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As a Risk Modeling Analyst IV, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Risk Modeling Analyst V $154,303 16%
Asset/Liability Manager $102,138 -23%

Most common benefits for Risk Modeling Analyst IV

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Risk Modeling Analyst IV

Here are companies hiring for Risk Modeling Analyst IV and their salaries, click below for more details.

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FAQ about Risk Modeling Analyst IV

1. Where can a Risk Modeling Analyst IV earn the most?

A Risk Modeling Analyst IV's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Risk Modeling Analyst IV earns the most in San Jose, CA, where the annual salary of a Risk Modeling Analyst IV is $167,836.

2. What is the highest pay for Risk Modeling Analyst IV?

The highest pay for Risk Modeling Analyst IV is $157,982.

3. What is the lowest pay for Risk Modeling Analyst IV?

The lowest pay for Risk Modeling Analyst IV is $115,425.

4. What are the responsibilities of Risk Modeling Analyst IV?

Utilizes risk modeling techniques to identify, quantify, and forecast potential risk scenarios of an organization. Gathers and analyzes pertinent data to create or strengthen models that forecast risk exposure and help make informed business decisions. Continuously monitors the economic and business landscape to update, review, or validate models as new data becomes available. Collaborates with outside departments to gather information and communicate findings or recommendations of analysis. Defines, documents, and summarizes methodologies, assumptions, and results of risk models and prepares reports for management. Requires a bachelor's degree. Typically reports to a manager. Work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. Typically requires 7+ years of related experience.

5. What industry pays the highest salary for Risk Modeling Analyst IV?

The Energy & Utilities industry offers the highest average compensation for Risk Modeling Analyst IV roles, with salaries approximately 25% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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