What are the main factors that influence a Disability Insurance Program Representative's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Disability Insurance Program Representative's salary?

A Disability Insurance Program Representative's salary grows with experience: a Security Specialist (2-4 years)earns $64,595, a Disability Insurance Program Representative (4-7 years)earns $87,515, a Security Supervisor (7+ years)earns $69,820, a Security Supervisor, Senior (7+ years)earns $91,700, a Security Manager (7+ years)earns $107,349,

What are the highest paying states for a Disability Insurance Program Representative?

Disability Insurance Program Representative salary varies significantly by state. The top 3 highest paying states for Disability Insurance Program Representative roles are District of Columbia $94,605, California $94,246, Massachusetts $92,990. These tech hubs typically pay 10-15% above the national average.

How much do different types of Disability Insurance Program Representative roles make?

Salaries for Disability Insurance Program Representative level roles vary by specialization: Program Representative: $146,300; Insurance Sales Representative: $96,401; Insurance Program Manager: $91,243; Licensed Insurance Representative: $89,228; Insurance Representative: $85,893.

How do different companies affect a Disability Insurance Program Representative's salary?

Company size, industry, and compensation structure create significant salary variations for Disability Insurance Program Representative roles. Large, established industry leaders like C R Bard Inc ($128,509) and Henry Schein Canada ($124,697) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $82,041.

Disability Insurance Program Representative Salary in the United States

How much does a Disability Insurance Program Representative make in the United States?

As of August 01, 2026, the average salary for a Disability Insurance Program Representative in the United States is $85,446 per year, which breaks down to an hourly rate of $41.

However, a Disability Insurance Program Representative's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $102,778
Majority Range (25th-75th percentile): $75,511 to $94,518
Entry-Level (10th percentile): $66,465

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Disability Insurance Program Representative Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$94,518	$7,877	$1,818	$45
Average	$85,446	$7,120	$1,643	$41
25th Percentile	$75,511	$6,293	$1,452	$36

You may get higher pay by adjusting the following factors:

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Key Factors That Influence Disability Insurance Program Representative Salaries

A Disability Insurance Program Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Disability Insurance Program Representative Salaries?

Experience is a primary driver of a Disability Insurance Program Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

Entry-Level (less than 1 year): $64,595
Early Career (1-2 years): $87,515
Mid-Level (2-4 years): $69,820
Senior-Level (5-8 years): $91,700
Expert (over 8 years): $107,349

Levels	Salary
Security ... Level Disability Insurance Program Representative	$64,595
Disabilit... Level Disability Insurance Program Representative	$87,515
Security ... Level Disability Insurance Program Representative	$69,820
Security ... Level Disability Insurance Program Representative	$91,700
Security ... Level Disability Insurance Program Representative	$107,349

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What Am I Worth?

How Do Disability Insurance Program Representative Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Disability Insurance Program Representatives. For example, consider the average annual salaries in these key locations:

District of Columbia: $94,605.
California: $94,246.
Massachusetts: $92,990.

District of Columbia $94,605 California $94,246 Massachusetts $92,990 Washington $92,649 New Jersey $92,614 Alaska $92,495 Connecticut $91,316 New York $90,837

Hawaii $89,308 Rhode Island $88,590 Maryland $88,103 Minnesota $87,436 Colorado $87,180 Illinois $87,095 Oregon $86,770 Delaware $86,531

New Hampshire $86,380 Virginia $86,044 Pennsylvania $85,061 Nevada $84,565 North Dakota $84,403 Michigan $84,147 Wisconsin $84,053 Vermont $83,865

Texas $83,344 Maine $83,309 Arizona $83,258 Ohio $83,198 Georgia $82,412 Indiana $82,019 Wyoming $81,942 Utah $81,823

Iowa $81,771 Kansas $81,361 Louisiana $81,242 North Carolina $81,199 Missouri $81,182 Florida $80,849 Montana $80,669 Nebraska $80,498

Kentucky $80,404 South Carolina $80,062 Tennessee $79,849 Idaho $79,763 New Mexico $79,140 Oklahoma $79,003 Alabama $78,499 South Dakota $77,653

Arkansas $77,191 West Virginia $76,944 Mississippi $76,200

Top Paying Cities for Disability Insurance Program Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $107,772
San Francisco: $106,592
Oakland: $104,346

San Jose, CA $107,772

San Francisco, CA $106,592

Oakland, CA $104,346

New York, NY $98,381

Paramus, NJ $97,185

Queens Village, NY $97,181

Passaic, NJ $97,099

Bergenfield, NJ $97,092

Stamford, CT $96,904

Huntington, NY $96,869

Newark, NJ $96,237

Bridgeport, CT $96,057

Vallejo, CA $95,887

New Brunswick, NJ $95,853

Petaluma, CA $95,801

Middlesex, NJ $95,639

Somerset, NJ $95,579

Santa Cruz, CA $95,468

Boston, MA $94,947

Monterey, CA $94,647

Seattle, WA $94,451

Santa Rosa, CA $94,434

Los Angeles, CA $94,409

Juneau, AK $94,187

Washington, DC $94,093

Orange, CA $93,788

Santa Ana, CA $93,563

Long Beach, CA $93,477

Anaheim, CA $93,460

Anchorage, AK $93,418

Santa Maria, CA $93,161

Everett, WA $93,144

Danbury, CT $92,843

Bremerton, WA $92,725

Tacoma, WA $92,418

New Suffolk, NY $92,416

Sacramento, CA $92,392

Santa Barbara, CA $92,298

Trenton, NJ $92,204

San Diego, CA $92,204

Brockton, MA $92,110

Fairbanks, AK $91,901

Lompoc, CA $91,683

Lowell, MA $91,614

Ventura, CA $91,598

Nashua, NH $91,580

Stockton, CA $91,572

Modesto, CA $90,948

Poughkeepsie, NY $90,760

Olympia, WA $90,598

Kennewick, WA $90,598

New Haven, CT $90,564

Lawrence, MA $90,256

Hartford, CT $90,171

Riverside, CA $90,154

New Bedford, MA $90,068

Richland, WA $90,068

Bakersfield, CA $89,948

San Bernardino, CA $89,914

New Britain, CT $89,906

Atlantic City, NJ $89,906

New London, CT $89,872

Norwich, CT $89,846

Portsmouth, NH $89,829

Boulder, CO $89,648

Portland, OR $89,530

Worcester, MA $89,521

Minneapolis, MN $89,256

Philadelphia, PA $89,137

Honolulu, HI $88,855

Saint Paul, MN $88,814

Vineland, NJ $88,795

Providence, RI $88,547

Chicago, IL $88,299

Bellingham, WA $88,197

Springfield, MA $88,128

Baltimore, MD $88,103

Chico, CA $87,889

Pittsfield, MA $87,659

Manchester, NH $87,496

Spokane, WA $87,120

Denver, CO $87,112

Albany, NY $86,710

Troy, NY $86,676

Nassau, NY $86,584

Schenectady, NY $86,496

Wilmington, DE $86,428

Burlington, VT $86,308

Salem, OR $86,274

Portland, ME $86,009

Yakima, WA $85,924

Rochester, MN $85,659

Reno, NV $85,616

Fresno, CA $85,616

Milwaukee, WI $85,539

Detroit, MI $85,454

Ann Arbor, MI $85,440

Allentown, PA $85,428

Colorado Springs, CO $85,283

Syracuse, NY $85,240

Carson City, NV $85,240

Houston, TX $85,121

Eugene, OR $85,078

Gary, IN $84,976

Springfield, OR $84,907

Bismarck, ND $84,890

Galveston, TX $84,830

Medford, OR $84,702

Fort Collins, CO $84,668

Concord, NH $84,625

Austin, TX $84,600

Mesa, AZ $84,420

Reading, PA $84,412

Phoenix, AZ $84,403

Dallas, TX $84,377

Saint Cloud, MN $84,295

Madison, WI $84,181

Utica, NY $83,950

Rochester, NY $83,813

Des Moines, IA $83,805

Raleigh, NC $83,796

Atlanta, GA $83,668

Battle Creek, MI $83,643

Salt Lake City, UT $83,617

Lancaster, PA $83,489

Harrisburg, PA $83,369

Kansas City, MO $83,284

Champaign, IL $83,267

Kansas City, KS $83,267

Fort Worth, TX $83,258

Columbus, OH $83,244

Boca Raton, FL $83,224

Pittsburgh, PA $83,190

Richmond, VA $83,156

Indianapolis, IN $83,138

Cleveland, OH $83,130

Las Vegas, NV $83,027

Cincinnati, OH $83,027

Petersburg, VA $82,899

Huntsville, AL $82,771

Lansing, MI $82,714

Lebanon, PA $82,703

Pueblo, CO $82,694

Appleton, WI $82,669

Buffalo, NY $82,634

Dayton, OH $82,609

Racine, WI $82,592

Charlotte, NC $82,583

Saint Louis, MO $82,557

York, PA $82,506

Elkhart, IN $82,506

Gastonia, NC $82,490

Billings, MT $82,469

Beaumont, TX $82,446

Lorain, OH $82,429

Benton Harbor, MI $82,412

Toledo, OH $82,395

Binghamton, NY $82,352

Rock Hill, SC $82,344

Rockford, IL $82,301

Springfield, IL $82,267

Elyria, OH $82,258

Fargo, ND $82,258

Flagstaff, AZ $82,199

Fort Lauderdale, FL $82,147

Duluth, MN $82,096

Miami, FL $82,096

Cheyenne, WY $82,036

Grand Forks, ND $82,036

Bangor, ME $81,848

Cedar Rapids, IA $81,754

Durham, NC $81,718

Louisville, KY $81,712

Grand Rapids, MI $81,694

Hialeah, FL $81,686

Casper, WY $81,566

Scranton, PA $81,464

New Orleans, LA $81,438

Virginia Beach, VA $81,430

Akron, OH $81,387

Peoria, IL $81,276

Sarasota, FL $81,259

Nashville, TN $81,199

Omaha, NE $81,199

Green Bay, WI $81,199

Baton Rouge, LA $81,156

Charleston, SC $81,139

Jamestown, NY $81,096

Davenport, IA $81,096

Tucson, AZ $81,054

Saint Petersburg, FL $81,002

Tampa, FL $80,985

Evansville, IN $80,934

Port Arthur, TX $80,934

Bradenton, FL $80,900

Santa Fe, NM $80,746

Orlando, FL $80,592

Clearwater, FL $80,567

Canton, OH $80,387

La Crosse, WI $80,387

Albuquerque, NM $80,336

Newport News, VA $80,327

High Point, NC $80,302

Ogden, UT $80,268

Corpus Christi, TX $80,199

Norfolk, VA $80,148

Laramie, WY $80,148

Rock Island, IL $80,097

Saginaw, MI $80,080

Jacksonville, FL $80,071

Salisbury, NC $80,054

Boise, ID $80,037

Moline, IL $79,994

Fort Myers, FL $79,968

Memphis, TN $79,951

Tulsa, OK $79,909

Waterloo, IA $79,857

Spartanburg, SC $79,772

Lincoln, NE $79,729

Fort Wayne, IN $79,712

Provo, UT $79,704

Cedar Falls, IA $79,601

San Antonio, TX $79,567

Greensboro, NC $79,533

South Bend, IN $79,524

Savannah, GA $79,430

Muskegon, MI $79,396

Birmingham, AL $79,387

Winston Salem, NC $79,346

Lake Charles, LA $79,140

Anderson, IN $79,123

Lexington, KY $79,097

Augusta, GA $79,071

Greenville, SC $79,071

Lima, OH $79,003

Wichita, KS $78,994

Tuscaloosa, AL $78,994

Columbia, SC $78,917

Springfield, OH $78,900

Asheville, NC $78,764

Bloomington, IN $78,704

Knoxville, TN $78,396

Shreveport, LA $78,388

Wilmington, NC $78,277

Roanoke, VA $78,277

Topeka, KS $78,123

Frankfort, KY $78,113

Oklahoma City, OK $78,054

Chillicothe, OH $78,020

Longview, TX $78,012

Melbourne, FL $78,003

Sioux Falls, SD $77,866

Mobile, AL $77,858

Terre Haute, IN $77,824

Altoona, PA $77,772

Amarillo, TX $77,713

Killeen, TX $77,687

Fayetteville, AR $77,619

Chattanooga, TN $77,593

Sioux City, IA $77,516

Idaho Falls, ID $77,499

Lynchburg, VA $77,431

Gainesville, FL $77,320

Portsmouth, OH $77,277

Little Rock, AR $77,260

Lafayette, LA $77,226

Youngstown, OH $77,226

Daytona Beach, FL $77,174

Clarksville, TN $77,166

Pensacola, FL $77,157

Temple, TX $77,151

Hopkinsville, KY $76,901

Erie, PA $76,884

Florence, SC $76,850

Charleston, WV $76,713

Great Falls, MT $76,670

Macon, GA $76,551

Tallahassee, FL $76,542

Fayetteville, NC $76,525

Waco, TX $76,508

Helena, MT $76,448

Pine Bluff, AR $76,416

Vincennes, IN $76,311

Lubbock, TX $76,277

Alamogordo, NM $76,226

Twin Falls, ID $76,149

Rapid City, SD $76,123

Jackson, MS $75,970

Huntington, WV $75,964

Greenville, MS $75,961

Parkersburg, WV $75,874

Montgomery, AL $75,859

Wichita Falls, TX $75,773

Springfield, MO $75,773

Biloxi, MS $75,730

Monroe, LA $75,645

Johnstown, PA $75,585

Sumter, SC $75,551

Columbus, GA $75,542

Pascagoula, MS $75,380

Abilene, TX $75,380

Kingsport, TN $75,158

Albany, GA $75,158

Gulfport, MS $75,132

Alexandria, LA $74,850

Fort Smith, AR $74,637

El Paso, TX $74,406

Las Cruces, NM $74,021

Harlingen, TX $73,804

Pocatello, ID $73,791

Florence, AL $73,680

Brownsville, TX $73,663

Mcallen, TX $73,483

Dothan, AL $73,364

Columbus, MS $72,856

Altus, OK $72,458

Lawton, OK $72,295

Pierre, SD $71,988

What Skills Can Increase a Disability Insurance Program Representative's Salary?

Demanded Skills for the Role:

Customer Service (Mentioned in 13.84% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
CCTV (Mentioned in 3.38% Job Postings):
First Aid (Mentioned in 1.67% Job Postings): First aid refers to medical attention that is usually administered immediately after the injury occurs and at the location where it occurred.

See More Skills

Skills	Demand Percentage
Customer Service	13.84%
CCTV	3.38%
First Aid	1.67%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Disability Insurance Program Representative's salary.

Coaching: Can increase your salary by up to 28%.
Loss Prevention: Can increase your salary by up to 12%.
Leadership: Can increase your salary by up to 9%.

Skill	Salary	Salary % Increase
Coaching	$109,370	28%
Loss Prevention	$95,699	12%
Leadership	$93,136	9%
Interviewing	$92,281	8%
Risk Management	$91,427	7%
Oral Communication	$91,427	7%

Get Latest Data

Disability Insurance Program Representative Salary by Industry: Top Paying Sectors

For Disability Insurance Program Representative roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Pharmaceuticals sectors offer the strongest compensation, at 20% above the average. In contrast, Disability Insurance Program Representative positions in Software & Networking or Retail & Wholesale typically offer lower base pay, as these industries often view Disability Insurance Program Representative as a support function rather than a direct revenue driver.

The top paying industries for a Disability Insurance Program Representative

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$102,535	$49.0	20%
Pharmaceuticals	$100,826	$48.0	18%
Internet	$98,262	$47.0	15%
Aerospace & Defense	$95,699	$46.0	12%
Energy & Utilities	$93,990	$45.0	10%

How Education impacts a Disability Insurance Program Representative's Salary?

Your level of education can impact your salary potential. While many Disability Insurance Program Representatives enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Disability Insurance Program Representative with a Bachelor's Degree is between $90,389 and $100,704).

Disability Insurance Program Representative Salaries by Degree Level

Typical Education for Disability Insurance Program Representative

No Diploma 1.9%

High School 16.8%

Associates 18.6%

Bachelors 44.7%

Masters 17.4%

Doctorate 0.6%

view as table

Degree Level	% of user with this level of education
No Diploma	1.9%
High School	16.8%
Associates	18.6%
Bachelors	44.7%
Masters	17.4%
Doctorate	0.6%

view as graph

Disability Insurance Program Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Disability Insurance Program Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

$75,511

Average $85,446/year

$94,518

$6,293

Average $7,120/month

$7,877

$1,452

Average $1,643/week

$1,818

$36

Average $41/hour

$45

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$94,518	$7,877	$1,818	$45
Average	$85,446	$7,120	$1,643	$41
25th Percentile	$75,511	$6,293	$1,452	$36

Salaries of jobs related to Disability Insurance Program Representative

Salary Trends for Disability Insurance Program Representative

Salaries for a Disability Insurance Program Representative can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $94,246 in 2023 to around $93,957 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Disability Insurance Program Representative salary trends, .

Average Annual Salary of Disability Insurance Program Representative Over Time

2022

$???

2023

$94,246

2024

$94,776

2025

$93,957

2026

$???

2027

$???

Year	Average Annual Salary
2022	View More
2023	$94,246
2024	$94,776
2025	$93,957
2026	View More
2027	View More

Most common benefits for Disability Insurance Program Representative

Social Security

401(k)

Disability

Healthcare

Pension

Time Off (days)

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FAQ about Disability Insurance Program Representative

1. What industry pays the highest salary for Disability Insurance Program Representative?

The Financial Services industry offers the highest average compensation for Disability Insurance Program Representative roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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