Insurance Account Representative Salary in the United States

How much does an Insurance Account Representative make in the United States?

As of August 01, 2026, the average salary for an Insurance Account Representative in the United States is $43,033 per year, which breaks down to an hourly rate of $21.

However, an Insurance Account Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $48,105
  • Majority Range (25th-75th percentile): $40,810 to $45,688
  • Entry-Level (10th percentile): $38,787
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View as table View as graph 25% $40,810 10% $38,787 90% $48,105 75% $45,688 $43,033 50%(Median) Didn’t find job title? Click

Insurance Account Representative Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $45,688 $3,807 $879 $22
Average $43,033 $3,586 $828 $21
25th Percentile $40,810 $3,401 $785 $20
Check out Insurance Account Representative Job Openings in the United States
Insurance Account Representative - State Farm Agent Team Member

Jonathan Yu - State Farm Agent - Columbus, OH

Insurance Account Representative - State Farm Agent Team Member

Amie Kim - State Farm Agent - Columbus, OH

Insurance Account Representative - State Farm Agent Team Member

Hans Schell - State Farm Agent - Columbus, OH

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Key Factors That Influence Insurance Account Representative Salaries

An Insurance Account Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Insurance Account Representative Salaries?

Experience is a primary driver of an Insurance Account Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $42,107
  • Early Career (1-2 years): $42,173
  • Mid-Level (2-4 years): $43,502
  • Senior-Level (5-8 years): $44,127
  • Expert (over 8 years): $44,205
Levels Salary
Entry Level Insurance Account Representative$42,107
Intermediate Level Insurance Account Representative$42,173
Senior Level Insurance Account Representative$43,502
Specialist Level Insurance Account Representative$44,127
Expert Level Insurance Account Representative$44,205
$42,107 0 yr
$42,173 < 2 yrs
$43,502 2-4 yrs
$44,127 5-8 yrs
$44,205 > 8 yrs
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What Am I Worth?

Top Paying Cities for Insurance Account Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $54,278
  • San Francisco: $53,684
  • Oakland: $52,552

What Skills Can Increase an Insurance Account Representative's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 8.54% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Insurance Sales (Mentioned in 4.03% Job Postings): Insurance sales involves selling various types of insurance to customers, including home, life, health and auto insurance. Primary goal is to get information about clients' needs and match them with insurance policies they offer.
  • Account Sales (Mentioned in 1.37% Job Postings): Account Sales refers to the net sales for a company. They are reported directly on the income statement.
See More Skills
Skills Demand Percentage
Customer Service 8.54%
Insurance Sales 4.03%
Account Sales 1.37%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Insurance Account Representative's salary.
  • Product Marketing: Can increase your salary by up to 27%.
  • Financial Services: Can increase your salary by up to 26%.
  • Team Development: Can increase your salary by up to 22%.
Skill Salary Salary % Increase
Product Marketing
$54,652
27%
Financial Services
$54,222
26%
Team Development
$52,501
22%
Listening
$52,070
21%
Customer Relationship
$52,070
21%
Cold Calling
$51,210
19%
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Insurance Account Representative Salary by Industry: Top Paying Sectors

For Insurance Account Representative roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Insurance Account Representative positions in Business Services typically offer lower base pay, as this sector often view Insurance Account Representative as a support function rather than a direct revenue driver.

The top paying industry for an Insurance Account Representative

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$51,640$25.020%

Insurance Account Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Account Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Salary Trends for Insurance Account Representative

Salaries for an Insurance Account Representative can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $37,153 in 2023 to around $36,933 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Insurance Account Representative salary trends, .

Average Annual Salary of Insurance Account Representative Over Time

2022
$???
2023
$37,153
2024
$37,122
2025
$36,933
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $37,153
2024 $37,122
2025 $36,933
2026
View More
2027
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Most common benefits for Insurance Account Representative

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Insurance Account Representative

Here are companies hiring for Insurance Account Representative and their salaries, click below for more details.

Find Your Next Insurance Account Representative Job

Ready to take the next step in your career? Browse thousands of current Insurance Account Representative job openings on our job board. Use the search bar below to find your perfect match.

United States
  • Jonathan Yu - State Farm Agent

    Columbus, OH

    Jonathan Yu - State Farm Agent | Columbus, OH

    Insurance Account Representative - State Farm Agent Team Member. Successful State Farm Agent is seeking a qualified professional to join their winning team... more

    7 Days Ago

  • Greg Wolfson - State Farm Agent

    Columbus, OH

    Greg Wolfson - State Farm Agent | Columbus, OH

    We're Hiring. Do you have aspirations to run your own business. If so, you may want to consider working in the office of Greg Wolfson - State Farm Agent. A... more

    10 Days Ago

  • Transamerica Premier Life Insurance Company

    Columbus, OH

    Transamerica Premier Life Insurance Company | Columbus, OH

    Insurance Representative. The Insurance Representative is directly responsible for writing new quality business, conserving existing business, providing on... more

    10 Days Ago

  • Huntington

    Columbus, OH

    Huntington | Columbus, OH

    Insurance Surety Account ManagerThe Insurance Surety Account Manager possesses a high degree of product line knowledge and technical expertise. It requires... more

    9 Days Ago

  • Huntington

    Columbus, OH

    Huntington | Columbus, OH

    Employee Benefits Account ManagerThis role will be onsite at our Easton office in Columbus, OH or Toledo, Akron, Bowling Green and Detroit Office.Summary:T... more

    9 Days Ago

  • Mike Mathers - State Farm Agent

    Columbus, OH

    Mike Mathers - State Farm Agent | Columbus, OH

    Job Description. Job Description. Benefits. Training & development. Position Overview. Are you outgoing and customer-focused. Do you enjoy working with the... more

    7 Days Ago

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FAQ about Insurance Account Representative

1. What industry pays the highest salary for Insurance Account Representative?

The Financial Services industry offers the highest average compensation for Insurance Account Representative roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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