Insurance Account Representative Salary in the United States

How much does an Insurance Account Representative make in the United States?

As of May 01, 2026, the average salary for an Insurance Account Representative in the United States is $43,041 per year, which breaks down to an hourly rate of $21.

However, an Insurance Account Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $48,113
  • Majority Range (25th-75th percentile): $40,819 to $45,695
  • Entry-Level (10th percentile): $38,795
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View as table View as graph 25% $40,819 10% $38,795 90% $48,113 75% $45,695 $43,041 50%(Median) Didn’t find job title? Click

Insurance Account Representative Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $45,695 $3,808 $879 $22
Average $43,041 $3,587 $828 $21
25th Percentile $40,819 $3,402 $785 $20
Check out Insurance Account Representative Job Openings in the United States
Sales Representative - Insurance

Globe Life: Whittingham Agencies - Cincinnati, OH

Sales Representative - Insurance

Globe Life: Whittingham Agencies - Cincinnati Airport, OH

Sales Representative - Insurance

Globe Life: Whittingham Agencies - Corryville, OH

Sales Representative - Insurance

Globe Life: Whittingham Agencies - Mt Auburn, OH

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Key Factors That Influence Insurance Account Representative Salaries

An Insurance Account Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Insurance Account Representative Salaries?

Experience is a primary driver of an Insurance Account Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $42,114
  • Early Career (1-2 years): $42,181
  • Mid-Level (2-4 years): $43,509
  • Senior-Level (5-8 years): $44,134
  • Expert (over 8 years): $44,212
Levels Salary
Entry Level Insurance Account Representative$42,114
Intermediate Level Insurance Account Representative$42,181
Senior Level Insurance Account Representative$43,509
Specialist Level Insurance Account Representative$44,134
Expert Level Insurance Account Representative$44,212
$42,114 0 yr
$42,181 < 2 yrs
$43,509 2-4 yrs
$44,134 5-8 yrs
$44,212 > 8 yrs
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What Am I Worth?

Top Paying Cities for Insurance Account Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $54,287
  • San Francisco: $53,693
  • Oakland: $52,561

What Skills Can Increase an Insurance Account Representative's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 8.54% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Insurance Sales (Mentioned in 4.03% Job Postings): Insurance sales involves selling various types of insurance to customers, including home, life, health and auto insurance. Primary goal is to get information about clients' needs and match them with insurance policies they offer.
  • Account Sales (Mentioned in 1.37% Job Postings): Account Sales refers to the net sales for a company. They are reported directly on the income statement.
See More Skills
Skills Demand Percentage
Customer Service 8.54%
Insurance Sales 4.03%
Account Sales 1.37%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Insurance Account Representative's salary.
  • Product Marketing: Can increase your salary by up to 27%.
  • Financial Services: Can increase your salary by up to 26%.
  • Team Development: Can increase your salary by up to 22%.
Skill Salary Salary % Increase
Product Marketing
$54,661
27%
Financial Services
$54,231
26%
Team Development
$52,509
22%
Listening
$52,079
21%
Customer Relationship
$52,079
21%
Cold Calling
$51,218
19%
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Insurance Account Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Account Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on May 01, 2026

Salary Trends for Insurance Account Representative

Salaries for an Insurance Account Representative can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $37,153 in 2023 to around $36,933 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Insurance Account Representative salary trends, .

Average Annual Salary of Insurance Account Representative Over Time

2022
$???
2023
$37,153
2024
$37,122
2025
$36,933
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $37,153
2024 $37,122
2025 $36,933
2026
View More
2027
View More

Most common benefits for Insurance Account Representative

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Insurance Account Representative

Here are companies hiring for Insurance Account Representative and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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